Credit Cards
Podcast Episode - Suze School: The Actions You Need To Take Now, With Your Money
In this Suze School, Suze asks, “What should you be doing with your money in your situation?” She goes through several categories that you need to examine and take action on, in order to protect
What You Really Need in 2025
There is no good time to carry expensive credit card debt. But to be paying interest of more than 20% on unpaid credit card balances in retirement seems especially hard.
What a Fed Rate Cut Means for You
After two years of sharply rising from 0% to more than 5%, the Federal Reserve has now begun to reduce its powerful Federal Funds rate. In mid-September, it lowered its target rate by half a perce
Podcast Episode - Ask KT & Suze Anything: Should We Buy or Rent When We Retire?
On this edition of Ask KT and Suze Anything, Suze answers questions about ROTHs, IRA contributions, spousal credit card debt, plus a “Should I Do It?” quizzy and so much more!
Podcast Episode - Ask KT & Suze Anything: Can I Afford to go on Vacation?
On this edition of Ask KT and Suze Anything, Suze answers questions about emergency funds, credit card debt, leaving assets to children, reverse mortgages, plus a “Can I Afford It?” quizzy and so
Podcast Episode - Ask KT & Suze Anything: Can I Use my HSA While I’m on Medicare?
On this special Sunday edition of Ask KT and Suze Anything, Suze answers questions about when to collect Social Security, credit cards for teenagers, LIRPs as investments and so much more.
Smart Steps When You Have Credit Card Debt
A recent report found that unpaid credit card balances grew 9% over the past year, and another survey estimates that many households have had an unpaid credit card balance for at least one year.
Podcast Episode - Ask KT & Suze Anything: How Do I Avoid a Hit to my FICO Score?
For this episode of Ask KT and Suze Anything, Suze answers questions about CD maturities, correcting mistakes, caregiving and so much more.
The Best 2024 Financial Resolutions
I hope you are ending this year in stronger financial shape than you began. And it is my wish for each of you that 2024 is a year of building more financial security.
Credit Scores and Credit Reports: How to Check Them
Given what is going on in our economy, it is so very important to make sure your credit is solid.
How to Tackle High Credit Card Interest Rates in 2023
I have to be honest with you. When I first saw the data on the current average interest rate imposed on consumers who don’t pay their credit card bill in full, I thought something was wrong with my ey
Medical Credit Cards: What to Know
The high cost of medical care is one of the most important reasons why I want everyone to work on building an emergency savings fund that can cover up to a year of living expenses.
Credit Card Debt: This Is a Sign You May Not Be Financially Honest
If you have credit cards and you don’t always pay off the balance each month you have plenty of company.
Podcast Episode - Ask Suze & KT Anything: Buying A House, Inheriting A Roth & Boosting Your FICO Score
On today’s podcast of Ask Suze & KT Anything, Suze answers questions about filling out the MUST HAVE™ Documents, inheriting a ROTH, boosting a credit score and more.
Podcast Episode - Ask Suze & KT Anything: Should I Move Money from my 401k into My Savings?
On today’s podcast of Ask Suze & KT Anything, Suze answers questions about canceling credit cards, better savings options, car leases, robo advisors and so much more!
Are You Prepared for a Recession?
You know I am a big believer in “hope for the best, plan for the worst.” And right now you really need to get serious about planning for a recession.
Podcast Episode - Ask Suze & KT Anything: What Safe Investments Can I Make? - 366
On today’s podcast Ask Suze & KT Anything, Suze answers questions about dividend paying stocks, student loans, what cost basis means, inheritance, store credit cards and so much more!
What To Do When the Fed Raises Interest Rates
The Federal Reserve just made a big change in its policy, and over the coming months the fallout from this change will be felt throughout your financial life.
Podcast Episode - Two For One Sunday
On this special Sunday podcast of Ask KT & Suze Anything, Suze answers questions from listeners about making changes to your will and trust, is gifting a Roth possible, and so much more!
Podcast Episode - Suze School: Stay Calm
Suze is back and after a brief update on her health, she weighs in on everything happening in the world right now and how it impacts your money. Are you in a “financial” hospital?
This Credit Card Trend Has Me Worried
The total amount of unpaid credit card bills grew $52 billion in the last quarter of 2021. That’s the largest quarterly increase since the New York Federal Reserve began tracking this important signal
Clean Up and Clean Out Your Monthly Charges
Some of the best-performing stocks through the pandemic have been companies that run self-storage facilities.
