Category Archives: Insurance

Car Insurance, Insurance · February 1, 2017

How to Beat Rising Auto Insurance Premiums

Low gas prices coupled with a continuing-to-improve economy is not necessarily good news for your auto insurance. As the number of miles driven rises—it is up more than 6% over the past two years-so too do accidents. And then there…

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Home & Renters Insurance, Insurance, Saving · November 30, 2016

My Holiday Challenge: How Much Can You Save While Shopping?

You know that I have often stated that one of the keys to financial freedom is to feel as much pleasure from saving, as you get from spending.

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Credit Cards, Emergency Funds, Life Insurance, Retirement, Saving · November 16, 2016

Why I Hate Guaranteed Acceptance Whole Life Insurance

I was glued to the TV recently watching the news when an advertisement for Guaranteed Acceptance Life Insurance came on. Whoo boy, did my blood pressure rise. I am not a fan of this type of life insurance.

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Budgeting, Life Insurance · October 26, 2016

What No Mother With Young Children Can Afford to Leave Off Her Shopping List

I was shopping at Costco recently, enjoying the great value as always. While waiting in line to check out I got to chatting with a few young mothers-with babies in tow-who were waiting as well. Me being me I was…

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Insurance, Retirement, Social Security · October 5, 2016

Social Security Sends Another Lesson On Why Delaying Is So Important

Before the end of October, Social Security will announce the annual Cost of Living Adjustment (COLA) retirement beneficiaries will get for 2017. Or rather, what they won’t get. Because of the way the COLA is calculated the inflation adjustment is…

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Credit Cards, Insurance, Long Term Care, Retirement · September 22, 2016

How to Deal with a Rate Increase on Your Long-Term Care Insurance Policy

Many of you are asking me what to do when you receive a rate increase on your long-term care insurance policy. You know my advice for years has been to not buy long-term care insurance unless you can afford a…

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Home Loans, Insurance, Saving · August 3, 2016

Avoid This Costly Refinancing Trap

In late July, the 3.4% average rate for a 30-year mortgage was near the historic low set in 2013. That’s great news for so many homeowners who were unable to refinance back in 2013 because they didn’t have the 20%…

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Debt, Insurance, Long Term Care, Retirement · April 27, 2016

Are You Fluent in the Language of Wealth?

I spend a lot of time helping people work out a plan for overcoming a financial challenge. Quite often the bulk of my work is in getting them into the right frame of mind. Financial problems are so stressful it…

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Health Insurance, Insurance, Saving · March 30, 2016

Tips to Keep Your Prescription Drug Costs Down

I am betting plenty of you have noticed the steep rise in prescription drug costs. According to the non-profit Kaiser Family Foundation, drug prices jumped more than 11% in 2014 and are estimated to have risen another 9.6% last year.…

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