Roth
The Best Investing Move for Your Retirement
Regardless of what happens in the stock market over the short term, I have a surefire investment move to make right now that is going to be a big win for you in retirement.
Podcast Episode - Ask KT & Suze Anything: Do You Know The Difference Between Aristocrat and King Stocks?
For this Ask KT & Suze Anything edition, Suze answers your questions about the Pro-Rata Rule, long term care insurance, and transfer on death deeds. Plus, learn the difference between Aristocrat
Podcast Episode - Ask KT & Suze Anything: Why I Quit My CPA
For this Ask KT & Suze Anything edition, Suze answers more questions about Roths, RMDs, Social Security spousal benefits and more!
New Retirement Savings Limits for Pre-Retirees
There’s a new wrinkle to how much pre-retirees can contribute to their 401(k), 403(b) or similar accounts.
How to Ace Retirement Planning: A Thanksgiving Perspective
As we gather around the table this Thanksgiving, reflecting on what we're grateful for often leads us to think about the future—and how to make it as secure and fulfilling as possible.
Podcast Episode - Ask KT & Suze Anything: Do Not Live In a Home of Anger
On this Halloween edition of Ask KT & Suze Anything, Suze answers questions that spooked you about mortgages, focusing on retirement savings, ROTHs and more. Plus, listen to find out what Suze’s
Podcast Episode - Ask KT & Suze Anything: Should I Get a Prenup?
On this edition of Ask KT & Suze Anything, Suze answers more questions about applying for disaster relief, medical bills causing debt, and when (or if) you should stop funding your Roths. Plus, a
Podcast Episode - Ask KT & Suze Anything: What is the Key to Be Successful?
On this edition of Ask KT and Suze Anything, Suze answers questions about what it means to be successful, saving for young children and getting out of debt. Plus, a quizzie about what you can put
Podcast Episode - Ask KT & Suze Anything: Should We Buy or Rent When We Retire?
On this edition of Ask KT and Suze Anything, Suze answers questions about ROTHs, IRA contributions, spousal credit card debt, plus a “Should I Do It?” quizzy and so much more!
Podcast Episode - Ask KT & Suze Anything: We’re in our 50s, should we get married?
For this episode of Ask KT and Suze Anything, Suze answers questions about opening investment accounts for children, catching up on a ROTH, maintaining retirement savings and so much more.
Podcast Episode - Ask KT & Suze Anything: Moved By Intuition
For this episode of Ask KT and Suze Anything, Suze answers questions about investing for the first time, taking money out for retirement, how CD rates are set, starting over saving money, and so m
Podcast Episode - Suze School: Clearing Up The Roth 5 Year Rule
On this Suze School, Suze responds to the multitude of emails she’s received asking for a deeper diver into the five year rule for Roth IRAs.
Podcast Episode: Suze School: What I Really, Really Want You To Know
In this episode of Suze School, Suze reviews why you need a Roth retirement account, why you don’t need whole life insurance and she shares a personal story about the importance of dental savings
Podcast Episode - Suze School: A Different Way To Think About Your Future
On this episode, Suze teaches a lesson on a different way to think about your retirement accounts. What are the pros and cons of a 401k, versus an investment account?
Podcast Episode - Ask KT & Suze Anything: Did I Give The Wrong Advice?
For this episode of Ask KT and Suze Anything, Suze answers questions about HSAs, 401(k)s, life insurance and more.
Roth 401ks Just Got Even Better
If you have a workplace retirement plan, chances are it now offers you the choice to save in a traditional or a Roth account.
My Roth IRA Challenge for 2024
You can contribute more to an IRA next year. And I hope you will.
Are You On Track for Retirement?
Saving for retirement is a big challenge. But the even bigger challenge is whether you are saving enough.
Podcast Episode - Ask KT & Suze Anything: Should I Be Working Only For Health Benefits?