Your Credit Card is Hurting You
More than 1 in 4 Americans surveyed in October said they had applied for a new credit card in the last 12 months.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Catherine, Rita, Terri, Jose, Patti, Katie, Julie, Jennifer and Shannon selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Michael, Laura, Anita, Taxi Cat, Carmen, Nicole and Tycee, selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Victoria, Monica, Diana, Jen, Jorge, Melissa & Jen, and Marybeth selected and read by KT.
What’s Your Post-Covid Spending Plan?
Now that coronavirus vaccinations have begun, I know that we are all eager to be able to get out more, get together more, and maybe even get-away (travel) more.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Linda, Debbie, Nicholas, Vicheal, Donna, Tova, Stacy and Kim selected and read by KT.
Do You Have a Plan for Your Money from Washington?
In the coming weeks many households will likely be getting some financial help from Washington. A new round of stimulus checks and a supplemental federal unemployment benefit was finalized in late Dec
Podcast Episode - Ask Suze Anything
In this “Short & Sweet” podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners selected and read by KT. We hear from Susan, Erika, Erica, Alicia, Christina, Rosie, and more.
Podcast Episode - Special Best Of: Keeping Good Company
There is a storm affecting Suze’s ability to send her podcast today. Suze presents this special "Best Of" from November 1, 2018, where she and Sarah ask and answer an important question.
Let’s Talk About Holiday Spending…Right Now
Yes, I know the calendar says it’s only Halloween. But this is the perfect time that you and I have a serious chat about your spending budget for the upcoming holiday season.
Only 1 in 3 Americans Takes This Smart Financial Step
Checking your credit report is free. And it is incredibly important to do. But a new survey from CompareCards.com says that just one in three adults checked their credit report last year.
Podcast Episode - Best Of: Words of Wealth
While Suze is recovering from her surgery, Sarah and Robert present a "Best Of" episode from October 13, 2019, and Sarah gives an update from Suze.
Don’t Send Your Kid to College Without This
Now that another college year is beginning, I want to make sure that all the Moms and Dads have packed off the kids with one very important item:
Podcast Episode - The Perfect Financial Storm
In this podcast, Suze outlines four key upcoming dates that will have an effect on many people’s financial security.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Jessica, Mini, Joan, Gloria, Virginia, and Asuun.
Podcast Episode - Ask Suze Anything
In this edition of Ask Suze Anything, Suze answers questions from Women & Money listeners Joann, Riley, Mary, Joelle, Gary, Eileen, Tonya, and many PPP recipients.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Elise, Denise, Suzanne, Jerilyn, Jennifer, Laura, and Beth.
Credit Card Tips During a Financial Crisis
I want to make sure that all of you are up to date on my recommendations for the smartest credit card moves if your household is dealing with a loss of income during the current crisis.
Podcast Episode - The Future of the Unknown
In this Podcast, Suze addresses the unknown that awaits all of us in regard to universities. About how what happens with universities affects more than just the students going to school or not.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Brandon, Carla, Lolo, Danielle, Tracy, Patty, Justine, and Crystal.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, Suze reviews the latest with the economic crisis as a result of COVID-19, gives us an important warning about IRS scams, and more.
How to Reduce Your Expenses During the Crisis
I know some of you have already lost your jobs as the economy reels from the impact of the coronavirus crisis. And many more of you are worried about a job loss or sharply reduced hours.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Doris, Denise, Norma, Brent, Lisa, Cynthia, Mary, Ashley and Tyler, Kristie, and Anonymous.
Top Priorities for Funding your Ultimate Retirement
Previously, I made the case for how you can refine your spending choices today so you have more money to put toward retirement goals.
Podcast Episode - Shattering The Money Myths
In today’s podcast, we go to Suze School as Suze talks about many of the money myths coming from Women & Money listeners.
Stop Living Life on Borrowed Money
I want you to make it your top priority once and for all to be smart and powerful in how you choose to use the money you have, as well as the money you do not have.
Podcast Episode - Are Your Lies Destroying Your Money
In this podcast, Suze gives us updates from stories she’s shared in a few recent episodes, to remind us that time is money and we should spend it wisely.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, we’ll hear from Women and Money listeners Terry, Lauren, and Anonymous.
