I realize thinking about your spouse or partner dying isn’t anyone’s idea of a fun time. But what should make you even more uncomfortable is not doing the advance planning today to make the transition for the surviving spouse as easy as possible. Ignoring this inevitability is sure to leave the surviving spouse with a…
For many of us, having a car is a necessity. For some families, two are needed. But I see far too many households spending way too much on this need. The big tell is that nearly 30% of the cars traded in to purchase a new car these days still have a large unpaid loan…
You know my approach to building financial security is to hope for the best and plan for the worst. That’s why I have always been concerned when people tell me their retirement plan is to keep working through their sixties, or to maybe never retire. As I have often explained, this is a dangerous strategy…
