Tag Archives: saving

Retirement, Saving · October 16, 2024

How to Start Building for Retirement When You’re Young

Okay my friends, this is for every 20-something you love. I can guarantee you they aren’t thinking about their retirement, but this is exactly the age when they can give themselves a huge leg up on retirement.

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Debt, Must Have Documents, Retirement, Roth Accounts · October 16, 2024

Podcast Episode – Ask KT & Suze Anything: Should I Get a Prenup?

On this edition of Ask KT & Suze Anything, Suze answers more questions about applying for disaster relief, medical bills causing debt, and when (or if) you should stop funding your Roths.

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Car Loans, Credit Cards, Stocks/Bonds/ETFs · September 25, 2024

What a Fed Rate Cut Means for You

After two years of sharply rising from 0% to more than 5%, the Federal Reserve has now begun to reduce its powerful Federal Funds rate. In mid-September, it lowered its target rate by half a percentage point to a range…

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Debt, Roth Accounts, Saving · September 18, 2024

Podcast Episode – Ask KT & Suze Anything: What is the Key to Be Successful?

On this edition of Ask KT and Suze Anything, Suze answers questions about what it means to be successful, saving for young children and getting out of debt.

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Emergency Funds, Home Loans · September 11, 2024

Should You Get a HELOC?

Balances on home equity lines of credit (HELOC) have increased 20% since the end of 2021. That has me concerned. Sure, I understand the appeal of HELOCs in today’s market.

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Saving · September 4, 2024

Savings Rates Are About to Fall

When the Federal Reserve meets in mid-September it has signaled it is ready to start reducing the key interest rate it controls. That is going to reduce what you can earn on your emergency savings accounts and certificates of deposit…

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Emergency Funds · August 28, 2024

Lessen Your Financial Stress with Emergency Savings

I am not surprised that more than 80% of women recently surveyed by Fidelity who had no emergency savings said they live with financial stress.

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Emergency Funds, IRAs/401(k)s, Retirement · August 14, 2024

Emergency Withdrawals from Retirement Accounts

Making an “early” withdrawal from a retirement account is typically a costly decision, as the government tacks on a 10% penalty for early withdrawals made from traditional IRAs and 401(k)s before the account owner is age 59 ½.

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Budgeting, Insurance, Saving · July 31, 2024

The Impact of Rising Car Insurance Premiums

We are now in the third consecutive year of car insurance premium rates racing ahead at a rapid pace. Government stats show that the annual premium cost is nearly 50% higher than it was in June 2021.

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