Category Archives: Retirement

IRAs/401(k)s, Retirement · August 21, 2024

Don’t Make These 401k Rollover Mistakes

I am a big fan of 401(k) rollovers into an Individual Retirement Account (IRA) when you leave a job.

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Estate Planning, Investing, Retirement · August 21, 2024

Podcast Episode – Ask KT & Suze Anything: Should I Use AI to Play The Market?

On this edition of Ask KT and Suze Anything, Suze answers questions about investing for a child, financial security in one’s 50s, bond ladders, funding trusts, using AI to invest and more.

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Emergency Funds, IRAs/401(k)s, Retirement · August 14, 2024

Emergency Withdrawals from Retirement Accounts

Making an “early” withdrawal from a retirement account is typically a costly decision, as the government tacks on a 10% penalty for early withdrawals made from traditional IRAs and 401(k)s before the account owner is age 59 ½.

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Retirement, Roth Accounts · August 7, 2024

The Latest IRA RMD Rule Update

We finally have definitive rules from the IRS on how IRA beneficiaries must handle required minimum distributions (RMD).

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Annuities · July 10, 2024

3 Easy Financial Housekeeping Tasks with a Big Payoff

The slowed-down pace of summer for many of us makes it an ideal time to tackle some important financial housekeeping tasks. No heavy lifting, but rather, some quick check-ins on your financial life to make sure everything is as you…

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Retirement, Social Security · June 26, 2024

A Taxing Reality of Retirement

Once you start collecting your Social Security benefit, there’s a strong possibility you may owe income tax on a chunk of your benefit. The Internal Revenue Service says more than 25 million tax returns for the 2022 tax year reported…

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Roth Accounts · June 19, 2024

Here’s Why Your Teen Should Open a Roth IRA

There is no more lucrative financial move than to have a teenager or young adult open a Roth IRA. Now I know that may be a hard sell.

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Investing, Retirement, Roth Accounts · May 29, 2024

Podcast Episode – Ask KT & Suze Anything: Can I Afford to Have a Baby?

On this edition of Ask KT and Suze Anything, Suze answers questions about RMDs, ROTHs, investing in art and wine. Plus, a “Can I Afford It?”  quizzy and so much more!

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Annuities, Retirement · May 25, 2024

Podcast Episode – Suze School: Understanding Variable Annuities

For this Suze School episode, Suze explains the intricacies of variable annuities why you should think twice before you purchase one inside of a retirement account.

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