Category Archives: Credit & Debt

debt, student loans · May 7, 2025

A Warning for New Grads

Earning a bachelor’s degree this spring comes with a challenge. It’s harder to get a job these days, as employers are trying to make sense of the tumult unleashed by the tariff war, and growing concerns that we may soon…

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car loans · May 7, 2025

Podcast Episode – Ask KT & Suze Anything: What Is Stagflation?

On this new edition of Ask KT and Suze Anything, Suze answers questions about home buying, car loans, and changing jobs.  Plus, what is Stagflation and so much more.

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student loans · May 6, 2025

Student Loan Changes You Must Know Today

Make sure you share this with anyone who has student loans. Things are changing fast, and doing nothing could have serious consequences. The Government Has Restarted Collections The U.S.

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debt, IRAs/401(k)s, must have documents, student loans · April 30, 2025

Podcast Episode – Ask KT & Suze Anything: How Do I Settle A Deceased Parent’s Credit Card Debt?

On this episode of Ask KT and Suze Anything, Suze answers questions about beneficiaries of IRAs, student loans, filing taxes as a married couple and so much more.

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car loans · March 5, 2025

How Much Is Your Car Costing You?

I realize car prices are very high these days. And that means many of you need to borrow to buy a car. If you truly need a car, I have no problem with that.

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Annuities, home loans · December 25, 2024

Podcast Episode – Ask KT and Suze Anything: Why Buying a Condo Can End Up As Your Biggest Nightmare

On this episode of Ask KT and Suze Anything, Suze answers questions about car loans, getting rid of annuities, selling inherited property and more. Listen to Podcast Episode: Podcast Transcript: KT: Hi everybody.

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home loans, retirement, Roth Accounts · October 30, 2024

Podcast Episode – Ask KT & Suze Anything: Do Not Live In a Home of Anger

On this Halloween edition of Ask KT & Suze Anything, Suze answers questions that spooked you about mortgages, focusing on retirement savings, ROTHs and more. Plus, listen to find out what Suze’s favorite Halloween candy is!

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car loans, credit cards, Stocks/Bonds/ETFs · September 25, 2024

What a Fed Rate Cut Means for You

After two years of sharply rising from 0% to more than 5%, the Federal Reserve has now begun to reduce its powerful Federal Funds rate. In mid-September, it lowered its target rate by half a percentage point to a range…

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Emergency Funds, home loans · September 11, 2024

Should You Get a HELOC?

Balances on home equity lines of credit (HELOC) have increased 20% since the end of 2021. That has me concerned. Sure, I understand the appeal of HELOCs in today’s market.

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