Category Archives: Credit & Debt

Credit Cards, Debt, Home Loans · March 14, 2018

Home Buying in Next 6 months? Do This Now!

If you are planning on buying a home in the next few months, I bet you are already spending plenty of time checking out online listings.

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Student Loans · October 25, 2017

What Parents Get So Wrong About College

Parents, way too many of you are still getting it all wrong when it comes to college. A recent survey by T. Rowe Price reports that 68% of parents think saving for their kids’ college is a more important priority…

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Student Loans · August 27, 2017

How to Get the Best Bang for Your College Buck

I am a big believer in college education, and an even bigger believer in getting a return on your investment. But I don’t know any financial advisor who can guarantee that a $180,000 investment in a private four-year college (according…

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Student Loans · June 7, 2017

A 5-Step Personal Finance Crash Course for New Grads

I absolutely love my 7-class personal finance course, but I want to share a super short list of Must Dos and Don’ts for recent college grads.

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Student Loans · May 24, 2017

How to Smartly Use Community College as a Stepping Stone

You know I am a big believer in the value of a college education. With one catch. The cost of obtaining a degree must be affordable for the student. Yes, the student. Parents are to focus on saving for retirement;…

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Emergency Funds, Home Loans, Stocks/Bonds/ETFs · April 6, 2017

Are You Going to Win or Lose From Rising Interest Rates?

I want you to understand there is a big shift going on in our economy. I know you are well aware that interest rates have been very low ever since the financial crisis. But that’s changing. The Federal Reserve, which…

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Home Loans · March 22, 2017

The Smartest Home Buying Move Most People Ignore

Most homebuyers choose a 30-year fixed rate mortgage. There’s nothing wrong with going the conventional route and spreading your payments over 30 years. But I wish more people would take out a 15-year mortgage instead.

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Student Loans · March 15, 2017

Know When to Turn Down a College.

It’s getting close to the pins and needles moments for families with college-bound high school seniors. Acceptance notices will soon be mailed out. I know it will be a relief for your entire family to have the news, and hopefully,…

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Home Loans · February 22, 2017

Don’t Over-React to the Mortgage Rate Rise

Over the past few months mortgage rates have begun to rise a bit. And the expectation is that they may continue to drift higher throughout 2017.

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