Suze and KT are back with another Ask KT & Suze Anything episode, where you’ll hear answers to questions about student loan debt, ETFs versus mutual funds, reverse mortgages and so much more.
Will You Owe Tax on Your Social Security Benefit?
I know that for many of you nearing retirement, your Social Security benefit will be a significant source of monthly income.
Podcast Episode - Suze School: Loans vs. Withdrawals From Roth Retirement Accounts
Suze’s lesson for this Suze School episode is all about the difference between loans and withdrawals from Roth retirement accounts.
Suze School: 529 Plans and Roths - What You Can and Can't Do - Podcast Episode
Today’s Suze School is an answer to a question Allison asked on the last Ask Suze and KT Anything episode (479), about converting unused money from a 529 plan into a Roth retirement account.
Podcast Episode - Ask Suze & KT Anything: Why Did My Credit Score Drop?
On this special Sunday episode of Ask KT and Suze Anything, Suze answers questions about Robo advisors, Roths for minors, the real value of a home, resetting a retirement account, plus a heartfelt qui
Podcast Episode - Suze School: Revisiting The Five Year Rule For Roth Retirement Accounts
Since so many listeners are still writing Suze with questions about the Five Year Rule in relation to ROTHs, we’re replaying this Suze School from February 2022, about the rule.
My 2023 Tax Refund Challenge
It’s that time of year again when I know many of you will be receiving a federal tax refund. And some may also be in line for a state refund as well.
Podcast Episode - Ask Suze & KT Anything: Rapid Fire Roths
This episode of Ask Suze & KT Anything, contains mostly rapid fire questions and Suze’s answers about Roths.
Podcast Episode - Ask Suze & KT Anything: All About Retirement Accounts
On this episode of Ask Suze & KT Anything, Suze answers your questions about rolling pensions into Roths, rolling 403(B)s into Roths, matching funds, investing in AI and more!
More Retirement Rule Changes for 2023
My friend, you now have even more reasons to follow my advice and save for retirement using a Roth account.
Retirement Rule Changes for 2023
Congress recently passed a bunch of new rules that will impact how much you can save for retirement, make it easier to save in Roth accounts, and change when retirees must start taking withdrawals fro
Roth 401(k) vs. Traditional 401(k)
By now you know I think Roth IRAs are a great way to save for retirement.
Podcast Episode - Suze School: How To Calculate Your Roth IRA Contributions for 2023
Today’s episode is a Suze School packed with everything you need to know about the changes to contribution limits in Roth IRAs and how you can calculate the changes in modified adjusted gross inco
Podcast Episode - Ask Suze & KT Anything: What is The Safest Way To Rollover My Retirement Accounts?
On this episode of Ask Suze & KT Anything, Suze answers questions about the best ways to rollover a retirement account, real estate tax exemptions, life estates and more.
Inflation Shows Why it Pays to Delay
The high rate of inflation we are experiencing right now makes a case for why Social Security is so valuable.
Podcast Episode - Ask Suze & KT Anything: Reverse Mortgages, Extra Mortgage Payments And Taxes
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about buying employer’s stock, mortgages, retiring outside the US and more.
Podcast Episode - Ask Suze & KT Anything: Diversification, The 5 Year Rule and IRMAA
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about a retirement withdrawal strategy, tax savings in a trust, just what IRMAA is and more.
Podcast Episode - Ask Suze & KT Anything: Buying A House, Inheriting A Roth & Boosting Your FICO Score
On today’s podcast of Ask Suze & KT Anything, Suze answers questions about filling out the MUST HAVE™ Documents, inheriting a ROTH, boosting a credit score and more.
Podcast Episode - Ask Suze & KT Anything: Are Forgiven Student Loans Taxable?
On today’s podcast Ask Suze & KT Anything, Suze answers questions about Series I Bonds and probate, Roth 401(k)s, real estate and so much more!
