Tag Archives: saving

Student Loans · August 12, 2015

What Every New College Grad Needs To Know About Repaying Student Loans

Falling behind on your student loans is one of the worst financial mistakes you can ever make. The penalties and fees if you fall behind, and into default, can add thousands of dollars to your bill.

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Credit Cards, Saving · August 5, 2015

How Grandparents Can Make the Most of a Grandchild’s Summer Job

So often grandparents come up to me and ask how they can best help their grandchildren get a leg up. My favorite move is to gift a grandchild money to open a Roth IRA.

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Annuities, Retirement, Saving · July 29, 2015

A Message for Husbands: Your Wife Should Drive the Retirement Planning

One of the most common things I hear from many couples is that the husband likes investing and planning, and thus wives are all too happy to let him handle the retirement strategizing. Big mistake. Not because I am doubting…

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Budgeting, Emergency Funds, Saving · July 22, 2015

Emergency Fund 101 – How Much Should You Have Saved?

It makes me so sad to read reports that many households don’t have even $1,000 set aside to cover an unexpected expense. What’s so sad is that I know that must cause such stress.

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Debt, IRAs/401(k)s, Retirement, Saving · July 15, 2015

The Biggest Retirement Planning Mistake

A recent report that studied the 401(k) savings habits of millions of workers found that one in four of you are not contributing enough to your account to qualify for your employer’s maximum match. The average annual amount of money…

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Home Loans, IRAs/401(k)s, Retirement, Saving · July 8, 2015

Why You Should Seriously Consider a Roth 401(k)

You know I love, love, love Roth IRAs. One of the prime reasons being that in retirement you will not owe a penny of tax on your withdrawals. That’s quite different from a Traditional IRA where every penny will be…

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Home Loans, Saving · July 1, 2015

Three Steps to Guaranteed Financial Independence

As a nation we set aside one day a year to formally celebrate our independence. When it comes to your money my hope is that you will make every day, not just July 4th, a day where you make conscious…

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Home Loans, Retirement, Saving, Social Security · June 24, 2015

How to Get the Most Out of Social Security

Your Social Security retirement benefit is one of the most valuable pieces of your retirement plan. Not only will it likely account for a large portion of your income when you retire, but it also has an incredible feature: your…

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Budgeting, Home Loans · June 17, 2015

How To Marry Your Finances

It’s no secret that money can be a serious wedge issue for couples. Survey after survey reports that when couples argue, finances are often at the heart of the discord. Here’s how every couple can lay the groundwork for financial…

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