401k
Podcast Episode - Ask KT & Suze Anything: Master Class on Pre-Tax Inherited Retirement Accounts - Part II
This episode is part two of the special Suze master class, from Episode 604, about what to do when you inherit a pre-tax retirement account. KT gathered up your questions and you’ll hear Suze answ
Podcast Episode - Suze School Master Class: Pre-Tax Inherited Retirement Accounts
Suze teaches a special master class about what to do when you inherit a pre-tax retirement account. You’ll learn the different benefits if you're an eligible designated beneficiary and a non-eligi
Don’t Make These 401k Rollover Mistakes
I am a big fan of 401(k) rollovers into an Individual Retirement Account (IRA) when you leave a job. One of the advantages is that if your 401(k) doesn’t offer low-cost index mutual funds, when y
Emergency Withdrawals from Retirement Accounts
Making an “early” withdrawal from a retirement account is typically a costly decision, as the government tacks on a 10% penalty for early withdrawals made from traditional IRAs and 401(k)s before
Podcast Episode - Suze School: The Language of Money in Retirement Accounts
On this Suze School, we get a lesson on the language of money in retirement accounts. We’ll learn about rollovers, transfers and conversions.
Podcast Episode - Ask KT & Suze Anything: Moved By Intuition
For this episode of Ask KT and Suze Anything, Suze answers questions about investing for the first time, taking money out for retirement, how CD rates are set, starting over saving money, and so m
Podcast Episode - Ask KT & Suze Anything: Everything is Relevant at Some Point
For this episode of Ask KT and Suze Anything, Suze answers questions about planning your retirement, long term care insurance, home buying, and so much more.
Podcast Episode - Suze School: What You Need To Know About The 55 or Older Rule
On this Suze School, we get a lesson on how to stay financially healthy by accessing money in our retirement accounts, if we are under 59 and a half.
Podcast Episode - Suze School: A Different Way To Think About Your Future
On this episode, Suze teaches a lesson on a different way to think about your retirement accounts. What are the pros and cons of a 401k, versus an investment account?
Podcast Episode - Ask KT & Suze Anything: Did I Give The Wrong Advice?
For this episode of Ask KT and Suze Anything, Suze answers questions about HSAs, 401(k)s, life insurance and more.
Roth 401ks Just Got Even Better
If you have a workplace retirement plan, chances are it now offers you the choice to save in a traditional or a Roth account.
Are You On Track for Retirement?
Saving for retirement is a big challenge. But the even bigger challenge is whether you are saving enough.
Avoid This Common 401k Mistake Couples Make
If you and your spouse both contribute to a retirement plan offered through work, a new report says you may be leaving money on the table.
Podcast Episode - Suze School: Loans vs. Withdrawals From Roth Retirement Accounts
Suze’s lesson for this Suze School episode is all about the difference between loans and withdrawals from Roth retirement accounts.
Ask Suze & KT Anything: Should Interns Enroll in a 401(k)? - Podcast Episode
On this Ask Suze and KT Anything episode, Suze answers your questions IRA conversions, pensions, discounted stocks, where to retire and more.
Retirement Account Rollovers: What to Consider
When you leave a job with a 401k you have an important choice to make.
More Retirement Rule Changes for 2023
My friend, you now have even more reasons to follow my advice and save for retirement using a Roth account.
Retirement Rule Changes for 2023
Congress recently passed a bunch of new rules that will impact how much you can save for retirement, make it easier to save in Roth accounts, and change when retirees must start taking withdrawals fro
Roth 401(k) vs. Traditional 401(k)
By now you know I think Roth IRAs are a great way to save for retirement.
Podcast Episode - Suze School: The Secure Act 2.0 and How It Effects Your Money
On today’s episode, Suze reviews the Secure Act 2.0 and the changes to the age for RMDs, excess contributions and more.