Podcast Episode - Ask Suze & KT Anything: Can I Blow Off Paying Back My Loan
On this podcast of Ask Suze & KT Anything, Suze answers questions from listeners about unmarried IRA contributions, gifting Series I Bonds, delaying RMDs, buying a house in cash and much more!
Podcast Episode - Ask Suze & KT Anything: Are Millennials Doomed?
On this podcast of Ask Suze & KT Anything, Suze answers questions from listeners about selling stocks to fund home repairs, rising home costs, 403’s, annuities, and much more!
Podcast Episode - Two For One Sunday
On this special Sunday podcast of Ask KT & Suze Anything, Suze answers questions from listeners about making changes to your will and trust, is gifting a Roth possible, and so much more!
Podcast Episode - Ask KT & Suze Anything
On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners about buying versus renting, inheritance, umbrella insurance, social security after divorce and much more.
Podcast Episode - Ask Suze (and KT) Anything
On this episode of Ask KT & Suze Anything, Suze answers questions from listeners about Series I Bonds, Collecting Social Security, 401(k) matches, refinancing mortgages, finding the right financial ad
Podcast Episode - Ask KT & Suze Anything
On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners about inheriting Roths, Series I Bond rates, Social Security and divorce, Elder care costs, home titles and more.
Podcast Episode - Ask KT & Suze Anything
On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners about paying off mortgages, property tax increases after adding to a trust, life insurance, retirement, and more.
Podcast Episode - 10 Changes That Are New in 2022
Suze starts this episode with another recap of what happened in the stock market this week.
Podcast Episode - The False Wealth Syndrome
Suze starts this podcast with a recap of what happened in the stock market last week. Then, we get a lesson on why it’s so important to stay the course with our investments.
Podcast Episode - Ask KT & Suze Anything
On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners Gabrielle, Tinece, Jessica, Rebecca and more, selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from listeners Patty, Florence, Jacqueline, Eric, Tarima and Chuck, selected and read by KT. Plus, a Quizzie sent in by Joe.
Podcast Episode - Ask Suze (and KT) Anything
On this Ask Suze (and KT) Anything, Suze answers questions from listeners Victoria, Lauren, Susan, Kathy, Prudence, Lobel, Kevin and Alex, selected and read by KT. Plus, a Quizzie.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Donna, Mary, Marilyn, Tara, Margaret, Rose and Mike, selected and read by KT. Plus, a Quizzie.
Podcast Episode - Suze School: What The New Tax Bill Could Mean For You
On this podcast, we go to Suze School for a lesson about the rise of crypto currencies, inflation, student loan forgiveness and what you need to know now about the proposed new tax bill.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Catherine, Rita, Terri, Jose, Patti, Katie, Julie, Jennifer and Shannon selected and read by KT.
Podcast Episode - Suze School: Revisiting Retirement Accounts
It’s another great Suze School, this time on the important details we need to know about investing in crypto currencies inside of our retirement accounts.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Simone, Susan, Estelle, Sean, Mary, Nick, Tonya, Terri and Rita selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Brent, Beth, Lena, Dereck, Mo, Rena and Tiffany, selected and read by KT. Plus, a quizzie for KT.
Podcast Episode - Avoiding Retirement Account Mistakes You Can't Afford To Make
Today, we go to Suze School about the ramifications of what filing your income taxes, “Married - Filing Separately” can have on your ROTH IRA and traditional IRAs and how you can solve the problem.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Tracey, Anne, Deanna, Robert, Sarah, Michael, Mark and more, selected and read by KT.
Podcast Episode - Suze School: The Little Known Facts About Your Roth
Today, we go to Suze School on the major differences between a ROTH IRA and ROTH 401(k)s and why the ROTH IRA is the better choice. Plus, we get an update on the eviction & student loan moratoriums.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Jordan, Bella, Davita, Heather, Tricia and more selected and read by KT. Plus, a quizzie for KT.
