Suze Orman TwitterSuze Orman FacebookSuze Orman YouTubeSuze Orman LinkedIn
View Blog & News List

8 Rules for Holiday Spending From Suze Orman

December 17, 2012 at 8:51 PM

Each year, when the holidays roll around, it's always tempting to spend more money than we actually have. We get swept up in the excitement of the season -- and the buying and the giving -- and we lose track of what we're doing. And that is exactly when those high-interest credit cards start to wink and smile at us. And the next thing you know, you end up with a major financial headache in the new year.

But the spirit of giving should never result in financial anxiety. So, I reached out to my dear friend Suze Orman, the smartest woman about money I know! And I asked her for some simple tips and ideas to keep us all from going over that financial gift cliff during the holidays!

Her advice, as always, was great. There are so many ways that you can make this holiday a financially enjoyable one, not only for you, but for all of your friends as well. Just keep these eight ideas in mind.

8 Rules for Holiday Spending

And Happy Holidays, everyone, from Suze Orman and me!

Marlo Thomas
Award-winning actress, author and activist


Read Full Article

Tag Cloud

same sex marriage band end Floridawaive home inspection biddebtBankmonthly benefit special saving account2015 record year car saleszero rate transfer dealsdream schoolTelepicturesFederal Funds Ratetraditional vs roth 401(k)Mass MutualRichwomen long term careAARP Social security calculatorhome ownershiplow credit scoreSpending2015 financial roadmapretirement plandangerous money seasonget over life insurance phobiaGay RightsSuze Orman spouse Kathy Travisis it necessaryis it true? raise insurance deductibleoverspend on giftsForbes Top 10Free Debt EliminatorSuze OrmanFundsLong Term Care premiumsInfluential Celebrity!00% tuition paidconfident of solutionsuccessUniversity of Floridacredit reportteach your child good money habitsForeclosuresummer job match income Save Us Moneybalance transfer 20% down paymentreplace permanent life insurance with termfinancial fearsSatisfyingYoung Adult 8 RulesSuze Orman's Money Warsfederal student loan deferment approved medical 100% tax-freeCommunication Skills term life insuranceHDHP don't cover cosmetic dentistrycreate new truthoverspend on dining outfile asapgift up to 14,000Employer Matched ContributionSandy Hook Promisecar leasingsavingsOne Wallet At A Timespeak new goalNew american Dream Holiday ShoppingCredit Card Interest Rateheartacheborrow each year, capitalization is going to pile up Staffords this year have a fixed 6.8% interest rate2016 adjust estimated taxsocial security not going brokemanage student loanssave moneyconfidentdepreciating asset no fee transfersocial worktax ID theftprotect loved ones dental insurance teach importance of helping othersdental savings planbetter loan ratesmoney vowsfinancing car Mortgage Credit Availability Indexmental healthGiftsmax benefit coveredUrbana-Champaignmonthly dental insurance premiumnot gender specific ritual scheduleMoneysidelinedLifestyledo not pay allowance for good behaviorvalue moneyretirement accountsAlarm ClockMarlo ThomasFinancial Systememergency fund death benefit needs for familyInterestdon't spend take actionbad retirement planningDurable Power of Attorney for Health Careoverspend on nights outwomen longer life spandangerous retirement planhome buying budgetpaying for collegeopen enrollment review emotional stakesmortgage disclosureUniversity of Illinoisfamily save at least $100 monthlyEmergency SavingsFinancial Awarenesslearn good financial choiceshousing marketenjoy saving identity fraudLovePrime Rate Rise 2015Goodbyeno life insurance financially irresponsiblebreakdown projected monthly housing costpay high rate off firstsame-sex marriagepercentage men widowed 75-84face your financial fearcouple finances2016 adjust withholdingincrease retirement savingssave HDHP'sThe Suze Orman Showfinancial argumentspay off debtcar buying mistakesmortgagecredit unionlong-term care premiumschildren under 18television hostpay down car loanworst financial mistakeHeartOverspendingpurely financial standpointsocial security never insolventbecome member loan is giftinsurance yearly reviewInfluentialsemergency fund savingsMost Influential Celebrities ListWarner Bros Television Grouplong-term care Holiday SeasonBeauty401KHDHP's are good for youuniversal college accesslower premiumStudent Debt CrisisNew York Lifeprotect your familyretirment savingsschool 10 year repayment plan real estate mistakesbill paying prioritiesfinancial independencehome buying mistakes8 month emergency fundGiftignore 6 month grace period responsible with moneyLTCi ASAPemployer offered life insurancejuggle multiple financial goalsFinancial Adviceno tax on withdrawlsmake saving a pleasureback door Roth IRALTCPost-Divorcephysical healthdeath benefit 20 to 25 times annual incomeget credit cardunder 18 financial giftget the most out of social security paid vacationpresident ObamaCollege of Veterinary Medicinefraudulent returnnew carno