Category Archives: Retirement

IRAs/401(k)s, Retirement · July 23, 2026

Married Couples Lose Out on the 401k Match Game

If you are fortunate enough to have a workplace retirement plan that offers a matching contribution, the goal should always be to set your contribution rate so you qualify for the maximum employer match. But for married couples who both…

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Budgeting, Financial Planning, Retirement, Saving · July 16, 2026

The Financial Risk When Kids Move Back Home

More than 40% of parents with kids between the ages of 18-35 report that a child has moved back home at some point. About half of those kids did it out of necessity, but for many, it was more of…

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IRAs/401(k)s, Retirement, Saving · June 25, 2026

“I’ll Work Longer” Is Not a Retirement Plan

I totally understand that many of you near retirement are considering working longer to shore up your retirement plan. Working longer can make great sense. You can keep your retirement savings growing longer, tap into less earlier, and perhaps even…

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Retirement, Social Security · June 11, 2026

What the Latest Social Security Buzz Gets Wrong

There’s been some chatter on social media lately about Social Security that I think is bad advice. The message is that you are better off claiming as early as possible — at age 62 — rather than waiting to collect…

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Retirement, Roth Accounts, Saving · May 21, 2026

Jumpstarting a Roth IRA is a Fantastic Legacy

Summertime is often when teens land their first meaningful jobs, and recent college grads head into the permanent workforce. That means they become eligible to save for retirement in a Roth IRA. Now you and I both know that retirement…

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Budgeting, Debt, Emergency Funds, Health Insurance, Roth Accounts, Saving · May 7, 2026

Don’t You Dare Miss This Great Tax Refund Opportunity

With the April 15th tax deadline just passed, I know many of you are now eagerly awaiting a federal tax refund. And it could be a big chunk of money. The average federal refund this year is about $3,500, which…

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Financial Planning, Investing, Portfolio Management, Retirement · April 30, 2026

How to Be Smart with Your Finances When You Are Fearful

There is a lot of unsettling news right now, and so much of it can hurt us financially. Higher gas prices and lower stock prices are a challenge to even the calmest among us. And what makes the stress even…

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Financial Planning, Retirement · April 23, 2026

Women and Finances After 65

I need to have a frank chat with those of you at least 65 or so years old, who are married to a man, or in a long-term relationship where your finances are intertwined. I wish you continued years of…

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Emergency Funds, Roth Accounts, Saving · March 26, 2026

Reduce Your Financial Stress Week by Week

If you feel financially stressed, you’re not alone. More than 7 in 10 people surveyed in 2025 by the Employee Benefit Research Institute said thinking about their financial future was stressing them out. And there was the same amount of…

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