| STATE |
STATUTE CITATIONS |
ORAL |
WRITTEN |
PROMISSORY |
OPEN-ENDED ACCOUNTS |
| ALABAMA |
Ala. Code – 6-2-2 et. seq. |
6 |
6 |
6 |
3 |
| ALASKA |
Alaska Stat. – 09.10.010 et. seq. |
6 |
6 |
3 |
3 |
| ARIZONA |
Ariz. Rev. Stat. Ann. – 12-541 et. seq. |
3 |
6 |
6 |
3 |
| ARKANSAS |
Ark. Code Ann. – 16-56-101 et. seq. |
6 |
6 |
3 |
3 |
| CALIFORNIA |
Cal. Civ. Proc. Code – 312 et. seq. |
2 |
4 |
4 |
4 |
| COLORADO |
Colo. Rev. Stat. – 13-80-102 et. seq. |
6 |
6 |
6 |
6 |
| CONNECTICUT |
Conn. Gen. Stat. Ann. – 52-576 et. seq. |
3 |
6 |
6 |
3 |
| DELAWARE |
Del. Code Ann. tit. 10, – 8101 et. seq. |
3 |
3 |
3 |
4 |
| DISTRICT OF COLUMBIA |
D.C. Code – 12-301 et. seq. |
3 |
3 |
3 |
3 |
| FLORIDA |
Fla. Stat. Ann. – 95.011 et. seq. |
4 |
5 |
5 |
4 |
| GEORGIA |
Ga. Code Ann. – 9-3-20 et. seq. |
4 |
6 |
6** |
4 |
| HAWAII |
Haw. Rev. Stat. – 657-1 et. seq. |
6 |
6 |
6 |
6 |
| IDAHO |
Idaho Code – 5-201 et. seq. |
4 |
5 |
5 |
4 |
| ILLINOIS |
735 Ill. Comp. Stat. 5/13-201 et. seq. |
5 |
10 |
10 |
5 |
| INDIANA |
Ind. Code Ann. – 34-11-2-1 et. seq. |
6 |
10 |
10 |
6 |
| IOWA |
Iowa Code Ann. – 614.1 et. seq. |
5 |
10 |
5 |
5 |
| KANSAS |
Kan. Stat. Ann. – 60-501 et. seq. |
3 |
6 |
5 |
3 |
| KENTUCKY |
Ky. Rev. Stat. Ann. – 413.080 et. seq. |
5 |
15 |
15 |
5 |
| LOUISIANA |
La. Civil Code – 3492 et. seq. |
10 |
10 |
10 |
3 |
| MAINE |
Me. Rev. Stat. Ann. tit. 14, – 751 et. seq. |
6 |
6 |
6 |
6 |
| MARYLAND |
Md. Courts & Jud. Proc. Code Ann. – 5-101 et. seq. |
3 |
3 |
6 |
3 |
| MASSACHUSETTS |
Mass. Ann. Laws ch. 260, – 1 et. seq. |
6 |
6 |
6 |
6 |
| MICHIGAN |
Mich. Comp. Laws – 600.5801 et. seq. |
6 |
6 |
6 |
6 |
| MINNESOTA |
Minn. Stat. Ann. – 541.01 et. seq. |
6 |
6 |
6 |
6 |
| MISSISSIPPI |
Miss. Code. Ann. – 15-1-1 et. seq. |
3 |
3 |
3 |
3 |
| MISSOURI |
Mo. Rev. Stat. – 516.097 et. seq. |
5 |
10 |
10 |
5 |
| MONTANA |
Mont. Code Ann. – 27-2-2021 et. seq. |
5 |
8 |
8 |
5 |
| NEBRASKA |
Neb. Rev. Stat. – 25-201 et. seq. |
4 |
5 |
5 |
4 |
| NEVADA |
Nev. Rev. Stat. Ann. – 11.010 et. seq. |
4 |
6 |
3 |
4 |
| NEW HAMPSHIRE |
N.H. Rev. Stat. Ann. – 508:1 et. seq. |
3 |
3 |
6 |
3 |
| NEW JERSEY |
N.J. Stat. Ann. – 2a:14-1 et. seq. |
6 |
6 |
6 |
6 |
| NEW MEXICO |
N.M. Stat. Ann. – 37-1-1 et. seq. |
4 |
6 |
6 |
4 |
| NEW YORK |
N.Y. Civ. Prac. Laws & Rules – 201 et. seq. |
6 |
6 |
6 |
6 |
| NORTH CAROLINA |
N.C. Gen. Stat. – 1-46 et. seq. |
3 |
3 |
5 |
3 |
| NORTH DAKOTA |
N.D. Cent. Code – 28-01-01 et. seq. |
6 |
6 |
6 |
6 |
| OHIO |
Ohio Rev. Code Ann. – 2305.03 et. seq. |
6 |
15 |
15 |
6 |
| OKLAHOMA |
Okla. Stat. Ann. tit. 12, – 93 et. seq. |
3 |
5 |
5 |
3 |
| OREGON |
Or. Rev. Stat. – 12.010 et. seq. |
6 |
6 |
6 |
6 |
| PENNSYLVANIA |
42 Pa. Cons. Stat. Ann. – 5501 et. seq. |
4 |
4 |
4 |
4 |
| RHODE ISLAND |
R. I. Gen. Laws – 9-1-12 et. seq. |
15 |
15 |
10 |
10 |
| SOUTH CAROLINA |
S.C. Code Ann. – 15-3-510 et. seq. |
3 |
3 |
3 |
3 |
| SOUTH DAKOTA |
S.D. Codified Laws Ann. – 15-2-1 et. seq. |
3 |
6 |
6 |
6 |
| TENNESSEE |
Tenn. Code Ann. – 28-3-101 et. seq. |
6 |
6 |
6 |
6 |
| TEXAS |
Tex. Civ. Prac. & Rem. Code – 16.001 et. seq. |
4 |
4 |
4 |
4 |
| UTAH |
Utah Code Ann. – 78-12-22 et. seq. |
4 |
6 |
4 |
6 |
| VERMONT |
Vt. Stat. Ann. tit. 12, – 506 et. seq. |
6 |
6 |
5 |
3 |
| VIRGINIA |
Va. Code Ann. – 8.01-228 et. seq. |
3 |
5 |
6 |
3 |
| WASHINGTON |
Wash. Rev. Code Ann. – 4.16.005 et. seq. |
3 |
6 |
6 |
3 |
| WEST VIRGINIA |
W. Va. Code – 55-2-6 et. seq. |
10 |
5 |
2 |
2 |
| WISCONSIN |
Wis. Stat. Ann. – 893.01 et. seq. |
5 |
10 |
6 |
5 |
| WYOMING |
Wyo. Stat. – 1-3-102 et. seq. |
8 |
10 |
10 |
8 |