Suze Orman TwitterSuze Orman FacebookSuze Orman YouTubeSuze Orman LinkedIn
View Blog & News List

8 Rules for Holiday Spending From Suze Orman

December 17, 2012 at 8:51 PM

Each year, when the holidays roll around, it's always tempting to spend more money than we actually have. We get swept up in the excitement of the season -- and the buying and the giving -- and we lose track of what we're doing. And that is exactly when those high-interest credit cards start to wink and smile at us. And the next thing you know, you end up with a major financial headache in the new year.

But the spirit of giving should never result in financial anxiety. So, I reached out to my dear friend Suze Orman, the smartest woman about money I know! And I asked her for some simple tips and ideas to keep us all from going over that financial gift cliff during the holidays!

Her advice, as always, was great. There are so many ways that you can make this holiday a financially enjoyable one, not only for you, but for all of your friends as well. Just keep these eight ideas in mind.

8 Rules for Holiday Spending

And Happy Holidays, everyone, from Suze Orman and me!

Marlo Thomas
Award-winning actress, author and activist


Read Full Article

Tag Cloud

emergency fund savingsreferrals bad retirement planningBankruptcyhome budget after tax costUniversity of Floridaco-sign Baby Boomersnot gender specific Conventional loan PMIderailed planworst financial mistaketerm insuranceno interestgrandparent IRA contribution 401(k) Contributionsnegotiate points with bank or sellerinsurancehome insurancedon't buy wantsHow To Build Creditback door Roth IRAHDHP'scost of capitalization calculatorHeartunsubsidized Stafford loanLoveallowanceemployer funding HSArent vs buy8 month emergency fundAARP Social security calculatorrising home pricessmall changes lower premiumStudent Debtmanage student loansAmericans don't use all paid vacation timereal estate marketlow credit scorebuying a carconfident of solutionearn allowancehome related tax break bonus mobile appLong Term Care Insurance successsocial workget credit cardzero rate transfer dealssecured cardstandard deduction HDHP best interest ratesretirement planfinancial fearssame sex marriage band end Floridaultimate compounding giftprovider of financial supportquick closingnew cardangerous money seasonFederal Funds Rate2015 record year car salesget the most out of social security retain separate credit cardsloan big picture escrowcreate new truthbuy down origination feesFinancial Gift Cliffonly refinance if it payscontribute household expenses replace permanent life insurance with termCiti Simplicity Card be true to yourselfvalentines daywomen outlive menbe kind to yourselfFinancial Solutions For Youmax benefit covered20% down paymentloan is giftAuto Savings lousy investmentCollege of Veterinary Medicinecommitdebt freeshort term goal live below your meansbad decisionsInvest for savings growthForbes Top 10Personal Financedangerous retirement planrequire chore in exchange for allowancestretch out haircut appointmentsPrime Rate Rise 2015percentage of women widowed 75-84wives should be involved in retirementno retirement funds for down paymentjanuary bills2015 financial roadmapteenspay 100% cashemotional stakesfocus on new truth 2016 adjust withholdingSuze changed my lifedon't charge a pennystandard rateLifestyledental discount planstore credit cardsmoney-aware childpay down car loan3 step financial road mapStudent Loanteach importance of helping othersOverspendingadult childrenfraudulent returnbest loan deal employer offered life insurancefederal student loan deferment no late fee Credit Card Interest RateFundsidentity fraudFHA loan feesLTC3 bucket approachRetirement Savingslower mortgage interestmortgage disclosurehome buying mistakesLong Term Care premiumsbecome member high FICO scoredear suzefinancial goal phrasemonthly dental insurance premiumAdequate Auto and Home InsuranceSandy Hook Elementary Schoollow down paymentbalance transfer 15-year refinance dealCredit scorereduce monthly paymentnear historic lowscomparison shoppingprotect and provide for minor child Gay Rights8 month safety netcalculate dependents annual income needslet them have 50% controlincrease emergency savingsno sneaking in feescnbc alarm clockget over life insurance phobiaresponsible with moneyChanging Livessidelineddeath benefit 20 to 25 times annual incomefinancial concernwomen longer life spanis it kind?do not pay allowance for good behaviorCommunication Skills retirement accountsGiftsfamily save at least $100 monthly4 Must Have Documents credit managementThe Suze Orman ShowRevocable Living TrustIRA contribution gifted moneyignore 6 month grace period traditional vs roth 401(k)refinancecommunity collegebuy homepurely financial standpointSuze Orman ScholarshipHoliday Seasontelevision hostadvice for college graduatesdoctor no longer in network8 Rulestax ID theftadd teenmeet monthly Holiday Shoppingmarriage financial responsibilitypositivedebit cardStudent Debt Crisismaintain standard of livingpush yourself to save more for retirementInfluential Celebrityallowance taskdon't defer interest paymentsnot enough life insurancemake saving a pleasureovercome financial fearsstudent loan repayment estimatorYoung Adult high deductible health care plandon't blow tax refundSandy Hook Promisefile asapcredit cardteens and moneyWashingtontake actionlife insurancedeath benefit needs for familyBeautyswitch to roth 401(k)pay off debtloan necessitycar leasingUS Tax Codepreexisting condition not coveredpublic service loan forgiveness programstudent loan repaymentgay marriage ban end Florida property taxonly offered while employed Ashley