There’s been some chatter on social media lately about Social Security that I think is bad advice. The message is that you are better off claiming as early as possible — at age 62 — rather than waiting to collect…
If you have a child or grandchild considering grad school, I want you all to understand that new loan rules can make borrowing for an advanced degree even more expensive. I need you and your studious loved one to understand…
Cars have become a financial danger zone. The average price of a new car is around $50,000, and about half of that for a used car. And car loan rates are a lot higher than they were a few years…
Summertime is often when teens land their first meaningful jobs, and recent college grads head into the permanent workforce. That means they become eligible to save for retirement in a Roth IRA. Now you and I both know that retirement…
If you have a newly minted college graduate in the family, I want to say: Congratulations! That is a tremendous accomplishment. For them, and for you. Yes, I know it is a tough job market for young adults right now.…
With the April 15th tax deadline just passed, I know many of you are now eagerly awaiting a federal tax refund. And it could be a big chunk of money. The average federal refund this year is about $3,500, which…
