Category Archives: Retirement

Retirement, Roth Accounts, Saving · May 21, 2026

Jumpstarting a Roth IRA is a Fantastic Legacy

Summertime is often when teens land their first meaningful jobs, and recent college grads head into the permanent workforce. That means they become eligible to save for retirement in a Roth IRA. Now you and I both know that retirement…

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Budgeting, Debt, Emergency Funds, Health Insurance, Roth Accounts, Saving · May 7, 2026

Don’t You Dare Miss This Great Tax Refund Opportunity

With the April 15th tax deadline just passed, I know many of you are now eagerly awaiting a federal tax refund. And it could be a big chunk of money. The average federal refund this year is about $3,500, which…

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Financial Planning, Investing, Portfolio Management, Retirement · April 30, 2026

How to Be Smart with Your Finances When You Are Fearful

There is a lot of unsettling news right now, and so much of it can hurt us financially. Higher gas prices and lower stock prices are a challenge to even the calmest among us. And what makes the stress even…

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Financial Planning, Retirement · April 23, 2026

Women and Finances After 65

I need to have a frank chat with those of you at least 65 or so years old, who are married to a man, or in a long-term relationship where your finances are intertwined. I wish you continued years of…

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Emergency Funds, Roth Accounts, Saving · March 26, 2026

Reduce Your Financial Stress Week by Week

If you feel financially stressed, you’re not alone. More than 7 in 10 people surveyed in 2025 by the Employee Benefit Research Institute said thinking about their financial future was stressing them out. And there was the same amount of…

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Retirement · March 5, 2026

Avoid This Hidden Cost of Aging in Place

Staying put is a very popular retirement strategy. And I totally understand that many of you want to stay in the home that you live in, rather than downsize or move someplace else. But from a financial standpoint, it can…

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Budgeting, Credit & Debt, Credit Cards, Emergency Funds, Roth Accounts, Saving · February 26, 2026

Make Your Tax Refund Work for You

I want you to know that financial experts are expecting your household to be a big boost for the economy this year. My hope is that you will be smart and not behave as expected without careful consideration. Here’s what…

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Emergency Funds, Financial Planning, Retirement, Saving · February 12, 2026

Surprise Retirement Costs You Need to Plan For

By the time you get to retirement, you will have decades of experience knowing that life often throws unexpected expenses in your path. But a new study reports that most retirees aren't financially prepared for handling these unplanned expenses. According…

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Investing, Podcast, Retirement, Roth Accounts, Social Security, Stocks/Bonds/ETFs · January 29, 2026

Podcast Episode – Is It Better To Own Actual Gold In My IRA Or In An ETF?

On this episode of Ask KT & Suze Anything, Suze answers your questions about Roth conversions, where the best place to own gold might be and leaving property to children.  Plus, Social Security benefits after an annulment and more. Listen…

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