Suze Orman TwitterSuze Orman FacebookSuze Orman YouTubeSuze Orman LinkedIn
View Blog & News List

8 Rules for Holiday Spending From Suze Orman

December 17, 2012 at 8:51 PM

Each year, when the holidays roll around, it's always tempting to spend more money than we actually have. We get swept up in the excitement of the season -- and the buying and the giving -- and we lose track of what we're doing. And that is exactly when those high-interest credit cards start to wink and smile at us. And the next thing you know, you end up with a major financial headache in the new year.

But the spirit of giving should never result in financial anxiety. So, I reached out to my dear friend Suze Orman, the smartest woman about money I know! And I asked her for some simple tips and ideas to keep us all from going over that financial gift cliff during the holidays!

Her advice, as always, was great. There are so many ways that you can make this holiday a financially enjoyable one, not only for you, but for all of your friends as well. Just keep these eight ideas in mind.

8 Rules for Holiday Spending

And Happy Holidays, everyone, from Suze Orman and me!

Marlo Thomas
Award-winning actress, author and activist

 

Read Full Article

Tag Cloud

no sneaking in feesAdequate Auto and Home InsuranceMarlo ThomasconfidentHolidayFinancial Educatorjanuary billscommitmarriage financial responsibilitystay positivedeath benefit needs for family401Kitemized deductionpermanent life insurancetax ID theftdoctor no longer in networkbuying car 2016home ownership10 year repayment plan lower rateStudent DebtFinal Goodbyemax employee matchcredit managementSatisfyingrent vs buypublic service loan forgiveness programno tax on withdrawlsrising home pricesget over life insurance phobiaMost Influential Celebrities Listhousing marketMotherMoney-SavingSuze Orman ScholarshipThe Suze Orman Showis it kind?special saving accountreduce withholdingPost-DivorceStudent LoanSuze Orman spouse Kathy TravisCredit Card Interest RateGay Rightsearn allowanceHDHP's are not badretirment savingsproperty taxFinancial Awarenessexercise reguarlycredit reportlow-cost index mutual fundpoint cost offset by savingssecured cardfour steps to retirement savings retirementCiti Simplicity Card women live longerETF'soverspend on giftsunsubsidized Stafford loanStaffords this year have a fixed 6.8% interest rateCivil Rights3% debt transferred women long term careholiday spendingget credit cardBill and Pennyprotect your familyWarner Bros Television GroupCPI-Wdon't use allowance as bribemortgage interest tax deductionCNBCphysical healthSuze Orman's Money Warstake actionEmployer Matched Contributionone credit cardAshley Springerenjoy saving interest capitalizationincrease emergency savingszero rate transfer dealsgift up to 14,000Financialbuy homeidentity theftSuze changed my lifeprescription tierlower mortgage interestHSA tax savings3 step financial road map8 month safety netrequired disclosurealways use all paid time offExhibitionteenscompare monthly expensesstandard ratenot enough life insuranceEric Dodge lower overall drug costteach your child good money habitsheartachesocial security not going brokeDurable Power of Attorney for Health Caredon't cover cosmetic dentistryCOLAno interestkeep a scheduleraise insurance deductiblepush yourself to save more for retirementhome buying mistakeswrite new goalwives should be involved in retirementonly offered while employed Money Marketno negativitybetter termsis it necessary?Retirement Savingsdangerous money seasonFICO credit score credit card mortgagegift not loanprovider of financial supportFICO at least 72020% equitypercentage of women widowed 75-84small changes learn good financial choicesescrowUniversity of IllinoisPrime Rate Rise 2015be true to yourselfwomen longer life spanfederal student loan deferment 2015 financial roadmapcouple financesdental insurance mental healthJose RodriguezHow To Build Creditfinancial concernjuggle multiple financial goalsHeartpositivecost of capitalization calculatorForbes Top 10buy home you can affordretirement planlet them have 50% controlgay marriage ban end Florida bill paying prioritieslife insurancecomparison shoppingloan is giftcontribute household expenses pay high rate off firstsave HDHP's are good for youkid borrow firstemployer funding HSAreferrals confident of solutionmoney vowsbest loan deal letter to suzehigher insurance deductiblelousy investmentignore 6 month grace period Revocable Living Trustloan necessityfinancial fearsinitial tax break refundis it true? face your financial fearHDHP only refinance if it paysdon't spend speak new goalautomatic withdraw to savings paid in fulldangerous retirement planHDHP/HSAAmericans don't use all paid vacation timeannual cost of living adjustmentcar buying mistakesBeautyunder 18 financial giftMoneysavings pleasureunexpected expensesave moneyInfluential Celebrity3 bucket approachsame sex marriage band end Floridaincentives for health care wellness screeningBankruptcyNew american Dream Foreclosurechildren under 18leave a legacyfinancing car don't defer interest paymentssavingsallowancewaive home inspection bidLong Term Care premiumsback-to-school budgetapproved medical 100% tax-freePrime Rate IncreaseGoodbyePay Off Debt Before Retirementstudent loan repaymentpay down student loan debtno splurge Student Debt Crisisdream schoolpay more than minimum20% down payment avoid feesautomate student loan paymentscnbc alarm clockOne Wallet At A Timepay interest while in schoolverify wellness screening and programsLong Term Care Insurance teach importance of helping othersEasy Life Insurance no life insurance financially irresponsiblelow down paymentmortgage brokeropen enrollment review Suze approvedfamily save at least $100 monthly2016 adjust estimated taxclosing feesallowance taskback door Roth IRAcreate new truthLTCi ASAPdon't blow tax refundmax employer matched 401(k) contributionquick closingreal estate mistakestraditional vs roth 401(k)Grace401(k) Contributionsnot