Podcast Episode - Ask Suze & KT Anything: ID Theft, Financial Advisors and Inheritance
On this episode of Ask Suze & KT Anything, Suze answers questions from you all, about freezing your accounts, diversifying your portfolio, inheriting money, young couples pooling their money and more.
Why Your 401k Statement Got Updated
Your latest quarterly 401k statement likely includes some new information that can be quite an eye-opener.
Podcast Episode - Ask Suze & KT Anything: Mortgages, Annuities, Rollovers and Trusts
On this edition of Ask Suze & KT Anything, Suze answers questions about paying off mortgages, closing credit cards, annuities, retirement account rollovers and more.
Podcast Episode - Ask Suze & KT Anything: Are Forgiven Student Loans Taxable?
On today’s podcast Ask Suze & KT Anything, Suze answers questions about Series I Bonds and probate, Roth 401(k)s, real estate and so much more!
Podcast Episode - Ask Suze & KT Anything: I Can’t Afford To Go To My Son’s Wedding
On this podcast of Ask Suze & KT Anything, Suze answers questions from listeners about rolling over 401Ks, beneficiaries, scholarships, early withdrawal penalties and so much more!
Podcast Episode - Suze School: Own The Power To Control Your Destiny
In today’s podcast, Suze explains all the steps we need to follow, during these turbulent markets, plus what we can do now with our retirement accounts, so we can control our own financial destiny.
Podcast Episode - Ask Suze & KT Anything: I Want to Be Financially Independent
On this podcast of Ask Suze & KT Anything, Suze answers questions from listeners about reinvesting divestments, investing after a stock split, special needs trusts, shady employers and much more!
Podcast Episode - Ask Suze & KT Anything: Slap Downs That Will Pick You Up
On this podcast of Ask Suze & KT Anything, Suze answers questions from listeners about what debt to pay down first, interest on crypto, choosing the right funds in a 401(k), and so much more.
Podcast Episode - Ask KT & Suze Anything: Pressing Suze's Buttons
On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners about loaning money to friends and relatives, paying for college, a special “Can I Afford It” quizzie and much more.
Podcast Episode - Ask Suze (and KT) Anything
On this episode of Ask KT & Suze Anything, Suze answers questions from listeners about Series I Bonds, Collecting Social Security, 401(k) matches, refinancing mortgages, finding the right financial ad
Podcast Episode - 10 Changes That Are New in 2022
Suze starts this episode with another recap of what happened in the stock market this week.
Podcast Episode - The False Wealth Syndrome
Suze starts this podcast with a recap of what happened in the stock market last week. Then, we get a lesson on why it’s so important to stay the course with our investments.
Podcast Episode - Ask KT & Suze Anything
On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners Gabrielle, Tinece, Jessica, Rebecca and more, selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from listeners Patty, Florence, Jacqueline, Eric, Tarima and Chuck, selected and read by KT. Plus, a Quizzie sent in by Joe.
Podcast Episode - Ask Suze (and KT) Anything
On this Ask Suze (and KT) Anything, Suze answers questions from listeners Victoria, Lauren, Susan, Kathy, Prudence, Lobel, Kevin and Alex, selected and read by KT. Plus, a Quizzie.
Save Your 401k, Get a Lower Expense Ratio
Do you have a 401k you left behind at an old job? A new report from Capitalize estimates that there are around 24 million orphaned 401k accounts with combined assets of nearly $1.3 trillion.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Tracey, Anne, Deanna, Robert, Sarah, Michael, Mark and more, selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Jordan, Bella, Davita, Heather, Tricia and more selected and read by KT. Plus, a quizzie for KT.
One Financial Decision You Won't Regret
Regret can be a powerful motivator to change behavior.
Podcast Episode - Ask Suze (and KT) Anything
On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Yamuna, Kristen, Dianne, Amanda, Ruth, Michelle, Clara and more, all selected and read by KT.
