Category Archives: Credit & Debt

Car Loans, Credit & Debt · August 13, 2026

The $7,000 Car Mistake You Need to Avoid

For many of us, having a car is a necessity. For some families, two are needed. But I see far too many households spending way too much on this need. The big tell is that nearly 30% of the cars…

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Budgeting, Credit & Debt, Saving, Student Loans · July 2, 2026

Borrowing to Pay For Your Kid’s College Just Got Riskier

New rules that went into effect on July 1 drastically change how parents can borrow to help pay for a child’s college education. The federal loan program for parents, PLUS loans, has been drastically reduced. Parents can “only” borrow $20,000…

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Credit & Debt, Financial Planning, Student Loans · June 4, 2026

The Math of Graduate School is Now More Expensive

If you have a child or grandchild considering grad school, I want you all to understand that new loan rules can make borrowing for an advanced degree even more expensive. I need you and your studious loved one to understand…

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Budgeting, Car Loans, Credit & Debt, Debt, Saving · May 28, 2026

Cars Are Now a Huge Financial Risk

Cars have become a financial danger zone. The average price of a new car is around $50,000, and about half of that for a used car. And car loan rates are a lot higher than they were a few years…

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Budgeting, Credit & Debt, Saving · May 14, 2026

House Rules for Helping New Graduates

If you have a newly minted college graduate in the family, I want to say: Congratulations! That is a tremendous accomplishment. For them, and for you. Yes, I know it is a tough job market for young adults right now.…

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Credit & Debt, Home & Renters Insurance, Insurance · April 16, 2026

How Credit Can Affect Home Insurance Costs

The rising cost of homeowner’s insurance is somewhat out of our control, as it reflects the rising cost of claims (and future risk of claims) caused by extreme weather. But in most states, insurers can use something that is in…

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Budgeting, Credit & Debt, Credit Cards, Emergency Funds, Roth Accounts, Saving · February 26, 2026

Make Your Tax Refund Work for You

I want you to know that financial experts are expecting your household to be a big boost for the economy this year. My hope is that you will be smart and not behave as expected without careful consideration. Here’s what…

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Car Insurance, Car Loans, Credit & Debt, Financial Planning, Insurance, Saving · February 5, 2026

A Car Expense That Can Save You Money

If your household relies on a car, or two, to function, I think one of the smartest financial moves you can make this year is to spend money on car maintenance. The longer you can keep your car humming and…

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Credit & Debt, Debt, Estate Planning, Home Loans, Must Have Documents, Podcast, Wills & Trusts · February 5, 2026

Podcast Episode – Advice For Buying Your First Home, Late in Life

In this episode of Ask KT and Suze Anything, Suze answers your questions about inheritance, debt collections, buying a home when one is in their 50s and so much more! Listen to Podcast Episode:   Podcast Transcript: KT: OK, everybody,…

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