Credit & Debt


The Procrastinator’s Guide to Dealing with Credit Card Debt

As much as I wish that no one overspent during the holidays, I know that...

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Credit Card Alert: How to Avoid the Big Trap of 2019

You know where I stand on having credit card debt. It holds you back from...

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Protecting your financial life is now free. Don’t pass up this offer.

One of the best ways to protect yourself from identify thieves is now free...

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The One Move You Must Make This Year with Your Tax Refund

Okay people, it’s that dangerous time of year. In the next month or so I...

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No More Excuses: Get Money Smart—For Free. The Time is Now

I am continually frustrated when I read surveys that show how anxious many...

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Use Gift Cards to Really Give to Yourself. In a Meaningful Way.

If you received some gift cards this past holiday season that you’ve yet...

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Beware of HARP Scam With My Image

If you see an advertisement or receive an E-mail that has my picture on it...

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A Credit Card Strategy for Dealing with Natural Disasters

Digging out from the losses incurred when a natural disaster strikes can...

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FICO Scores reach record high. I am not celebrating.

Earlier this Spring we collectively hit a financial milestone. FICO, the...

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Worst Car Trend Ever. 

I have a one-question test on whether you are truly serious about achieving...

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How Not to Let Runaway Wedding Costs Derail Your Financial Plan

Look, I love a good party as much as anyone else, especially when there is...

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The 3 Smartest Moves You Can EVER Make with a Tax Refund. 

The average refund for federal tax returns is nearly $3,000. And I know...

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