Saving in a Roth Retirement Account
I recently read that less than 15% of people who have a workplace retirement plan with a Roth option do their saving in the Roth, rather than a traditional account.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Yamuna, Kristen, Dianne, Amanda, Ruth, Michelle, Clara and more, all selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Jen, Scotti, Jason, Inuti, Wilson, Suzanne, Silvia, Analli, and Roma, all selected and read by KT.
Plan Now So You Won't Ever Need to Panic
The past year has been a crash course in the need to plan for life’s What Ifs. A fast and furious bear market for stocks. A global virus that us all more aware of the fragility of life.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Anne, Norma, Deanna, Derrick, Camile, Miura, Nicole, Vanessa and Marcia, selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Kelly, Joyce, Nicole, Kim, Marcia, Tommy, Jessica, Robert, Zoya, Lori, and others selected by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Victoria, Larry, Jessica, Debbie, and Rodney selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Logan, Jeff, Will, Shaina, Michelle, Alicia and Kaitlin, selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT.
Podcast Episode - Ask Suze Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT. We hear from Claudia, Cecilia, Lisa, Ann, Mary Beth, another Lisa and more.
Podcast Episode - Ask Suze Anything
On this episode of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT.
Podcast Episode - Mistakes You Can't Afford to Make with ROTHs
In this episode, Suze takes us back to “Suze School” for a lesson on Roth IRAs and the tax ramifications of each account. Pay attention and listen again, as this is important information to know.
Podcast Episode - Ask Suze Anything
On this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners (as read by KT) Amy, Kim, Cat, Marissa, Chris, Tim, Leigh, and Fran.
Podcast Episode - Ask Suze Anything
On this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Sandra, Melinda, Millagros, Amy, Angeline, Shelly, and Sheri. Today’s questions are read by a special guest!
Podcast Episode - The Perfect Financial Storm
In this podcast, Suze outlines four key upcoming dates that will have an effect on many people’s financial security.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Jessica, Mini, Joan, Gloria, Virginia, and Asuun.
Podcast Episode - Ask Suze Anything
In this edition of Ask Suze Anything, Suze answers questions from Women & Money listeners Elizabeth, Anonymous, Allison, Susan, Joan, Everett, and Tasha.
Podcast Episode - What Keeps Suze Up At Night
In this podcast, Suze talks about the financial things that keep her awake at night, like stimulus program recipients not getting their money and people not being prepared for what may come next.
Podcast Episode - Ask Suze Anything: Become a Suze Ambassador And Earn Money
In this podcast, Suze unveils the new Suze Ambassador Program.
A Bear Market Can Be a Smart Time to Do a Roth Conversion
There is a tax-smart retirement move that just became less expensive due to the fact that the bear market for stocks has reduced your portfolio values.
Podcast Episode - Ask Suze Anything Special: Responding To The Market
In this special March 19 podcast of Ask Suze Anything, Suze groups together questions coming in from Women & Money listeners about this volatile time in the stock market.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Nadine, Linda, Jocelyn, and Maria.
Podcast Episode - Suze School: The SECURE Act
On this podcast, we go to Suze School for an education on how the new SECURE Act will affect retirement accounts and what you need to know to make the right adjustments for your financial future.
Podcast Episode - Three Money Moves You Don’t Want To Make
In this podcast, Suze shares three recent conversations she’s had with friends and family about their finances.
Podcast Episode - Ask Suze Anything
In this rapid-fire Ask Suze Anything podcast, we hear questions from Women & Money listeners Annun, Sonia, Annie, Nicole, Anonymous, Tara, Maureen, Justin, and Chelsea.
Podcast Episode - Ask Suze Anything
In this Ask Suze Anything podcast, we hear questions from Women & Money listeners Brenda, Kara E, Tiffany, Nikki, R.K., Cindy, and Gladys.
Workplace Benefits: Your To Do List for 2020
Fall is typically when employers announce any benefit plan changes for the coming year and ask employees to review their coverage and request any coverage changes.
Podcast Episode - Ask Suze Anything
In this Ask Suze Anything podcast, we hear questions from Women & Money listeners Tiffany, Chris, Nancy, Pamela, Kim, Mary, and Ann.
