Suze Orman, Financial Solutions For You
    Suze Orman
  • START HERE
  • LIVE EVENTS
    • VIEW LIVE EVENTS
      Life-changing events you
      don't want to miss.
      Find an event near you.
  • RESOURCES & BLOG
    • VIEW RESOURCES & BLOG

      FEATURED RESOURCES

      • Wills & Trusts
      • Managing Debt
      • Retirement Planning
      • Record Keeping
      • Annuities
      • Home Ownership
      • Online Calculators
      • Financial Intimacy
      • Mutual Funds
      • Insurance
      • Paying for College
      • Stocks
      • Explanation of Kinds of Insurance
      • Bonds & Bond Funds
      • Identity Theft

      BLOG TOPICS

      • Most Recent
      • Credit & Debt
      • Saving
      • Investing
      • Home Ownership
      • Student Loans
      • Retirement
      • Life Insurance
      • Family & Estate Planning
      • Social Security
  • PODCAST
  • ABOUT SUZE
    • VIEW ABOUT SUZE
      • Suze’s Story
      • Awards
      • TV & Radio
      • Book Suze To Speak
      • Blog
      • Suze Serves
  • SHOP
  • CONTACT US
  • LOGIN
  • SIGN UP
  • ACTIVATE CODE
    • WHAT CAN SUZE HELP YOU FIND?

  • Login
  • Sign Up
  • Activate Code

Debt


401k, CDs, Debt, IRA, Students

Podcast Episode - Ask Suze & KT Anything: I Can’t Afford To Go To My Son’s Wedding

On this podcast of Ask Suze & KT Anything, Suze answers questions from listeners about rolling over 401Ks, beneficiaries, scholarships, early withdrawal penalties and so much more!

Read Now
Credit Score, Debt, Insurance

The New Rules for Medical Debt on Your Credit Report

I recently wrote to you about the very good news that consumers no longer have to worry about “surprise” medical bills for unavoidable out-of-network medical care.

Read Now
401k, Debt, Divorce, Home Mortgage, Must Have Documents

Podcast Episode - Ask Suze & KT Anything: Slap Downs That Will Pick You Up

On this podcast of Ask Suze & KT Anything, Suze answers questions from listeners about what debt to pay down first, interest on crypto, choosing the right funds in a 401(k), and so much more.

Read Now
Credit Cards, Debt, FICO, IRA, Must Have Documents, Retirement, Roth

Podcast Episode - Two For One Sunday

On this special Sunday podcast of Ask KT & Suze Anything, Suze answers questions from listeners about making changes to your will and trust, is gifting a Roth possible, and so much more!

Read Now
Credit Cards, Credit Union, Debt, Investing, Retirement, Saving, Stocks

Podcast Episode - Suze School: Stay Calm

Suze is back and after a brief update on her health, she weighs in on everything happening in the world right now and how it impacts your money. Are you in a “financial” hospital?

Read Now
Credit Cards, Debt, Saving

This Credit Card Trend Has Me Worried

The total amount of unpaid credit card bills grew $52 billion in the last quarter of 2021. That’s the largest quarterly increase since the New York Federal Reserve began tracking this important signal

Read Now
Bill Paying, Credit Cards, Debt

Clean Up and Clean Out Your Monthly Charges

Some of the best-performing stocks through the pandemic have been companies that run self-storage facilities.

Read Now
Credit Cards, Credit Score, Debt

Your Credit Card is Hurting You

More than 1 in 4 Americans surveyed in October said they had applied for a new credit card in the last 12 months.

Read Now
Debt, Emergency Fund, Goals, Saving

Creating Your Financial Goals

I hope the new year is off to a great start for you and your loved ones.

Read Now
Debt, Family, Gift Giving

Avoiding Debt During the Holidays

Now that Fall is in full motion, you and I know that we’re soon heading into the dangerous holiday season. Dangerous because your heart tugs at you to spend more than you should for gifts.

Read Now
Debt, ETFs, Investing, Stock Market, Stocks

Podcast Episode - Suze Rants: Fasten Your Seatbelts

Suze tells us some of the things that have been on her mind of late, including: supply issues driving up costs, the debt ceiling and how it affects you, inflation and investing in crypto currencies.

Read Now
Debt, Family, Home Buying, Mortgage, Retirement, Roth, Saving

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Brent, Beth, Lena, Dereck, Mo, Rena and Tiffany, selected and read by KT.  Plus, a quizzie for KT.

Read Now
Debt, Interest Rates, Loans, Student Loans

Podcast Episode - Is Student Loan Debt Relief In Sight?

