Your Social Security retirement benefit is one of the most valuable pieces of your retirement plan. Not only will it likely account for a large portion of your income when you retire, but it also has an incredible feature: your annual benefits increase with inflation. Your 401(k) and IRAs don’t come with such a great guaranteed inflation-protection feature.
It’s no secret that money can be a serious wedge issue for couples. Survey after survey reports that when couples argue, finances are often at the heart of the discord.
Here’s how every couple can lay the groundwork for financial compatibility.
If you have a low deductible of just $250 or $500 on your homeowner or car insurance policies I want you to listen up right now.
You need to call up your insurer and ask for a higher deductible. Yes, I said higher.
Forget all the commencement speeches about your dreaming big, not compromising, and following your passion. That’s all terrific advice, but not nearly as important as the nuts and bolts of four make-or-break financial moves every college grad needs to make ASAP: 1.