Podcast Episode - Ask Suze Anything
In this Ask Suze Anything podcast, we hear questions from Women & Money listeners “Nameless One,” Jamie, Allie, Kristen, Jessica, Esther, Tori, and Angelina.
Podcast Episode - Ask Suze Anything
Are your finances a family affair? Do you have the right perspective when it comes to caring for your parents in their old age?
Podcast Episode - Are You A Financial Wimp?
Don’t be a financial wimp! In this episode, Suze tells us about a heartbreaking exchange she had with Women & Money listener Brenda, who was in danger of losing her home after a bad break-up.
What Every 2019 College Grad Needs to Do…Right Now
If you are a recent college grad, or love one, please listen up on the must-do financial moves you need to tackle right now. Not next year. Right now. The choices you make today will make all the diff
Podcast Episode - Ask Suze Anything
In this Ask Suze Anything podcast, Suze talks about mistakes you can’t afford to make. She answers questions from Women & Money listeners Sarah, Jill, Joann, Menni, and Gavaris.
Podcast Episode - The Money Mind
In this podcast, Suze talks about the “money mind.” What are the three simple steps you need to do in order to live within your means?
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, Suze gives us an update on how she and KT faired during Hurricane Dorian. Then, she answers questions from Women & Money listeners: Tiffany, Liz, and Erica.
Podcast Episode - Suze School: Investing for Retirement
In this episode, Suze School is in session and the lesson plan includes what you need to know about planning for retirement.
Podcast Episode - Ask Suze Anything: July 11, 2019
Suze Orman’s Women & Money Podcast
Podcast Episode - Ask Suze Anything: July 4, 2019
In this special July 4th episode of Ask Suze Anything, Suze answers questions from Women & Money (and the men smart enough to pay attention) listeners Joe, Kathy, Gina, and Danielle.
Can I contribute to both a 401k and an IRA in the same year?
For those of you who haven’t yet tuned into my Women & Money podcast, you’re missing such a fantastic time. I am loving doing the show.
Podcast Episode - Don't Make This Mistake
In this episode of Women & Money, Suze addresses special concerns from two nurses, Denise and Turquoise, who were misled into investing in an insurance policy.
Podcast Episode - Ask Suze Anything: June 13, 2019
In this Ask Suze Anything episode, we get questions from Shelly, Jackie, Martha, Frannie, Jane, and Alestra. These Women & Money listeners ask about: maintaining financial independence in marriage.
Podcast Episode - Ask Suze Anything: May 23, 2019
In this Ask Suze Anything episode, we get questions from Jackie, Lana B., Miranda, Carol, Janine, Robin, Betty, and Krista.
Podcast Episode - Ask Suze Anything: May 16, 2019
This episode of Ask Suze Anything is dedicated to information about retirement accounts, as Suze answers questions from Women & Money listeners: Kayla, Janeece, Krissy, Ashleigh, Jackelyn, Letty, and
Podcast Episode - Ask Suze Anything: May 2, 2019
Suze mixes it up today and lets you in on why she is so passionate about the advice she gives you.
How to Protect Yourself from the Financial Risk of Turning 50
A new study that looked at the employment and pay patterns for people once they turn 50 should be a wake-up call for anyone approaching or in their 50s. About half of the people in the study suffe
Podcast Episode - Special Episode For Federal Employees: Money Moves You Need To Know Now
This is a special bonus episode especially for Federal Employees whose pay is affected by the government shutdown in January 2019.
Mid-Year Investment Review
When was the last time you checked that your investments still reflected your long-term investment strategy?
How to Protect Your Retirement From this Growing Risk
A recent poll reported that investor confidence is at the highest level since 2000, and nearly 70% of investors are optimistic about the stock market’s performance for next year.
