Going to college does not put someone on the path to a more secure financial future.
Suze starts off this episode with a brief update on what could happen with the debt ceiling and then shares everything she learned from the economic seminars she recently attended.
When it comes to building financial freedom, I’ve always found it so interesting that people tend to put all their energy into figuring out how to make money and don’t give enough attention to protect
On this episode of Ask Suze & KT Anything, Suze answers questions about settling student loan debt in default, trust beneficiaries, mortgage interest, cost of living adjustments and more!
On this episode, Suze starts out with a quick update about the Student Loan Repayment Program and then we dive right into Suze School for a lesson on the importance of dividend paying stocks - and why
On this episode of Ask Suze & KT Anything, Suze answers your questions about debt, gaining access to a deceased loved one’s accounts, T-Bills, starting out saving money and more!
On today’s edition of Ask Suze and KT Anything, Suze answers your questions about paying off debt with a retirement account, what to do with the money from a mature annuity, pre-paid funerals and more
With investment portfolio values down and the price of everything up, I am not surprised that homeowners are increasingly turning to home equity loans (HELs) and home equity lines of credit (HELOCs).
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about taxes on IRAs, freezing your credit reports, Series I Bonds and more.
Last week, President Biden announced a plan to cancel up to $10,000 in federal student loans per borrower.
“When you feel less than, you spend more than…" Today we present a very special episode.
On this special bonus Podcast Flash, Suze gives a brief explanation about the new Federal Student Forgiveness program and what you should do now.
On today’s podcast of Ask Suze & KT Anything, Suze answers questions about filling must have documents, inheriting a ROTH, boosting a credit score and more.
You know I am a big believer in “hope for the best, plan for the worst.” And right now you really need to get serious about planning for a recession.
On this podcast of Ask Suze & KT Anything, Suze answers questions from listeners about rolling over 401Ks, beneficiaries, scholarships, early withdrawal penalties and so much more!
I recently wrote to you about the very good news that consumers no longer have to worry about “surprise” medical bills for unavoidable out-of-network medical care.
On this podcast of Ask Suze & KT Anything, Suze answers questions from listeners about what debt to pay down first, interest on crypto, choosing the right funds in a 401(k), and so much more.
On this special Sunday podcast of Ask KT & Suze Anything, Suze answers questions from listeners about making changes to your will and trust, is gifting a Roth possible, and so much more!
Suze is back and after a brief update on her health, she weighs in on everything happening in the world right now and how it impacts your money. Are you in a “financial” hospital?
The total amount of unpaid credit card bills grew $52 billion in the last quarter of 2021. That’s the largest quarterly increase since the New York Federal Reserve began tracking this important signal
Some of the best-performing stocks through the pandemic have been companies that run self-storage facilities.
More than 1 in 4 Americans surveyed in October said they had applied for a new credit card in the last 12 months.
I hope the new year is off to a great start for you and your loved ones.
Now that Fall is in full motion, you and I know that we’re soon heading into the dangerous holiday season. Dangerous because your heart tugs at you to spend more than you should for gifts.
Suze tells us some of the things that have been on her mind of late, including: supply issues driving up costs, the debt ceiling and how it affects you, inflation and investing in crypto currencies.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Brent, Beth, Lena, Dereck, Mo, Rena and Tiffany, selected and read by KT. Plus, a quizzie for KT.
This podcast is a special Suze Sunday School about Student Debt. You’ll learn about the two different types of repayment plans, what kind of relief may be on the horizon and more.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Karen, Liam, Gigi, Gayle, Iona and Davida selected and read by KT.
On this podcast, Suze reviews some of the new Executive Orders signed by President Biden, and how they relate to your finances, with special attention to those of you affected by COVID-19.
In this podcast, Suze talks about how our financial needs change as we age. She explains and why every dollar counts and why we need to count every dollar in each of our decades.
The holiday season is here, which also means it’s the time of year when there is a dangerous tug to splurge.
