Category Archives: saving

saving · June 28, 2017

Are You Ready to Declare Your Financial Independence?

I hope you have a fantastic July 4th, and that it includes some time to reflect on the principles of our democracy that are celebrated on this holiday. We have so much to be grateful for.

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insurance, saving · June 21, 2017

3 Key Financial Steps for Stay At Home Parents

When you and your partner make the decision for one of you to be a stay-at-home parent, the tendency is to center all the financial decisions on the person who is still earning an income. Notice I didn’t say “the…

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Emergency Funds, saving · May 17, 2017

Time to Cash in on Rising Savings Rates

You know I believe there is no substitute for keeping an emergency fund in a federally insured bank or credit union account. That is the best—the only way—to ensure your “what if” money is always safe and will always be…

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budgeting · April 26, 2017

How Not to Let Runaway Wedding Costs Derail Your Financial Plan

Look, I love a good party as much as anyone else, especially when there is a great celebration, such as a wedding. But if you’re attending a few weddings a year—and god forbid if one or more is a destination…

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retirement, saving · April 12, 2017

How Seniors Can Take the Bite Out of Dental Costs.

I hope anyone nearing age 65 realizes that Medicare does not cover routine dental procedures. As recently reported in a terrific retirement blog, seniors pay more than $1,100 a year for dental work. But what is most troubling to me…

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Emergency Funds, home loans, Stocks/Bonds/ETFs · April 6, 2017

Are You Going to Win or Lose From Rising Interest Rates?

I want you to understand there is a big shift going on in our economy. I know you are well aware that interest rates have been very low ever since the financial crisis. But that’s changing. The Federal Reserve, which…

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saving · March 1, 2017

The 3 Smartest Moves You Can EVER Make with a Tax Refund. 

The average refund for federal tax returns is nearly $3,000. And I know plenty of you also end up getting some money back when you file your state tax as well. Don’t blow it! Look, I know how easy it…

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credit cards, debt, Emergency Funds · January 11, 2017

How to Bounce Back from a Spending Hangover

It’s that scary time of the year: Your December credit card statements start rolling in. I hope that you have everything under control and can pay off every balance in full. But if that’s not doable, I want you to…

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saving · December 28, 2016

Financial Resolutions for 2017? Just Do This One Thing

If you have been making a long list of resolutions for the New Year, my advice is to rip it up.

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