3 Retirement Moves to Make at Work That Will Pay off in 2018 and Beyond
Fall is the popular time for open enrollment at work, when employers lay out all the ins and outs of their benefit package for the coming year, and leave it to workers to decide if they want to change or update any of their benefit coverage.
Avoid These Two Big Retirement Risks When You Land a New Job
When you land a new job you are going to be totally focused on making a great first impression. But I also want you to make sure you take care of your financial future by steering clear of two all-too-common retirement mistakes.
The Best Guaranteed Investment Boost.
If you have been invested in U.S. stocks the past few years you have no doubt made some serious money. The U.S. markets are up more than 300% since this bull market began in 2009. But I want you to understand that great returns are in no way a guarantee going forward. Yes, stocks are always the smart investment if you are a long-term investor, but I hope you realize that over the next 10 years we might not see such robust U.S. stocks returns, simply because they have had such an incredible run.
The Best Investment Move You Can Make Right Now
It’s been a great stretch for investors. Stocks have gained more than 250% in the bull market that stretches all the way back to 2009. I am always a big believer that dollar cost averaging-investing on a regular basis-is a great strategy for long-term investors. So don’t take what I am about to say as a reason to give up on stocks: Returns over the next seven to 10 years probably won’t be as good as what we’ve had the past seven years.
How to Wring More From Your 401(K)
You may have heard or read recently about some high profile retirement plan sponsors being sued by plan participants for high fees in the plan. Financial service firms-yep, folks who run mutual funds-have been hit with lawsuits, as have the plans run by MIT, NYU and Yale.
4 Ways to Save on a Wedding
I am on the record that only couples in great financial shape should spend money on an expensive/large wedding. But for those of you who are just going to plow ahead despite shaky finances, please at least make the most of my money-saving wedding tips.
Will Your Holiday Spending Pass This 3-Question Test?
We’re heading into the dangerous money season. With the holidays quickly approaching it’s that annual time of year when the goodness of your heart can lead to very bad results: You overspend on gifts, dining out, or nights out on the town.
Open Enrollment Season: 4 MUST-DO's
Please don’t keep your health insurance on autopilot. I know it’s tempting just to ignore the annual “open enrollment” communications from your employer to review your choices, and just stick with the plan you have. That could be a costly mistake. Here are 4 reasons to spend some time reviewing your employer-provided health insurance choices:
The Biggest Retirement Planning Mistake
A recent report that studied the 401(k) savings habits of millions of workers found that one in four of you are not contributing enough to your account to qualify for your employer’s maximum match. The average annual amount of money left on the table is more than $1,300 a year. That is nuts.
Why You Should Seriously Consider a Roth 401(k)
You know I love, love, love Roth IRAs. One of the prime reasons being that in retirement you will not owe a penny of tax on your withdrawals. That’s quite different from a Traditional IRA where every penny will be taxed at your ordinary income tax rate.
The Four Steps to Retirement Saving
Saving for retirement is a no-brainer. But knowing the smartest ways to do that saving is anything but easy to figure out, given all the choices. Don’t worry, I’ve got you covered. Here’s exactly what you should do, in the order I list:
Suze Orman: the teacher, the friend, the confidant, the brand
By Randall Kenneth Jones Originally published in the Naples Daily News It’s practically impossible to write about time spent with personal-finance wizard Suze Orman using a detached, third-person journalistic voice. Why? Suze Orman excels at leaving no financial or emotional stone unturned—she lives to get personal.
Let’s Not Sell Young Retirement Savers Short
A recent paper from the influential Research Affiliates investment management firm (more than $140 billion in assets managed) takes the provocative stance that young adults saving for
Suze Orman Ranks on Forbes Most Influential Celebrity List!
Forbes magazine has released its list of Most Influential Celebrities of 2013. Suze makes the top 10!
Saving Money: Suze Orman’s Financial Advice For Baby Boomers
Long-term-care insurance provides a multigenerational benefit: The policyholder is covered, while her adult children are free to spend more of their income on their own kids. Here's what to consider when choosing LTC coverage...