Saving in a Roth Retirement Account
I recently read that less than 15% of people who have a workplace retirement plan with a Roth option do their saving in the Roth, rather than a traditional account.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Kristen, Nancy, Denise, Tamara, Holly, Becky, Penelope and Jeanie, selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Lisa, Allisa, Beau, Catherine, Gabriel, Tammy, Kim, Ruth and Erin, selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Pam, Penny, Christina, Larry, Kate, Julie and Arlene selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze gives us an update on the new COBRA law and then answers questions from Women & Money listeners Amanda, Renee, Lauren, Patti, Sarah and others.
Podcast Episode - Ask Suze Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT. We hear from Elizabeth, Shirley, Maria, Tom, Joan, Heidi, Delie and Ashlynn.
Podcast Episode - Ask Suze Anything
On this episode of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT.
Podcast Episode - Mistakes You Can't Afford to Make with ROTHs
In this episode, Suze takes us back to “Suze School” for a lesson on Roth IRAs and the tax ramifications of each account. Pay attention and listen again, as this is important information to know.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Jessica, Mini, Joan, Gloria, Virginia, and Asuun.
Podcast Episode - Ask Suze Anything
In this edition of Ask Suze Anything, Suze answers questions from Women & Money listeners Joann, Riley, Mary, Joelle, Gary, Eileen, Tonya, and many PPP recipients.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Elise, Denise, Suzanne, Jerilyn, Jennifer, Laura, and Beth.
Retirement Tips During a Crisis
Many of you have contacted me through the Ask Suze feature on my new free App asking all sorts of great questions about retirement saving and spending strategies in light of the current crisis.
A Bear Market Can Be a Smart Time to Do a Roth Conversion
There is a tax-smart retirement move that just became less expensive due to the fact that the bear market for stocks has reduced your portfolio values.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Diane, Anthony, Lune, Christina, Allie, Julie, Roseline, and Shelia.
Podcast Episode - Suze School: The SECURE Act
On this podcast, we go to Suze School for an education on how the new SECURE Act will affect retirement accounts and what you need to know to make the right adjustments for your financial future.
Podcast Episode - Happy New Year From Suze & KT
In this special New Year’s podcast, Suze is once again joined by her spouse, KT. Together, they share a story about a memorable trip from 2019.
Podcast Episode - Three Money Moves You Don’t Want To Make
In this podcast, Suze shares three recent conversations she’s had with friends and family about their finances.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Dawn, Diana, Eric, Maria, and Barbara.
Podcast Episode - Ask Suze Anything
In this Ask Suze Anything podcast, we hear questions from Women & Money listeners Brenda, Kara E, Tiffany, Nikki, R.K., Cindy, and Gladys.
Workplace Benefits: Your To Do List for 2020
Fall is typically when employers announce any benefit plan changes for the coming year and ask employees to review their coverage and request any coverage changes.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, Suze gives us an update on how she and KT faired during Hurricane Dorian. Then, she answers questions from Women & Money listeners: Tiffany, Liz, and Erica.
Traditional IRA Income Limits
Welcome to week four of You Ask, I Tell. Tune into my podcast and you will often hear me recommending a Roth IRA. It is such a great way to save for retirement
Podcast Episode - Ask Suze Anything: May 2, 2019
Suze mixes it up today and lets you in on why she is so passionate about the advice she gives you.
3 Retirement Moves to Make at Work That Will Pay off in 2018 and Beyond
Fall is the popular time for open enrollment at work, when employers lay out all the ins and outs of their benefit package for the coming year, and leave it to workers to decide if they want to change or update any of their benefit coverage.
The Best Investment Move You Can Make Right Now
It’s been a great stretch for investors. Stocks have gained more than 250% in the bull market that stretches all the way back to 2009. I am always a big believer that dollar cost averaging-investing on a regular basis-is a great strategy for long-term investors. So don’t take what I am about to say as a reason to give up on stocks: Returns over the next seven to 10 years probably won’t be as good as what we’ve had the past seven years.
