Suze Orman TwitterSuze Orman FacebookSuze Orman YouTubeSuze Orman LinkedIn
View Blog & News List

8 Rules for Holiday Spending From Suze Orman

December 17, 2012 at 8:51 PM

Each year, when the holidays roll around, it's always tempting to spend more money than we actually have. We get swept up in the excitement of the season -- and the buying and the giving -- and we lose track of what we're doing. And that is exactly when those high-interest credit cards start to wink and smile at us. And the next thing you know, you end up with a major financial headache in the new year.

But the spirit of giving should never result in financial anxiety. So, I reached out to my dear friend Suze Orman, the smartest woman about money I know! And I asked her for some simple tips and ideas to keep us all from going over that financial gift cliff during the holidays!

Her advice, as always, was great. There are so many ways that you can make this holiday a financially enjoyable one, not only for you, but for all of your friends as well. Just keep these eight ideas in mind.

8 Rules for Holiday Spending

And Happy Holidays, everyone, from Suze Orman and me!

Marlo Thomas
Award-winning actress, author and activist


Read Full Article

Tag Cloud

earn allowanceconfidentage appropriate choreemotional stakesCNBCone annual feepay more than minimumtake actionpoint cost offset by savingshome loan credit score below 740 Revocable Living Trusttaxeshealthy retirement blood pressurerent vs buyrising home pricesPost-Divorcecut monthly cable billkid borrow firstfinancial goal phraseback door Roth IRAproperty taxloan big picture don't cover cosmetic dentistrylive below your meansloved ones dependent on incomesave moneydon't blow tax refund20% down paymentfocus on new truth FRAgraduationbalance transfer University of FloridaFinancial Awareness Video Festivalautomatic withdraw to savings student loan repayment estimatormonthly benefit negotiate points with bank or sellercharges on credit cardFinancialconfident of solutioncommunity collegedon't buy wantsCivil Rightssame sex marriage band end Floridainsurance mistakestudent loan repaymentpush yourself to save more for retirementno interestface your financial fearignore 6 month grace period Student Debtmortgage brokerstore credit cardsincrease retirement savingsretirementTelepicturesat worst still pay 75% benefitdebit cardconsider roth 401(k)Credit scoreFICO credit score credit card mortgageUrbana-ChampaignNewtownloan necessityalternative FICO scoreemployer offered life insuranceMarlo ThomasVeterinary Schoolcommitdoctors in networkRetirement Incomecalculate dependents annual income needsmanage student loansuniversal college accessprovider of financial supportoverspend on dining outBankruptcyprotect loved ones open enrollment review Amy Lacyetdon't spend Alarm Clocklower rateis it necessarybig results doctor no longer in networkdon't do five year car loanFiscal Responsibilitydon't defer interest paymentsget health insurancetelevision hostreduce interest ratebe kind to yourselfgift not loanFinancial Educatorcredit cardInfluentialsExhibitionno life insurance financially irresponsiblehome insurancepay high rate off firstkids schedule paymentsWashingtonno fee transferstandard rate2016 adjust estimated taxpowerfulMoneyHeartidentity fraudemergency fund college graduatecommunity bankMortgage Credit Availability IndexFHA loan fees10 year repayment plan dangerous money seasoncnbc alarm clockHow To Build CreditCiti Simplicity Card Cory BookerHSA tax savingsclosing costs 2% of loanlong-term care dream schoolno waiting periodprotect dependent permanent life insurancedon't extend mortgage Student Debt Crisisonly offered while employed secure creditretirement planbudgetMost Influential Celebrities Listbetter termsCommunication Skills HDHP's are good for youretirment savingsget the most out of social security leave a legacyDurable Power of Attorney for Health CareCPI-Wmax employer matched 401(k) contributionSuze Orman spouse Kathy TravisFinancial Power of Attorneylower overall drug costultimate compounding giftspeak new goalschool become member percentage men widowed 75-84debtovercome financial fearsone credit cardstretch out haircut appointmentssocial security never insolventmortgage disclosureNew american Dream Long Term Care premiumsunsubsidized Stafford loandental savings planpresident Obamamobile appPrime Rate Increaseadvice for college graduatesPhyllis Shelton expert long-term careSatisfyingretirement accountsverify retirement plan with HR or plan sponsorbill paying prioritiespublic service career student loan repayment Holiday Shoppingrolloverjuggle multiple financial goalsreal estate mistakesalways use all paid time offHoliday SeasonGiftback-to-school budget8 month emergency fundsavings pleasurecollege studentbetter loan ratessuccesslousy investmenttitle insurancedental insurance Adequate Auto and Home InsuranceConventional loan PMIanticipated salaryraise deductibleshome budget after tax costLifestyleswitch to roth 401(k)COLAGay Couplesnew carcredit managementhighest possible benefitChanging Livesjanuary bills20 year level term Mass Mutualcut monthly cellular billYoung Adult roth iraresponsible with moneyclosing disclosureEmployer Matched Contributionhome ownershipHolidayStudent Loanfocus on needsgay marriage ban end Florida better loan dealsCommencementteach importance of helping othershigh deductible health care planterm insurancecar leasingPersonal Financecouple financesyours, mine & oursshort term goal School of Social Workhome buying budgetinitial tax break is it necessary?women outlive menbuying a carETF'sRoth 401(k)Gay Rightsgift grandchild IRA contributionmental healthfinancial independencedon't derail retirement savingsRetirement Savingsthree year car loanSuze changed my lifehigh FICO scoreEric Dodge SpendingEmergency SavingsForeclosurecar buying mistakesoverspend on giftsno retirement funds for down paymentemergency fund savingsEasy