Those of you enrolled in Medicare have recently received your ANOC (Annual Notice of Change) statement for next year. It details what is changing in your plan. I know that many of you may be getting the news that your…
Congress recently passed a law that is designed to help people consider how to get the highest possible Social Security retirement benefit. As you know, everyone gets to choose when they start receiving their payment. It can be any time…
Okay, pumpkin spice latte season is in full gear, and we are heading into peak holiday time. Or as I think of it: the peak credit card danger zone. Between travel plans, parties, and gift-giving, the winter holiday season can…
If you have your retirement savings on autopilot—automatic paycheck withdrawals into your workplace plan and automatic transfers from your checking account into your Roth IRA—that’s a huge win. I want to be clear that the fact that you are saving…
I hear from many people who have worked hard to build substantial retirement savings ask: “If I have $5 million or more, do I really need long-term care insurance?” It’s a fair question, but retirement savings and long-term care insurance…
Those of you working for an employer who offers various benefits—such as health insurance and access to a retirement plan—know you’re soon going to get pinged that it’s time to review your benefits for 2027. I want you to actually…