There is a storm affecting Suze’s ability to send her podcast today. Suze presents this special "Best Of" from November 1, 2018, where she and Sarah ask and answer an important question.
While Suze is recovering from her surgery, Sarah and Robert present a "Best Of" episode from October 13, 2019, and Sarah gives an update from Suze.
On March 16, 2019, Suze appeared at the legendary Apollo Theater in Harlem, New York, as part of the Women of The World Festival. In this podcast, you will hear a condensed version of Suze’s talk.
On this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Jessica, Mini, Joan, Gloria, Virginia, and Asuun.
In this edition of Ask Suze Anything, Suze answers questions from Women & Money listeners Joann, Riley, Mary, Joelle, Gary, Eileen, Tonya, and many PPP recipients.
In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Jodi, Elizabeth, Joel, Mark, JF Spin, Edith, En Gee, Ora, and Michelle.
In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Missy, Lucy, Audra, and Carmen.
Over the next few weeks plenty of you will receive a refund on your federal tax return, and for those of you in states that charge income tax, you may get money back from your state treasurer as well.
In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Doris, Denise, Norma, Brent, Lisa, Cynthia, Mary, Ashley and Tyler, Kristie, and Anonymous.
Previously, I made the case for how you can refine your spending choices today so you have more money to put toward retirement goals.
In today’s podcast, we go to Suze School as Suze talks about many of the money myths coming from Women & Money listeners.
I want you to make it your top priority once and for all to be smart and powerful in how you choose to use the money you have, as well as the money you do not have.
In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Diane, Anthony, Lune, Christina, Allie, Julie, Roseline, and Shelia.
In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Elizabeth, Jeff, and Ada.
In this podcast of Ask Suze Anything, we’ll hear from Women and Money listeners Terry, Lauren, and Anonymous.
In this rapid-fire Ask Suze Anything podcast, we hear questions from Women & Money listeners Annun, Sonia, Annie, Nicole, Anonymous, Tara, Maureen, Justin, and Chelsea.
In this Ask Suze Anything podcast, we hear questions from Women & Money listeners Tiffany, Chris, Nancy, Pamela, Kim, Mary, and Ann.
In this Ask Suze Anything podcast, we get questions about financing education from Women & Money listeners Amy, Alyssa, Pat, Don, Samantha, and Rayne.
In this Ask Suze Anything episode, we get questions from Jackie, Lana B., Miranda, Carol, Janine, Robin, Betty, and Krista.
A large national survey by the Transamerica Center for Retirement Studies found that saving for retirement is not our top priority.
In this episode of Women & Money, Suze gives you everything you need to know about credit cards.
According to a recent Gallup poll, Americans’ optimism about their finances is near a record high. The poll shows 69% of people surveyed said they expect their financial situation to improve...
For today’s Ask Suze Anything, we present the question and answer part of Suze’s appearance at the legendary Apollo Theater in Harlem, NY, as part of the Women of The World Festival on March 16, 2019.
A recent survey reports that an estimated 40 million Americans expect to make a mess of their financial life this year by missing a credit card payment.
We’re heading into that whirlwind time of year when high school seniors receive their college acceptance letters and the decision-making begins.
In this episode, Suze tells a powerful and heartbreaking story of a women she met on vacation and how this woman lost everything as a result of financial abuse.
Did you land a year-end bonus? Even better, a nice raise? Or, perhaps you’ve been working a side gig and have some extra income to put to work? Also, I know many of you will soon be receiving...
As much as I wish that no one overspent during the holidays, I know that many of you are facing January credit card statements that are going to set off some stress. You realize there’s...
Dealing with personal debt is the most critical aspect of achieving a successful financial future.
You know where I stand on having credit card debt. It holds you back from being all you can, and deserve, to be. I realize some of you have credit card debt due to emergencies, like a medical bill...
I am all about helping people get out of financial trouble. I am always humbled when someone lays bare their financial struggle and asks for my advice.