splurge Financial EducatorAmericans don't use all paid vacation timegift grandchild IRA contributionhigh FICO scoreinterest on student loansconsider roth 401(k)low down paymentdon't charge a pennydear suzeFinancial CliffHow To Build Creditbe kind to yourselfstretch out haircut appointmentsautomate student loan paymentsstudent loan debtadvice for college graduatesteensFinancial Solutions For Youretirementpush yourself to save more for retirementfull retirement agenot enough life insuranceSuze approvedHSA tax savingsFinancial Gift Cliffcan you afford ityours, mine & oursdo you need life insuranceSuze is my biggest mentorTeachfinancial concernpay more than minimumage appropriate chore40% toward financial goalhigher insurance deductiblerequired disclosure401(k) Contributionsfour steps to retirement savings 6 month waiting periodgraduationIRA contribution gifted moneywrite new goalFICO credit score credit card mortgagegift not loanlet them have 50% controlbuy homeavoid burn outrising home pricescomparison shoppinglive below your meansAshley Springerget health insuranceletter to suzedoctor no longer in networkwould you decline a bonusgrandchild summer job IRA contributionlife insurancepublic service loan forgiveness programAccuQuote.comraise deductiblesfinancial goal phraseJose RodriguezEasy Life Insurance gay marriage ban end Florida initial tax break increase retirement contribution rateFICO ScoreMotheralternative FICO scoredon't ignore open enrollmentonly offered while employed NewtownChanging LivesInvest for savings growthcommunity collegeis it necessary?permanent life insuranceWall StreetRetirement Savings19 years cash flow problemholiday spendingno sneaking in feescharges on credit cardverify retirement plan with HR or plan sponsorStudent Loanbuying car 2016SelectQuote.comautomatic withdraw to savings don't use allowance as bribemobile appwomen outlive men3 step financial road mapmarriage inequalityinsurance mistakeincrease emergency savingsterm insurancefocus on new truth rent vs buyAdequate Auto and Home Insuranceunsubsidized Stafford loanlousy investmentstay positiveSuze changed my lifeBankruptcypay 100% cashFinancial Power of Attorneyalways use all paid time offloan no longer than 36monthsCredit scorecost of capitalization calculatorLong Term Care shoppingBaby Boomersdon't do five year car loanLTC shoppingleave a legacyPhyllis Shelton expert long-term careCivil Rightsultimate compounding giftstudentEric Dodge car loanswitch to roth 401(k)public service career student loan repayment Financial Awareness Video Festival4 Must Have Documents is it kind?GraceStock InvestmentsUS Tax Codecostly insurance mistaketaxesbe true to yourselfpreexisting condition not coveredcnbc alarm clockretain separate credit cardsinterest capitalizationprotect and provide for minor child Money Marketone credit cardPay Off Debt Before Retirementderailed planno waiting periodpowerfulForbesunexpected expensepay down student loan debtvalentines dayAmy Lacyetbuying a cardoctors in networkgrandparent IRA contribution real estate marketExhibitionroth iraHDHP's are not badWashingtonswitch to spouse coverageknow before you oweat worst still pay 75% benefitFiscal Responsibilitystudent loan repayment estimatorloan big picture college graduateiffy incomedental discount planSchool of Social Workthree year car loanovercome financial fearsSandy Hook Elementary Schoolone annual feeFRAVeterinary Schoolloved ones dependent on incomeinsurancehigh premiumsFinancialloan necessitydon't buy wantspay interest while in schoolemployer funding HSAcommitPBS Specialprotect dependent lower mortgage interestdon't blow tax refundstore credit cardsCommencementlong term carebig results require chore in exchange for allowancebad decisionsCredit Card Rate Increasejanuary billsPrime Rate Increasestudent loan repaymentkeep a scheduleteens and moneyLong Term Care Insurance student loan repayment plancredit cardshop online guaranteed level term policyRetirement IncomeGay Coupleshome budget after tax costfocus on needs10% donate to charitySuze Orman Scholarship8 month safety netHolidaywives should be involved in retirementprovider of financial supportFinal Goodbyehigh deductible health care planpercentage of women widowed 75-84pay credit debt ASAPmax employer matched 401(k) contributionmaintain standard of livingMoney-Savingdebit cardplanbest loan deal 50 over 50don't defer interest paymentshome loan credit score below 740 cut monthly cable billwomen live longerCNBCincentives for health care wellness screeningbest interest ratesPersonal Financelower ratemarriage financial responsibilitysmall changes AARPno negativitycalculate dependents annual income needsRevocable Living Trustverify wellness screening and programsCory BookerpositiveAuto Savings cut monthly cellular billStudent Debt

View Blog & News List
People First. Then Money. Then Things.
Connect with me on Facebook Connect with me on YouTube Connect with me on Twitter
© 2016 Suze Orman Media Inc. All rights reserved.
 |  Search  |  Sitemap  |  Privacy  |  Terms
Sign Up For E-mail Offers
Open Panel
Close Panel