Podcast Episode - Ask Suze Anything
In this rapid-fire podcast of Ask Suze Anything, we hear questions from Women & Money listeners Jamie, Norma, Danielle, Michelle, Cindy, Phil, Nicholas, Jacqueline, Mohammad, Lauren, and Valerie.
Podcast Episode - Ask Suze Anything
In this rapid-fire Ask Suze Anything podcast, we hear questions from Women & Money listeners Annun, Sonia, Annie, Nicole, Anonymous, Tara, Maureen, Justin, and Chelsea.
Podcast Episode - Pride
Pride. In the wrong setting, too much pride can ruin us. In this podcast, Suze shares three stories about how pride lead to severe financial set-backs for people in her life.
What Will You Do with your 2020 Raise?
A recent survey of employers says they expect the typical raise next year to be around 3%. I hope you are the rock star who lands an even bigger pay increase. But, 3% is good when you consider that th
Podcast Episode - Ask Suze Anything
In this Ask Suze Anything podcast, Suze talks about mistakes you can’t afford to make. She answers questions from Women & Money listeners Sarah, Jill, Joann, Menni, and Gavaris.
Yes, There Will be a Recession. Here’s How to Prepare.
It’s been more than a decade since the U.S. economy fell into a recession. That’s a long time ago. But I know for many of you, far from forgotten, as the Great Recession that lasted from late 2007 to
Americans Say Paying Off Debt is Their Top Goal
A large national survey by the Transamerica Center for Retirement Studies found that saving for retirement is not our top priority.
Give Yourself Credit
In this episode of Women & Money, Suze gives you everything you need to know about credit cards.
40 Million Americans Say They Will Miss a Credit Card Payment. Not You!
A recent survey reports that an estimated 40 million Americans expect to make a mess of their financial life this year by missing a credit card payment.
How to Make the Most of a Cash Windfall
Did you land a year-end bonus? Even better, a nice raise? Or, perhaps you’ve been working a side gig and have some extra income to put to work? Also, I know many of you will soon be receiving...
The Procrastinator’s Guide to Dealing with Credit Card Debt
As much as I wish that no one overspent during the holidays, I know that many of you are facing January credit card statements that are going to set off some stress. You realize there’s...
Podcast Episode - Special Episode For Federal Employees: Money Moves You Need To Know Now
This is a special bonus episode especially for Federal Employees whose pay is affected by the government shutdown in January 2019.
Podcast Episode - Debt Is Bondage
Dealing with personal debt is the most critical aspect of achieving a successful financial future.
Credit Card Alert: How to Avoid the Big Trap of 2019
You know where I stand on having credit card debt. It holds you back from being all you can, and deserve, to be. I realize some of you have credit card debt due to emergencies, like a medical bill...
Rule #1 of debt management: Honor your obligations
I am all about helping people get out of financial trouble. I am always humbled when someone lays bare their financial struggle and asks for my advice.
Protecting your financial life is now free. Don’t pass up this offer.
One of the best ways to protect yourself from identify thieves is now free of charge. Beginning in late September, Equifax, Experian and TransUnion began offering consumers the ability to place an
This One Move Will Automatically Improve Your Financial Life
This One Move Will Automatically Improve Your Financial Life
2018 is the Worst Year Since 2018 to Carry Credit Card Debt
If you just overdid it on the holiday spending, please do your very best to buckle down and pay off the balance as quickly as possible to avoid rising interest rate charges.
Email Scams are Rising. Do you Know how to Protect Yourself?
I hope that after the news of the Equifax data breach, you’re being extra smart about taking steps to monitor your credit reports. You can always get one free credit report a year from each of the three credit bureaus at annualcreditreports.com.
A Credit Card Strategy for Dealing with Natural Disasters
Digging out from the losses incurred when a natural disaster strikes can take time. Waiting for insurance claims to be processed, or emergency aid to be disbursed can take weeks, or longer. Meanwhile households have bills to pay, and the financial strain of needing to replace so much right now just to get back to functioning.
Financial Do’s and Don'ts After Disaster Strikes
Hurricanes and tropical storms in Florida and throughout the Caribbean, wildfires in the west and the Mexico earthquakes have been devastating for so many. And heart wrenching for all of us.
