Suze Orman, Financial Guru
Connect with me on Facebook Connect with me on YouTube Connect with me on Twitter
View Blog & News List

8 Rules for Holiday Spending From Suze Orman

December 17, 2012 at 8:51 PM

Each year, when the holidays roll around, it's always tempting to spend more money than we actually have. We get swept up in the excitement of the season -- and the buying and the giving -- and we lose track of what we're doing. And that is exactly when those high-interest credit cards start to wink and smile at us. And the next thing you know, you end up with a major financial headache in the new year.

But the spirit of giving should never result in financial anxiety. So, I reached out to my dear friend Suze Orman, the smartest woman about money I know! And I asked her for some simple tips and ideas to keep us all from going over that financial gift cliff during the holidays!

Her advice, as always, was great. There are so many ways that you can make this holiday a financially enjoyable one, not only for you, but for all of your friends as well. Just keep these eight ideas in mind.

8 Rules for Holiday Spending

And Happy Holidays, everyone, from Suze Orman and me!

Marlo Thomas
Award-winning actress, author and activist

 

Read Full Article

Tag Cloud

HDHP's are good for youSuze is my biggest mentorwives should be involved in retirementprotect your familyenjoy saving credit cardlower mortgage interest40% toward financial goalcut monthly cellular billWarner Bros Television Groupcan you afford itapproved medical 100% tax-freeis it necessary?FundsBankruptcyFinancial Power of AttorneyWall Streetis it necessarymental healthborrow each year, capitalization is going to pile up 8 Rules3 step financial road mapcollege graduateage appropriate choredoctor no longer in networkcredit reporthome buying budgetBeautybad decisionsLong Term Care Insurance valentines dayCredit scoreback door Roth IRAgift grandchild IRA contributionalways use all paid time offCNBClive below your meansFederal Funds Ratereplace permanent life insurance with termis it kind?Suze Ormaninsuranceshop online guaranteed level term policy2015 record year car salespay 100% cashStock Investmentsat worst still pay 75% benefitPost-Divorcepercentage men widowed 75-84don't spend emotional stakesLoveinterest on student loansretirment savingsStaffords this year have a fixed 6.8% interest rateworst financial mistakeverify wellness screening and programsMarlo Thomasfocus on new truth Baby Boomersbreakdown projected monthly housing costEric Dodge only offered while employed manage student loansprotect loved ones higher insurance deductibleCivil Rightscost of capitalization calculatorpublic service loan forgiveness programEasy Life Insurance increase retirement savingstelevision hostSuze Orman Scholarshipraise insurance deductiblebuying car 2016children under 18january billsfamily save at least $100 monthlymonthly dental insurance premiumPrime Rate Rise 2015don't ignore open enrollmentmortgage disclosureFinancial Advicekeep a scheduleSandy Hook Elementary Schoolstudent loan repayment estimatorcar buying mistakeswould you decline a bonusmaintain standard of living6 month waiting periodhome buying mistakesInvest for savings growthnot enough life insurancelong-term care premiumsno splurge Pay Off Debt Before RetirementFinancialemployer funding HSASuze changed my lifeHDHP'salternative FICO scoremake saving a pleasureSuze Orman spouse Kathy Travisunsubsidized Stafford loansave Prime Rate Increaseterm insuranceteens and moneyno life insurance financially irresponsiblegrandparent IRA contribution Holiday ShoppingEmployer Matched Contributionstretch out haircut appointmentsAshley Springerraise deductiblesget the most out of social security loan no longer than 36monthsAmericans don't use all paid vacation timepush yourself to save more for retirementlife insuranceRetirement Incomeconfident of solutionincrease retirement contribution ratefinancial independencespeak new goalrequired disclosureautomatic withdraw to savings student loan debtoverspend on giftsone credit cardAmy LacyetMoneyhigh deductible health care planmortgagecreate new truthconsider roth 401(k)GiftsFinancial Educatordon't cover cosmetic dentistrysmall changes ignore 6 month grace period holiday spendingmonthly benefit Fiscal ResponsibilityHoliday SeasonDurable Power of Attorney for Health CareRevocable Living Trustbalance transfer 8 month emergency fundretain separate credit cards8 month safety netlousy investmentstudent loan repaymentswitch to roth 401(k)community collegedo not pay allowance for good behaviorbad retirement planningCommunication Skills no waiting periodlong-term care waive home inspection bidmax employer matched 