This podcast is a special Suze Sunday School about Student Debt.  You’ll learn about the two different types of repayment plans, what kind of relief may be on the horizon and more.

Read Now
Credit Score, Debt, Emergency Fund, IRA, Retirement, Roth IRA, Savings

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Karen, Liam, Gigi, Gayle, Iona and Davida selected and read by KT.  

Read Now
Debt, Insurance, Investing, IRS, Retirement

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Karen, Deborah, Jackie, John, Bryson, Lisa, Jen, Deb, and Desiree selected and read by KT.

Read Now
Credit Card, Debt, Emergency Fund, Student Loans, Taxes

Podcast Episode - The Gift Of Time

On this podcast, Suze reviews some of the new Executive Orders signed by President Biden, and how they relate to your finances, with special attention to those of you affected by COVID-19.

Read Now
Debt, Life Insurance, Retirement, Roth IRA, Trust, Will

Podcast Episode - Dollar Of The Decades

In this podcast, Suze talks about how our financial needs change as we age.  She explains and why every dollar counts and why we need to count every dollar in each of our decades. 

Read Now
Debt, Family, Gift Giving

Stay Focused on What Matters This Holiday Season

The holiday season is here, which also means it’s the time of year when there is a dangerous tug to splurge.

Read Now
Credit Cards, Debt, Financial Independence, Saving

Podcast Episode - Special Best Of: Keeping Good Company

There is a storm affecting Suze’s ability to send her podcast today. Suze presents this special "Best Of" from November 1, 2018, where she and Sarah ask and answer an important question.

Read Now
401k, Debt, Roth IRA, Saving, Social Security

Podcast Episode - Ask Suze Anything

On this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners (as read by KT) Tracy, Kierra, Grant, Katie, Sam, Diane, Brijesh, Sue, and Debbie. 

Read Now
About Suze, Credit Cards, Debt, Finacial Planning, Health, Student Loans

Podcast Episode - Best Of: Words of Wealth

While Suze is recovering from her surgery, Sarah and Robert present a "Best Of" episode from October 13, 2019, and Sarah gives an update from Suze.  

Read Now
About Suze, Credit, Debt, Saving

Podcast Episode- Best Of: Live From The Apollo Theater

On March 16, 2019, Suze appeared at the legendary Apollo Theater in Harlem, New York, as part of the Women of The World Festival. In this podcast, you will hear a condensed version of Suze’s talk.

Read Now
Car Buying, Credit Cards, Debt, Emergency Fund, Investing, Taxes

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Jessica, Mini, Joan, Gloria, Virginia, and Asuun.

Read Now
Credit Cards, Credit Union, Debt, Roth, Roth IRA, Taxes

Podcast Episode - Ask Suze Anything

In this edition of Ask Suze Anything, Suze answers questions from Women & Money listeners Joann, Riley, Mary, Joelle, Gary, Eileen, Tonya, and many PPP recipients.

Read Now
Bankruptcy, Car Buying, Debt, Emergency Fund, FICO

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Jodi, Elizabeth, Joel, Mark, JF Spin, Edith, En Gee, Ora, and Michelle.

Read Now
Debt, ETFs, IRS, Life Insurance, Student Loans, Taxes

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Missy, Lucy, Audra, and Carmen.

Read Now
Debt, Emergency Fund, Financial Advisor, Retirement, Tax Refund, Taxes

Getting a Tax Refund? Don’t Blow It.

Over the next few weeks plenty of you will receive a refund on your federal tax return, and for those of you in states that charge income tax, you may get money back from your state treasurer as well.

Read Now
Credit Cards, Debt, Home Buying, Must Have Documents, Retirement, Social Security, Will

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Doris, Denise, Norma, Brent, Lisa, Cynthia, Mary, Ashley and Tyler, Kristie, and Anonymous.

Read Now
Credit Cards, Debt, Emergency Fund, Long Term Care Insurance, Mortgage, Roth IRA

Top Priorities for Funding your Ultimate Retirement

Previously, I made the case for how you can refine your spending choices today so you have more money to put toward retirement goals.

Read Now
Bankruptcy, Credit Cards, Debt, FICO, Retirement

Podcast Episode - Shattering The Money Myths

In today’s podcast, we go to Suze School as Suze talks about many of the money myths coming from Women & Money listeners.

Read Now
Credit Cards, Debt, Retirement

Stop Living Life on Borrowed Money

I want you to make it your top priority once and for all to be smart and powerful in how you choose to use the money you have, as well as the money you do not have.

Read Now
Debt, Retirement, Roth, Roth IRA, Students, Taxes, Women And Money

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Diane, Anthony, Lune, Christina, Allie, Julie, Roseline, and Shelia.