How to Bounce Back from a Spending Hangover
It’s that scary time of the year: Your December credit card statements start rolling in. I hope that you have everything under control and can pay off every balance in full. But if that’s not doable, I want you to promise me that you will be extra smart in how you take control of your spending hangover.
Why I Hate Guaranteed Acceptance Whole Life Insurance
I was glued to the TV recently watching the news when an advertisement for Guaranteed Acceptance Life Insurance came on. Whoo boy, did my blood pressure rise. I am not a fan of this type of life insurance.
How Seniors Can Save Money In 2017
Well, as you have probably heard, the annual inflation adjustment Social Security recipients will get in 2017 will be 0.3%. That’s about $4 a month for the average retiree.
A Great Credit Card for Paying Down Your Debt
If you are struggling to make a dent in a large credit card balance, and you have a strong FICO score, I want you to look into what could possibly be the ticket to finally being able to pay down your balance. As reported by NextAdvisor, the Citi Simplicity Card offers 21 months of no interest payments on balance transfers or new purchases. That’s nearly two years to make progress paying down your credit card debt.
Teach your Children Well-Part 3: Give Your Kid’s Credit
Young adults are making a big mistake with their finances. Survey after survey reports that most millennials do not have a credit card. I am wholeheartedly on board with preferring a debit card. But everyone needs to also have a credit card and use it responsibly.
Credit Card Industry Set to Rake in an Extra $30 Billion. How to Avoid Paying Your Part.
If you have unpaid credit card balances, your situation could soon progress from very expensive to ridiculously expensive.
A Dental Savings Plan That Will Make You Smile
According to the Centers for Disease Control, about 40% to 45% of adult Americans don’t see a dentist in a given year. Cost is obviously a big reason why so many avoid the dentist. By one estimate nearly 68 million Americans have no dental coverage. That makes going to the dentist extra nerve-wracking, as you need to worry about the pain of a big out-of-pocket expense.
Savings v. Paying Off Credit Card Debt: What’s the Right Move?
One of the hardest challenges managing your financial life is figuring out how best to juggle multiple goals. And one of the most vexing decisions is what to do if you have credit card debt and you have money sitting in your emergency savings fund.
How Grandparents Can Make the Most of a Grandchild’s Summer Job
So often grandparents come up to me and ask how they can best help their grandchildren get a leg up. My favorite move is to gift a grandchild money to open a Roth IRA. Here’s what you need to know:
4 Signs You Should Rent Not Buy
I am a big believer in home ownership, but only if it makes financial sense. If you answer yes to any of these questions you are better off renting:
The Best Moves to Boost Your Credit Score
Having a good credit score isn’t good enough. To land the best loan deals and qualify for the best credit card offers you need to have a seriously great FICO credit score of at least 740. Here’s how to improve your FICO score.
Beware: 2015 Prime Time for Credit Card Rates to Rise
You know how much I hate credit card debt, given the astronomical interest rates you are stuck paying. Though the average is around 14% I know plenty of you pay more than 20% interest. And next year could be even more expensive for anyone carrying credit card debt.
No Student Debt? Great, But You’re Still Being Dragged Down by the Student Debt Crisis.
If one were to ask me what I think is the most dangerous threat to our economy, the answer is very simple: STUDENT LOANS.
Suze Orman: Don’t put your retirement on a credit card
As the economy slowly recovers, Americans are struggling to get out of credit card debt they amassed during tougher financial days...Out of desperation to stay current, or to rid themselves of their debt, people are looking at their retirement accounts as a cash source. But Suze Orman says that's the biggest mistake you could make.
Are Your Kids Spending Too Much
How to teach your teens about money. How do you teach your teens about money—short of lending them your credit card and praying that they don’t hand it back to you maxed out?
How Not To Go Off The Financial Gift Cliff For The Holidays
Whenever you feel fear about spending money that should be a sign that you're spending money you don't have to possibly even impress people you don't even know or like.
Suze Orman’s Money-Saving Advice for Holiday Shopping
I call it the buy-it-now bug: We come down with it every giving season and feel the effects in January when we see our credit card statements.
New Exhibition Explores Our Love and Hate of Money
U.S. financial guru Suze Orman has teamed with the producer of the popular Body Worlds exhibits for a new traveling show to look at how we relate to and understand money.