401(k) contributionloved ones dependent on incomeFICO credit score credit card mortgagedon't charge a pennydeath benefit needs for familyFRAsocial security never insolventgraduationcouple financespermanent life insuranceno sneaking in feesoverspend on nights outcostly insurance mistakerent vs buyFinancial Awareness Video FestivalOne Wallet At A TimeWashingtonpresident ObamaRichhigh premiumsincrease emergency savingsVeterinary Schoolverify retirement plan with HR or plan sponsorPersonal Financeinterest capitalizationone annual feedebtNew american Dream Holidaydental savings planHDHP calculate dependents annual income needspurely financial standpointstore credit cardsInfluentials401(k) Contributionssavingspay credit debt ASAPLong Term Care premiumsavoid burn out4 Must Have Documents home ownershipUS Tax CodeUrbana-ChampaignPBS SpecialCredit Card Interest Ratebest loan deal Suze approvedget credit cardSave Us MoneyStudent Loanmarriage inequalityfinancial goal phrase10 year repayment plan get health insuranceyours, mine & oursteens!00% tuition paidloan is giftSuze Orman's Money Warsmobile appEmergency Savingsdental insurance emergency fund savingsdeath benefit 20 to 25 times annual incomepaying for collegeemployer offered life insuranceget over life insurance phobiaForbes Top 10Commencementpublic service career student loan repayment social workzero rate transfer dealsstudentis it true? special saving accountGiftLTCphysical healthpay interest while in schoolAARP Social security calculatorFinancial Awarenessdental discount planincentives for health care wellness screeninglet them have 50% controlgift not loanprotect and provide for minor child Financial Solutions For Youdoctors in networkFinal Goodbyesuccessteach importance of helping othersinitial tax break IRA contribution gifted moneyinsurance mistakeSandy Hook Promiseresponsible with money20% down paymentfull retirement agemax benefit coveredFICO ScoreCredit Card Rate Increaserequire chore in exchange for allowanceInterestdear suzeLong Term Care shoppingloan necessity2015 financial roadmapFinancial CliffHDHP's are not badExhibitionhome loan credit score below 740 Cory BookerHSA tax savingspaid vacationgrandchild summer job IRA contributionthree year car loanRetirement Savingsschool How To Build Creditdon't do five year car loanMoney-SavingInfluential CelebrityFinancial Gift Cliffdo you need life insurancecnbc alarm clockretirement plantake actionteach your child good money habitsovercome financial fearsAccuQuote.comuniversal college accessgay marriage ban end Florida Adequate Auto and Home Insuranceheartachecut monthly cable billjuggle multiple financial goalsHeart401KGraceSatisfyinghome budget after tax costTeachprovider of financial supportemergency fund Jose RodriguezCollege of Veterinary MedicineFinancial Systemdon't use allowance as bribeYoung Adult learn good financial choicesBankultimate compounding gift50 over 50preexisting condition not coveredTelepicturesbig results 10% donate to charityoverspend on dining outritual schedulelower premiumdream schoolsave moneyknow before you owePhyllis Shelton expert long-term careterm life insuranceSpendingbe kind to yourselfGay Couplessame-sex marriagevalue moneywomen outlive menloan big picture Changing LivesMoney MarketAARPadvice for college graduatesface your financial fearMost Influential Celebrities ListFree Debt Eliminatorpercentage of women widowed 75-84don't defer interest paymentswrite new goaldangerous money seasonThe Suze Orman Shownew carfederal student loan deferment switch to spouse coverageautomate student loan paymentspay off debtsame sex marriage band end Floridaopen enrollment review Student Debtbe true to yourselfMortgage Credit Availability Indexno tax on withdrawlsNewtowntraditional vs roth 401(k)LTC shoppingroth irainsurance yearly reviewretirement accountsOverspendingtaxesunder 18 financial gift19 years cash flow problemprotect dependent charges on credit cardfour steps to retirement savings buying a carstudent loan repayment plandebit cardmoney vowsLifestylemarriage financial responsibilitydepreciating asset unexpected expenseAlarm ClockUniversity of FloridaAuto Savings financial fearscar loanletter to suzesocial security not going brokefinancing car Goodbyecomparison shoppingMotherForeclosurecar leasingfinancial argumentsSelectQuote.combill paying prioritiesForbesSchool of Social WorkStudent Debt CrisisGay RightsUniversity of Illinoisretirement


View Blog & News List
People First. Then Money. Then Things.
Connect with me on Facebook Connect with me on YouTube Connect with me on Twitter
© 2016 Suze Orman Media Inc. All rights reserved.
 
 |  Search  |  Sitemap  |  Privacy  |  Terms
Sign Up For E-mail Offers
Open Panel
Close Panel