Read Now
Children And Money, Debt, Family, Retirement, Saving Money

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Elizabeth, Jeff, and Ada.

Read Now
Credit Cards, Debt, Divorce, FICO, Financial Advisor, Marriage

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, we’ll hear from Women and Money listeners Terry, Lauren, and Anonymous.

Read Now
401k, Credit Cards, Debt, Divorce, IRA, Loans, Marriage, Social Security

Podcast Episode - Ask Suze Anything

In this rapid-fire Ask Suze Anything podcast, we hear questions from Women & Money listeners Annun, Sonia, Annie, Nicole, Anonymous, Tara, Maureen, Justin, and Chelsea.

Read Now
401k, Car Buying, Debt, Divorce, Financial Advisor, Home Buying, IRA, Life Insurance

Podcast Episode - Ask Suze Anything

In this Ask Suze Anything podcast, we hear questions from Women & Money listeners Tiffany, Chris, Nancy, Pamela, Kim, Mary, and Ann.

Read Now
Bill Paying, College, Debt, Family, Retirement, Social Security, Student Loans

Podcast Episode - Ask Suze Anything

In this Ask Suze Anything podcast, we get questions about financing education from Women & Money listeners Amy, Alyssa, Pat, Don, Samantha, and Rayne.

Read Now
Credit Cards, Debt, Saving

Americans Say Paying Off Debt is Their Top Goal

A large national survey by the Transamerica Center for Retirement Studies found that saving for retirement is not our top priority.

Read Now
Debt, Financial Security, Saving Money, Savings

Is Your Financial Optimism Smart?

According to a recent Gallup poll, Americans’ optimism about their finances is near a record high. The poll shows 69% of people surveyed said they expect their financial situation to improve...

Read Now
Credit Cards, Credit Score, Debt, Finacial Planning

40 Million Americans Say They Will Miss a Credit Card Payment. Not You!

A recent survey reports that an estimated 40 million Americans expect to make a mess of their financial life this year by missing a credit card payment.

Read Now
College, Debt, Financial Security, Student Loans

When a PLUS is a Big Minus: The Biggest Mistake Parents Can Make

We’re heading into that whirlwind time of year when high school seniors receive their college acceptance letters and the decision-making begins.

Read Now
Bill Paying, Credit Cards, Debt, Retirement, Saving, Saving Money

How to Make the Most of a Cash Windfall

Did you land a year-end bonus? Even better, a nice raise? Or, perhaps you’ve been working a side gig and have some extra income to put to work? Also, I know many of you will soon be receiving...

Read Now
Credit Cards, Debt, Financial Advisor, Savings

The Procrastinator’s Guide to Dealing with Credit Card Debt

As much as I wish that no one overspent during the holidays, I know that many of you are facing January credit card statements that are going to set off some stress. You realize there’s...

Read Now
Credit Cards, Debt, Financial Independence, Student Loans

Podcast Episode - Debt Is Bondage

Dealing with personal debt is the most critical aspect of achieving a successful financial future.

Read Now
Bill Paying, Budget, Budgeting, Credit Cards, Debt, Finacial Planning, Interest Rates

Credit Card Alert: How to Avoid the Big Trap of 2019

You know where I stand on having credit card debt. It holds you back from being all you can, and deserve, to be. I realize some of you have credit card debt due to emergencies, like a medical bill...

Read Now
Credit, Credit Cards, Debt

Rule #1 of debt management: Honor your obligations

I am all about helping people get out of financial trouble. I am always humbled when someone lays bare their financial struggle and asks for my advice.

Read Now
Credit, Credit Cards, Debt, Saving Money

Protecting your financial life is now free. Don’t pass up this offer.

One of the best ways to protect yourself from identify thieves is now free of charge. Beginning in late September, Equifax, Experian and TransUnion began offering consumers the ability to place an

Read Now
Debt, FICO, Fico Score, Home Buying, Home Loans, Mortgage, Mortgage Rates

Home Buying in Next 6 months? Do This Now!

If you are planning on buying a home in the next few months, I bet you are already spending plenty of time checking out online listings.

Read Now
Debt, Gift Giving

Use Gift Cards to Really Give to Yourself. In a Meaningful Way.

If you received some gift cards this past holiday season that you’ve yet to use, let me ask you a question: do you really want or need more stuff?

Read Now
Credit Cards, Debt, Savings

How to Bounce Back from a Spending Hangover

It’s that scary time of the year: Your December credit card statements start rolling in. I hope that you have everything under control and can pay off every balance in full. But if that’s not doable, I want you to promise me that you will be extra smart in how you take control of your spending hangover.