SpringerPost-DivorceNewtownCivil Rightspercentage men widowed 75-84TelepicturesAccuQuote.com2016 adjust estimated taxstudent loan debtage appropriate goalsroth irataxesno waiting periodspecial saving accountspeak new goalknow before you oweHolidayfinancial argumentsgift not loanhome loan credit score below 740 gift up to 14,000big results closing feesSuze approvedlong-term care one credit card40% toward financial goalapproved medical 100% tax-freeEmployer Matched Contributionautomate student loan paymentsfull retirement ageSuze Orman spouse Kathy Travismental healthExhibitionretirementsavings pleasuresummer job match income Jose Rodriguezheartacheretirment savingsSave Us Moneydon't ignore open enrollmentstudent loan repayment planphysical healthgrandchild summer job IRA contributionGoodbyeAARPInterestVeterinary Schoolopen enrollment review pay interest while in schoolkeep a scheduleinterest on student loansFinancial Cliffno private loancut monthly cellular billraise insurance deductibleverify retirement plan with HR or plan sponsorSuze is my biggest mentormortgage interest tax deductionclosing costs 2% of loanautomatic withdraw to savings get health insuranceRetirement Incomecouple financescan you afford itmoney vowsinterest capitalizationno fee transferForeclosureNew american Dream Final Goodbyemortgage brokerwaive home inspection bidStock InvestmentsSatisfyingno negativitybudgetprotect dependent protect your familywould you decline a bonusteach your child good money habitsdental insurance RichAlarm Clockloved ones dependent on incomesetup automatic savings withdrawOne Wallet At A Timecar loanSuze OrmanFinancial Systemdepreciating asset automatic paymentmarriage inequalityletter to suzeTeachwrite new goalHDHP's are good for youhigher insurance deductibleGrace20% equitySchool of Social Workpay down student loan debtNew York Lifeis it necessary?ForbesFinancial Power of Attorneyconfidentbreakdown projected monthly housing costdon't derail retirement savings!00% tuition paidis it necessaryLong Term Care shoppingGay Couplestitle insuranceCommencementdon't spend Wall Streetplancredit reportpay high rate off firstage appropriate choreoverspend on giftslower ratemax employer matched 401(k) contributionHSA tax savingshigh premiumslong term goalinitial tax break college graduate19 years cash flow problemunder 18 financial giftfour steps to retirement savings anticipated salarykid borrow firstCNBC3% debt transferred Eric Dodge FinancialHDHP's are not badno life insurance financially irresponsiblehome buying budgetMoney Marketcommunity bankMothersave moneyverify wellness screening and programsiffy incomebill paying prioritiesMoney-Savingno splurge Free Debt Eliminatorpublic service career student loan repayment point cost offset by savingsis it true? repay student loansface your financial fearFiscal ResponsibilityCory Bookervalue moneyemergency fund Financial Awarenessbuying car 2016shop online guaranteed level term policy50 over 50buy home you can affordlearn good financial choicesincrease retirement contribution ratewomen live longerhome ownershipinsurance mistakemortgagegraduation6 month waiting periodoverspend on nights outstay positiveincrease retirement savingsrequired disclosurelong-term care premiumsPrime Rate Increaseitemized deductionpaid vacationMortgage Credit Availability Indexmonthly benefit president Obamacharges on credit card20% down payment avoid feesat worst still pay 75% benefitinsurance yearly reviewuniversal college accessbetter termsdon't extend mortgage Financial Awareness Video FestivalLTCi ASAPLTC shoppingGiftcostly insurance mistakePay Off Debt Before Retirementborrow each year, capitalization is going to pile up back-to-school budgetlong term careMarlo Thomasdon't do five year car loansave multiple lenderspermanent life insuranceSelectQuote.comdoctors in networkBankclosing disclosureSpendingthree year car loando you need life insuranceone annual feeconsider roth 401(k)better loan ratessame-sex marriageborrowing plan FICO credit score credit card mortgageFinancial AdviceFICO Scoreterm life insurancepaying for collegeholiday spending401Kcar buying mistakesEmergency Savingsfinancing car 3 savings buckets unexpected expenseavoid burn outyours, mine & oursUniversity of Illinoishousing marketdental savings plan10% donate to charityFRAPBS SpecialStaffords this year have a fixed 6.8% interest ratedon't cover cosmetic dentistrydebtDurable Power of Attorney for Health Careswitch to spouse coverageraise deductibles10 year repayment plan MoneyInfluentialsFinancial Educatorpowerfulno tax on withdrawlsMost Influential Celebrities Listreal estate mistakesschool cut monthly cable billkids schedule paymentssavingsalternative FICO scorechildren under 18ritual scheduleincentives for health care wellness screeningEasy Life Insurance loan no longer than 36monthsCredit Card Rate Increasecredit unionoverspend on dining outsocial security never insolventAmy Lacyetwomen long term carecompare monthly expensesbe good exampledream schoolUrbana-Champaignjuggle multiple financial goalsWarner Bros Television Groupprotect loved ones gift grandchild IRA contributionfinancial independenceenjoy saving reduce interest ratepay credit debt ASAPSuze Orman's Money Warssocial security not going brokepay more than minimumdon't use allowance as bribePhyllis Shelton expert long-term carealways use all paid time offleave a legacyfocus on needsMass Mutualstudent

View Blog & News List
People First. Then Money. Then Things.
Connect with me on Facebook Connect with me on YouTube Connect with me on Twitter
© 2016 Suze Orman Media Inc. All rights reserved.
 |  Search  |  Sitemap  |  Privacy  |  Terms
Sign Up For E-mail Offers
Open Panel
Close Panel