Category Archives: Saving

Emergency Funds, IRAs/401(k)s, Retirement · August 14, 2024

Emergency Withdrawals from Retirement Accounts

Making an “early” withdrawal from a retirement account is typically a costly decision, as the government tacks on a 10% penalty for early withdrawals made from traditional IRAs and 401(k)s before the account owner is age 59 ½.

Read Now ›

Budgeting, Insurance, Saving · July 31, 2024

The Impact of Rising Car Insurance Premiums

We are now in the third consecutive year of car insurance premium rates racing ahead at a rapid pace. Government stats show that the annual premium cost is nearly 50% higher than it was in June 2021.

Read Now ›

Saving · June 5, 2024

Important Financial Advice for Graduates

As graduation season winds down, I want to share my most important, most helpful, and most heartfelt piece of advice for everyone about to launch into full-fledged adulting.

Read Now ›

Emergency Funds, Stocks/Bonds/ETFs · May 29, 2024

Does Buying a Home Still Make Sense?

With the interest rate on a 30-year mortgage more than doubling over the past few years—to more than 7% today—buying a home has become an even more challenging financial move.

Read Now ›

Credit Cards, Debt, Roth Accounts · May 15, 2024

Podcast Episode – Ask KT & Suze Anything: Should We Buy or Rent When We Retire?

On this edition of Ask KT and Suze Anything, Suze answers questions about ROTHs, IRA contributions, spousal credit card debt, plus a “Should I Do It?” quizzy and so much more!

Read Now ›

Annuities, Credit Cards, Debt, Emergency Funds, Home Loans · May 8, 2024

Podcast Episode – Ask KT & Suze Anything: Can I Afford to go on Vacation?

On this edition of Ask KT and Suze Anything, Suze answers questions about emergency funds, credit card debt, leaving assets to children, reverse mortgages, plus a “Can I Afford It?” quizzy and so much more!

Read Now ›

Debt · April 24, 2024

Please Avoid This Huge Car Buying Mistake

One in five buyers of new cars is being financially dishonest.

Read Now ›

Saving, Stocks/Bonds/ETFs · April 17, 2024

Locking In a Guaranteed High Return

I need to repeat the advice I gave you recently because it is so important I want to make sure you follow it! Right now, the smartest move you can make is to lock in a safe return of 5%…

Read Now ›

Annuities, Emergency Funds, Must Have Documents · March 20, 2024

Podcast Episode – Ask KT & Suze Anything: Don’t Feel Doomed With Your Money

On this edition of Ask KT and Suze Anything, Suze answers questions about investing for a 90 year old parent, paying for a family emergency, why you need a will and trust and so much more.

Read Now ›