Read Now
Children, College, Debt, Family, Investing, Saving

Take Interest In Shoring Up Your Finances Now

It's human nature to think that making money entails investing in the stock market, bond market or real estate. But another important way to boost your net worth is to pay down your debts.

Read Now
Credit Cards, Debt, Financial Independence, Saving

A Great Credit Card for Paying Down Your Debt

If you are struggling to make a dent in a large credit card balance, and you have a strong FICO score, I want you to look into what could possibly be the ticket to finally being able to pay down your balance. As reported by NextAdvisor, the Citi Simplicity Card offers 21 months of no interest payments on balance transfers or new purchases. That’s nearly two years to make progress paying down your credit card debt.

Read Now
Ageing, Debt, Insurance, Long Term Care Insurance, Personal Growth, Retirement

Are You Fluent in the Language of Wealth?

I spend a lot of time helping people work out a plan for overcoming a financial challenge. Quite often the bulk of my work is in getting them into the right frame of mind. Financial problems are so stressful it is completely reasonable to feel anxious or depressed. But the first step in working your way out of a financial fix is to convince yourself you control your future and you have the ability to make it a great future.

Read Now
Credit Cards, Debt, Dental Savings Plan, Savings

A Dental Savings Plan That Will Make You Smile

According to the Centers for Disease Control, about 40% to 45% of adult Americans don’t see a dentist in a given year. Cost is obviously a big reason why so many avoid the dentist. By one estimate nearly 68 million Americans have no dental coverage. That makes going to the dentist extra nerve-wracking, as you need to worry about the pain of a big out-of-pocket expense.

Read Now
Debt, Goals, Personal Growth, Saving

Conquer Your Fear of Debt: 3 Crucial Steps

When it comes to financial fears, debt is the ultimate four letter word. Whether you have credit card debt, or student loan debt, or want to buy a home or a car that you will finance, you’re dealing with debt. Or more to the point, it’s probably throwing you for a loop. Debt is the major stress point in every household that I’ve worked with.

Read Now
Charity, Children, Debt, Family, Gift Giving, Goals, Personal Growth

Financial Fear No More! Three Steps Toward Financial Freedom

Your money challenges are very personal. You may have a large credit card balance gnawing at you, while your best friend is awake at night worrying about being able to keep working through her 60s,

Read Now
Debt, Gift Giving, Goals, Personal Growth, Saving

16 Wishes for 2016

As we turn the corner into a new year, my biggest hope is that peace and happiness is in great abundance for each and every one of you and all those you love. You know from years of hearing me invoke “People First, Then Money, Then Things” that I think there should be no bigger focus than building and nurturing that peace and happiness. But there is also always room to focus on the ways you can continue to build financial security in 2016. The progress you make on taking control of your money will, after all, bring even more happiness and peace into your life.

Read Now
Car Buying, Car Loan, Credit Cards, Debt, Loans, Saving

Savings v. Paying Off Credit Card Debt: What’s the Right Move?

One of the hardest challenges managing your financial life is figuring out how best to juggle multiple goals. And one of the most vexing decisions is what to do if you have credit card debt and you have money sitting in your emergency savings fund.

Read Now
Career, Debt, Medicare, Retirement, Saving, Seniors, Work

The Danger of Getting a Pay Increase

As year-end approaches, I know that’s when plenty of you will be sitting down with your manager for a year-end review. I sure hope there’s a pay raise involved. Given how stingy raises have been since the Great Recession, I want to make sure that you don’t blow it. Literally.

Read Now
Debt, Etf, Goals, Investing, Mutual Funds, Retirement, Saving, Waste

Are You Hostage to a Self-Storage Money Pit?

It’s estimated that Americans spend more than $20 billion a year renting space in a self-storage facility. According to the Self Storage Association, the number of households renting out a storage facility has grown 65% over the past 20 years. It’s hard to drive more than a few miles in urban areas and not spy at least one self-storage business (and often more). The aggregate land mass for U.S. storage facilities spans a total of 78 square miles, or more than three times the size of Manhattan.

Read Now
Career, Debt, Investing, Personal Growth, Saving, Work

The One Employer-Provided Benefit You Really Should Use More

An estimated 40% of Americans who get paid vacation days don’t use all their allotted time. On average we’re leaving the equivalent of about one week a year on the table.

Read Now
Children, Cutting Costs, Debt, Family, Saving, Student Loans

Five Easy Moves to Save At Least $100 a Month

I’ve spent a lot of time poring over the finances of families who come to me for help. No matter what problem they are trying to fix, a universal step in my review is to go through their monthly spending in detail and show them how trimming back on certain expenses can add up to substantial savings.