gender specific same-sex marriageHoliday Seasontitle insuranceLifestylereal estate marketswitch to spouse coverageSandy Hook PromiseUrbana-Champaign20 year level term healthy aging social security never insolventstudentovercome financial fearsUniversity of Floridaplanage appropriate chorepay down car loanget the most out of social security successFinancial Solutions For YouTelepicturesdo you need life insuranceRichsidelinedsocial securitydebt freelong term goalFederal Funds Ratepay 100% cashFree Debt Eliminatorschool increase retirement savingsbe kind to yourselfcut monthly cellular billiffy incomeidentity fraudlow credit scorehome insuranceat worst still pay 75% benefitgrandchild summer job IRA contributionmortgage disclosureStock Investmentsrepay student loansTeachno private loanadd teenmake saving a pleasurenegotiate points with bank or sellerdear suzepublic service career student loan repayment life insurance name trust as beneficiaryautomatic paymentfull retirement ageFundsemergency fund charges on credit cardstore credit cardsget health insuranceinsuranceSave Us Moneyuniversal college accessstudent loan repayment planhome related tax break bonus high premiums6 month waiting perioddental discount planretirement accountsretain separate credit cardsprotect and provide for minor child origination feesGifthighest possible benefitmonthly benefit bad retirement planningadult childrendon't derail retirement savings3 savings buckets protect loved ones term life insurancelong-term care premiumsverify retirement plan with HR or plan sponsormeet monthly 15-year refinance dealtax refund fraudbreakdown projected monthly housing costcut monthly cable billOverspendingteens and moneyshort term goal Forbesbad decisionsAmy Lacyetfinancial argumentsno retirement funds for down paymentlower premiumdon't do five year car loanhigh FICO scoreAuto Savings Financial Awareness Video Festivalsecure creditlive below your meansfinancial independencepaid vacationCredit Card Rate Increasecredit card2017 Taxesnear historic lowsrolloverswitch to roth 401(k)College of Veterinary Medicinepresident Obamacar leasingemployer offered life insuranceco-sign better loan ratesborrow each year, capitalization is going to pile up women outlive menanticipated salarymanage student loansdental savings planPBS SpecialWall StreetMortgage Credit Availability Indexoverspend on nights outraise deductiblesChanging Livesdebit cardGay Couplestelevision hostSuze Ormanpowerfullong term careAlarm Clock50 over 50responsible with moneyCommencementinterest on student loansHoliday Shoppingreduce interest ratestandard deduction financial goal phraseloan big picture Financial AdviceEmergency Savingsderailed planthree year car loanno fee transfercar loandon't charge a pennyNewtowndo not pay allowance for good behaviorcommunity collegeYoung Adult AARP Social security calculatorconsider roth 401(k)avoid burn outpurely financial standpoint!00% tuition paidtaxesinsurance mistakefraudulent returnPhyllis Shelton expert long-term care19 years cash flow problemclosing disclosurechildren's bookLoveis it necessaryAccuQuote.com8 Rulesmax benefit coveredSelectQuote.comno waiting period2015 record year car salesadjust allocations term insuranceprotect dependent 2016 adjust withholdingmonthly dental insurance premiumno late fee emergency fund savingsSchool of Social Workmortgagedon't extend mortgage high deductible health care planbuy down Interestdon't ignore open enrollmentreduce monthly paymentfile asapSandy Hook Elementary SchoolPersonal FinanceHDHP'ssocial workworst financial mistakegift grandchild IRA contribution8 month emergency fundcan you afford itnew carhome loan credit score below 740 grandparent IRA contribution become member Communication Skills one annual feeWashingtonUS Tax CodeGiftsFHA loan feesFinancial Cliffsetup automatic savings withdrawSpendingBaby BoomersFICO Scoreresponsibledepreciating asset home budget after tax costbetter loan dealspaying for college40% toward financial goalreplace permanent life insurance with termcostly insurance mistakeIRA contribution gifted moneyfocus on new truth focus on needsbalance transfer community bankpercentage men widowed 75-84marriage inequalitySuze is my biggest mentorcollege graduatepay off debtConventional loan PMIRoth 401(k)debtstretch out haircut appointmentslowest cost fund optionCredit scoredoctors in networkpay credit debt ASAPbest interest ratespreexisting condition not coveredclosing costs 2% of loancollege studentrefinancewould you decline a bonusdeath benefit 20 to 25 times annual incomelong-term care big results don't buy wantsfile taxes quicklyhealthy retirement blood pressuremultiple lendersVeterinary Schoolage appropriate goalsgraduationFRAmaintain standard of living4 Must Have Documents Influentialspremiumcredit unionInvest for savings growthFinancial Gift Cliffbudgetalternative FICO scoreLTC shoppingbuying a carbe good exampleCory BookerNew York Liferitual schedulevalentines dayknow before you oweloved ones dependent on incomerequire chore in exchange for allowanceoverspend on dining outstudent loan debtLong Term Care shoppingborrowing plan 20% down paymentultimate compounding giftkids schedule paymentsinsurance yearly reviewRetirement Incomehome buying budgetAARPFiscal Responsibilityvalue moneyhealthy retirement weightincrease retirement contribution rateLTCroth iraadvice for college graduatesstudent loan repayment estimatoremotional stakescalculate dependents annual income needsmobile appcontribution Banksummer job match income loan no longer than 36monthsFinancial Systemyours, mine & ours10% donate to charityMass Mutualmoney-aware childFinancial Power of Attorneyshop online guaranteed level term policy


View Blog & News List
People First. Then Money. Then Things.
Connect with me on Facebook Connect with me on YouTube Connect with me on Twitter
© 2017 Suze Orman Media Inc. All rights reserved.
 
 |  Search  |  Sitemap  |  Privacy  |  Terms
Sign Up For E-mail Offers
Open Panel
Close Panel