Category Archives: Emergency Funds

Emergency Funds, Saving · October 8, 2026

The One Benefit That Shows Your Employer Gets It

Those of you working for an employer who offers various benefits—such as health insurance and access to a retirement plan—know you’re soon going to get pinged that it’s time to review your benefits for 2027. I want you to actually…

Read Now ›

Budgeting, Debt, Emergency Funds, Health Insurance, Roth Accounts, Saving · May 7, 2026

Don’t You Dare Miss This Great Tax Refund Opportunity

With the April 15th tax deadline just passed, I know many of you are now eagerly awaiting a federal tax refund. And it could be a big chunk of money. The average federal refund this year is about $3,500, which…

Read Now ›

Emergency Funds, Health Insurance, Insurance, Saving · April 2, 2026

Should You Have a Medical Savings Fund?

A recent national survey reported that just 1 in 3 Americans had no stress last year about being able to pay medical bills. That means 7 in 10 Americans had some stress. I think it’s fair to say that worrying…

Read Now ›

Emergency Funds, Roth Accounts, Saving · March 26, 2026

Reduce Your Financial Stress Week by Week

If you feel financially stressed, you’re not alone. More than 7 in 10 people surveyed in 2025 by the Employee Benefit Research Institute said thinking about their financial future was stressing them out. And there was the same amount of…

Read Now ›

Emergency Funds, Health Insurance, Insurance, Saving · March 12, 2026

The Overlooked Risk in Your Health Insurance Plan

You know my rule is to always hope for the best and plan for the worst. When it comes to your health, I think many of you may not be carefully planning for a year (or more) where you have…

Read Now ›

Budgeting, Credit & Debt, Credit Cards, Emergency Funds, Roth Accounts, Saving · February 26, 2026

Make Your Tax Refund Work for You

I want you to know that financial experts are expecting your household to be a big boost for the economy this year. My hope is that you will be smart and not behave as expected without careful consideration. Here’s what…

Read Now ›

Budgeting, Emergency Funds, Health Insurance, Insurance, Saving · February 19, 2026

Don’t Just Worry About Your Job Security

According to a recent Gallup survey, 6 in 10 of us expect unemployment to rise in 2026. That means that 6 in 10 of us are likely anxious about our jobs. Deep breath, my friends. Worry is human. The challenge…

Read Now ›

Emergency Funds, Financial Planning, Retirement, Saving · February 12, 2026

Surprise Retirement Costs You Need to Plan For

By the time you get to retirement, you will have decades of experience knowing that life often throws unexpected expenses in your path. But a new study reports that most retirees aren't financially prepared for handling these unplanned expenses. According…

Read Now ›

Budgeting, Emergency Funds, Financial Planning · January 29, 2026

My Big Pet Peeve

Most American households have a furry friend or two (or more) in the family. Around two-thirds of households report having a pet. I have no problem with that; I appreciate what joy and connection pets can provide. What I do…

Read Now ›