Read Now
Ageing, Debt, Insurance, Long Term Care Insurance, Personal Growth, Retirement

Long-Term Care Insurance Update

I have said over and over again that as you enter your late 40's to 50's you should look into buying long-term care insurance. But looking and buying are two different things. You should only purchase LTC insurance if you know that you can easily afford the premium at the time of purchase and all the way until you are 81 (which is the average age of needing LTC).

Read Now
College, Debt, Family, Personal Growth, Student Loans, Students

Attention Student Loan Borrowers: Can You Pass my Repayment Test?

I fear many student loan borrowers are flunking out when it comes to choosing the right repayment plan. Here’s a quick quiz to test your repayment smarts:

Read Now
401k, Debt, Goals, Investing, Personal Growth, Retirement, Saving

Let’s Not Sell Young Retirement Savers Short

A recent paper from the influential Research Affiliates investment management firm (more than $140 billion in assets managed) takes the provocative stance that young adults saving for

Read Now
Debt, Goals, Investing, Personal Growth, Retirement, Saving

What Baby Boomers Are Getting So Wrong About Retirement

Listen up my 60 something friends (and those of you heading to that milestone soon) we need to have a talk about your retirement planning.

Read Now
College, Credit Cards, Debt, Family, Saving, Student Loans, Students

No Student Debt? Great, But You’re Still Being Dragged Down by the Student Debt Crisis.

If one were to ask me what I think is the most dangerous threat to our economy, the answer is very simple: STUDENT LOANS.

Read Now
Career, Debt, Investing, Personal Growth, Saving, Work

Suze Orman’s Dos and Don’ts during government turmoil

Congress’ shenanigans to shut down the government for 16 days this month has many Americans rightfully concerned about their personal finances.“If you don’t want to be affected by the actions—or lack of actions—in Washington, you and you alone are going to have to save yourself,” insists Suze Orman.

Read Now
Bankruptcy, Credit, Debt, Goals, Personal Growth, Saving, Waste

The good thing about bankruptcy

Bankruptcy rates spiked during the 2008 recession and many were pretty judgmental toward the millions who couldn't afford to pay their bills. But Suze Orman says bankruptcy is the better option over burying your head in the sand. "When somebody really doesn't have money to pay their bills then they should claim bankruptcy and face it right on and start all over again," says Orman.

Read Now
Credit Card, Debt, Life Insurance, Retirement, Saving

What’s really causing your recurring debt?

Do you keep finding yourself with debt that just won't go away? Every time you pay off your credit card, do you feel compelled to run out and charge it back up again? If so, your problem may not be financial at all.

Read Now
Credit, Debt, Health, Health Insurance, Insurance, Loans, Motgage, Saving

Beware of new tricks of the trade to get your money

It is becoming easier to get a loan these days and that's not necessarily a good thing. "I'm telling you things have gone bizarre again, at the exact time they shouldn't be going bizarre. So, you need to stay very strict with yourself," warns Suze Orman.

Read Now
Children, Children And Money, Credit Cards, Debt, Family, Kids, Retirement

Suze Orman: Don’t put your retirement on a credit card

As the economy slowly recovers, Americans are struggling to get out of credit card debt they amassed during tougher financial days...Out of desperation to stay current, or to rid themselves of their debt, people are looking at their retirement accounts as a cash source. But Suze Orman says that's the biggest mistake you could make.

Read Now
About Suze, Cutting Costs, Debt, Family, Personal Growth, Saving

Smooth Sailing With Suze Orman

America's most famous expert on personal finance and star of her own award-winning CNBC television show offers advice for “staying” afloat in these economically turbulent times, thanks to lessons learned at sea.

Read Now
Budget, Credit Cards, Debt, Gift Giving, Saving, Spending

How Not To Go Off The Financial Gift Cliff For The Holidays

Whenever you feel fear about spending money that should be a sign that you're spending money you don't have to possibly even impress people you don't even know or like.

Read Now
Budget, Credit Cards, Debt, Gift Giving, Spending

Suze Orman’s Money-Saving Advice for Holiday Shopping

I call it the buy-it-now bug: We come down with it every giving season and feel the effects in January when we see our credit card statements.

Read Now
People First | Then Money | Then Things
Suze Orman
  • Start Here
  • Live Events
  • Resources & Blog
  • About Suze
  • Shop
  • Help Center
  • Contact Us
© 2022 Suze Orman Media Inc. All rights reserved.
| Search | Sitemap | Privacy | Terms
Suze Orman, Financial Solutions For You
Connect With Suze
© 2022 Suze Orman Media Inc. All rights reserved.
| Search | Sitemap | Privacy | Terms