Category Archives: Emergency Funds

Emergency Funds, retirement, saving · October 30, 2024

How to Gain Momentum in Saving for Retirement

A recent large poll conducted for CNBC found that less than half of workers are “cautiously optimistic” about having a secure retirement. That doesn’t surprise me, but it sure does make me a combination of sad, and concerned.

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Emergency Funds, life insurance, retirement · October 23, 2024

Your Benefit Checkup for 2025

For those of you that receive workplace benefits, you know that we’re heading into the annual ritual of Open Enrollment, the period when you can make changes to your benefits package.

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Emergency Funds, investing, Stocks/Bonds/ETFs · October 5, 2024

Podcast Episode – Suze School: What To Do, As We Start The 4th Quarter

For this Suze School, Suze gives us an update about what the current state of the economy looks like so we can be prepared for the 4th Quarter and so much more.

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Emergency Funds, home loans · September 11, 2024

Should You Get a HELOC?

Balances on home equity lines of credit (HELOC) have increased 20% since the end of 2021. That has me concerned. Sure, I understand the appeal of HELOCs in today’s market.

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Emergency Funds · August 28, 2024

Lessen Your Financial Stress with Emergency Savings

I am not surprised that more than 80% of women recently surveyed by Fidelity who had no emergency savings said they live with financial stress.

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Emergency Funds, IRAs/401(k)s, retirement · August 14, 2024

Emergency Withdrawals from Retirement Accounts

Making an “early” withdrawal from a retirement account is typically a costly decision, as the government tacks on a 10% penalty for early withdrawals made from traditional IRAs and 401(k)s before the account owner is age 59 ½.

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Emergency Funds, Stocks/Bonds/ETFs · May 29, 2024

Does Buying a Home Still Make Sense?

With the interest rate on a 30-year mortgage more than doubling over the past few years—to more than 7% today—buying a home has become an even more challenging financial move.

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Annuities, credit cards, debt, Emergency Funds, home loans · May 8, 2024

Podcast Episode – Ask KT & Suze Anything: Can I Afford to go on Vacation?

On this edition of Ask KT and Suze Anything, Suze answers questions about emergency funds, credit card debt, leaving assets to children, reverse mortgages, plus a “Can I Afford It?” quizzy and so much more!

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Annuities, Emergency Funds, must have documents · March 20, 2024

Podcast Episode – Ask KT & Suze Anything: Don’t Feel Doomed With Your Money

On this edition of Ask KT and Suze Anything, Suze answers questions about investing for a 90 year old parent, paying for a family emergency, why you need a will and trust and so much more.

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