Category Archives: saving

debt, saving, student loans · December 14, 2016

This Ridiculous Trend is Driving Me Nuts!

According to the car data experts at Edmunds.com a record number of Americans are making one of the worst financial moves ever. Edmunds.com says that nearly 1 in 3 new car buyers are paid less when they trade in their…

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Home/Renters Insurance, insurance, saving · November 30, 2016

My Holiday Challenge: How Much Can You Save While Shopping?

You know that I have often stated that one of the keys to financial freedom is to feel as much pleasure from saving, as you get from spending.

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car loans, debt, saving · November 24, 2016

Nearly 1/3 Of New Car Buyers Are Making A Very Big Mistake

According to Experian, the percentage of consumers who chose a lease when purchasing a new car jumped from less than 27% a year ago to a record high of 31.4% in the second quarter of this year.

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credit cards, Emergency Funds, life insurance, retirement, saving · November 16, 2016

Why I Hate Guaranteed Acceptance Whole Life Insurance

I was glued to the TV recently watching the news when an advertisement for Guaranteed Acceptance Life Insurance came on. Whoo boy, did my blood pressure rise. I am not a fan of this type of life insurance.

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credit cards, medicare, retirement, saving · November 9, 2016

How Seniors Can Save Money In 2017

Well, as you have probably heard, the annual inflation adjustment Social Security recipients will get in 2017 will be 0.3%. That’s about $4 a month for the average retiree.

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budgeting, life insurance · October 26, 2016

What No Mother With Young Children Can Afford to Leave Off Her Shopping List

I was shopping at Costco recently, enjoying the great value as always. While waiting in line to check out I got to chatting with a few young mothers-with babies in tow-who were waiting as well. Me being me I was…

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investing, medicare, retirement, saving, Stocks/Bonds/ETFs · October 19, 2016

The Best Investment Move You Can Make Right Now

It’s been a great stretch for investors. Stocks have gained more than 250% in the bull market that stretches all the way back to 2009. I am always a big believer that dollar cost averaging-investing on a regular basis-is a…

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debt, investing, saving · September 28, 2016

Take Interest In Shoring Up Your Finances Now

It's human nature to think that making money entails investing in the stock market, bond market or real estate. But another important way to boost your net worth is to pay down your debts.

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credit cards, insurance, Long Term Care, retirement · September 22, 2016

How to Deal with a Rate Increase on Your Long-Term Care Insurance Policy

Many of you are asking me what to do when you receive a rate increase on your long-term care insurance policy. You know my advice for years has been to not buy long-term care insurance unless you can afford a…

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