Life Insurance life insuranceWall Streetfour steps to retirement savings studentcontribute household expenses quick closingfinancing car be good examplefinancial concernlow-cost index mutual fundMoney-Savingfinancial argumentsincentives for health care wellness screeningcredit reporthousing marketsame-sex marriageFinancial Systemstudent loan repayment planmax benefit coveredmeet monthly debt freeAmericans don't use all paid vacation timebuying car 2016no tax on withdrawls!00% tuition paidFundsLTC shoppingswitch to spouse coverageAARPSuze Ormanwomen live longercredit unionteens and moneyterm life insurancepaid vacationlower mortgage interestmarriage financial responsibility401(k) Contributionssecured cardwomen long term careworst financial mistakeno sneaking in feespreexisting condition not coveredMoney Marketpay down car loanbad retirement planningprescription tierlower premium6 month waiting periodexercise reguarlyLove10% donate to charityteensbad decisionsBaby Boomersvalentines daydear suzevalue moneygrandparent IRA contribution get credit cardcontribution employer funding HSAitemized deductionlow credit scorerefinanceAshley Springerchildren under 188 month safety netFree Debt EliminatorPBS SpecialHDHP teach your child good money habitsage appropriate goalsFinancial Cliffshop online guaranteed level term policyhealthy aging summer job match income family save at least $100 monthlysocial security2016 adjust withholdingpremiummortgageletter to suzeadjust allocations Credit Card Interest RateHDHP's are not badescrowGiftsFICO Scoreautomate student loan paymentsbuy home you can affordpay interest while in schoolfile asapdo you need life insuranceHDHP/HSAiffy incomeLong Term Care shoppingcost of capitalization calculator401KGraceunder 18 financial giftwrite new goalborrow each year, capitalization is going to pile up 3% debt transferred only refinance if it payssidelinedpay off debtdeath benefit 20 to 25 times annual incomestay positive20% equityhigher insurance deductibleFinancial Solutions For Youpay down student loan debtMotherreal estate marketwives should be involved in retirementOverspendingsave Goodbyeunexpected expensemoney vows4 Must Have Documents Sandy Hook PromiseUS Tax Codebreakdown projected monthly housing cost3 step financial road mapzero rate transfer dealsmarriage inequalityautomatic paymenthealthy retirement weightknow before you oweplanallowance taskJose Rodriguezmultiple lendersfull retirement ageinterest on student loansenjoy saving Warner Bros Television Grouppaying for collegewaive home inspection bidFinancial Advicebuy homepositiveOne Wallet At A Timesocial workloan is giftLTCcomparison shoppingnear historic lowsSuze Orman's Money WarsPay Off Debt Before Retirementpaid in fullis it kind?Bankadd teenwould you decline a bonusinsurance yearly reviewcompare monthly expensesmax employee matchhigh premiumsstandard deduction Interestlife insurance name trust as beneficiarydon't charge a pennyno negativitypay credit debt ASAPraise insurance deductiblewomen longer life spanoverspend on nights outSelectQuote.comco-sign special saving accountForbesFICO at least 720HDHP'spublic service loan forgiveness programsetup automatic savings withdrawdangerous retirement planrepay student loansrequire chore in exchange for allowancedepreciating asset Suze is my biggest mentorSave Us Moneyinterest capitalizationfinancial fearsincrease retirement contribution ratekeep a schedulepercentage of women widowed 75-84small changes Staffords this year have a fixed 6.8% interest ratelong term caretax ID theftfederal student loan deferment responsibleverify wellness screening and programs19 years cash flow problemretain separate credit cardsSandy Hook Elementary Schoolphysical healthreferrals don't use allowance as bribeFederal Funds Rate20% down payment avoid fees15-year refinance dealSuze approvedincrease emergency savingsdeath benefit needs for familyget over life insurance phobiadon't ignore open enrollmentlong term goalderailed plan3 savings buckets origination feesForbes Top 10car loanmaintain standard of livingAARP Social security calculatorsocial security not going broketraditional vs roth 401(k)2015 financial roadmaploan no longer than 36monthsmoney-aware childrequired disclosurebe true to yourselfLong Term Care Insurance not enough life insuranceavoid burn outis it true? ritual schedulecostly insurance mistakeannual cost of living adjustmentreplace permanent life insurance with termIRA contribution gifted moneyNew York Lifesavingsinsurance50 over 50borrowing plan Stock Investmentsreduce monthly paymentdo not pay allowance for good behaviorprotect your familyallowanceadult childrenUniversity of Illinoisgrandchild summer job IRA contributionlearn good financial choicesapproved medical 100% tax-freeno splurge BeautyAuto Savings pay 100% cashPrime Rate Rise 2015home buying mistakesInvest for savings growthFinal Goodbyecan you afford itlow down payment8 RulesAccuQuote.combest loan deal Financial Awarenesshome related tax break bonus 2015 record year car salesclosing feesfraudulent returnLTCi ASAPholiday spendingmake saving a pleasureCredit Card Rate Increaseno late fee protect and provide for minor child College of Veterinary Medicinebest interest ratesRichbuy down TeachInfluential CelebrityThe Suze Orman Showlong-term care premiumsSuze Orman Scholarshipno private loandental discount plan40% toward financial goalstudent loan debtFinancial Gift Cliff3 bucket approachcreate new truthmortgage interest tax deductionheartachenot gender specific monthly dental insurance premiumlet them have 50% controllowest cost fund optionpurely financial standpointgift up to 14,000

View Blog & News List
People First. Then Money. Then Things.
Connect with me on Facebook Connect with me on YouTube Connect with me on Twitter
© 2016 Suze Orman Media Inc. All rights reserved.
 |  Search  |  Sitemap  |  Privacy  |  Terms
Sign Up For E-mail Offers
Open Panel
Close Panel