One of the best ways to protect yourself from identify thieves is now free of charge. Beginning in late September, Equifax, Experian and TransUnion began offering consumers the ability to place an
If you are planning on buying a home in the next few months, I bet you are already spending plenty of time checking out online listings.
If you received some gift cards this past holiday season that you’ve yet to use, let me ask you a question: do you really want or need more stuff?
It’s that scary time of the year: Your December credit card statements start rolling in. I hope that you have everything under control and can pay off every balance in full. But if that’s not doable, I want you to promise me that you will be extra smart in how you take control of your spending hangover.
If you are struggling to make a dent in a large credit card balance, and you have a strong FICO score, I want you to look into what could possibly be the ticket to finally being able to pay down your balance. As reported by NextAdvisor, the Citi Simplicity Card offers 21 months of no interest payments on balance transfers or new purchases. That’s nearly two years to make progress paying down your credit card debt.
I spend a lot of time helping people work out a plan for overcoming a financial challenge. Quite often the bulk of my work is in getting them into the right frame of mind. Financial problems are so stressful it is completely reasonable to feel anxious or depressed. But the first step in working your way out of a financial fix is to convince yourself you control your future and you have the ability to make it a great future.
According to the Centers for Disease Control, about 40% to 45% of adult Americans don’t see a dentist in a given year. Cost is obviously a big reason why so many avoid the dentist. By one estimate nearly 68 million Americans have no dental coverage. That makes going to the dentist extra nerve-wracking, as you need to worry about the pain of a big out-of-pocket expense.
When it comes to financial fears, debt is the ultimate four letter word. Whether you have credit card debt, or student loan debt, or want to buy a home or a car that you will finance, you’re dealing with debt. Or more to the point, it’s probably throwing you for a loop. Debt is the major stress point in every household that I’ve worked with.
Your money challenges are very personal. You may have a large credit card balance gnawing at you, while your best friend is awake at night worrying about being able to keep working through her 60s,
As we turn the corner into a new year, my biggest hope is that peace and happiness is in great abundance for each and every one of you and all those you love. You know from years of hearing me invoke “People First, Then Money, Then Things” that I think there should be no bigger focus than building and nurturing that peace and happiness. But there is also always room to focus on the ways you can continue to build financial security in 2016. The progress you make on taking control of your money will, after all, bring even more happiness and peace into your life.
One of the hardest challenges managing your financial life is figuring out how best to juggle multiple goals. And one of the most vexing decisions is what to do if you have credit card debt and you have money sitting in your emergency savings fund.
As year-end approaches, I know that’s when plenty of you will be sitting down with your manager for a year-end review. I sure hope there’s a pay raise involved. Given how stingy raises have been since the Great Recession, I want to make sure that you don’t blow it. Literally.
It’s estimated that Americans spend more than $20 billion a year renting space in a self-storage facility. According to the Self Storage Association, the number of households renting out a storage facility has grown 65% over the past 20 years. It’s hard to drive more than a few miles in urban areas and not spy at least one self-storage business (and often more). The aggregate land mass for U.S. storage facilities spans a total of 78 square miles, or more than three times the size of Manhattan.
I’ve spent a lot of time poring over the finances of families who come to me for help. No matter what problem they are trying to fix, a universal step in my review is to go through their monthly spending in detail and show them how trimming back on certain expenses can add up to substantial savings.
I have said over and over again that as you enter your late 40's to 50's you should look into buying long-term care insurance. But looking and buying are two different things. You should only purchase LTC insurance if you know that you can easily afford the premium at the time of purchase and all the way until you are 81 (which is the average age of needing LTC).
I fear many student loan borrowers are flunking out when it comes to choosing the right repayment plan. Here’s a quick quiz to test your repayment smarts:
A recent paper from the influential Research Affiliates investment management firm (more than $140 billion in assets managed) takes the provocative stance that young adults saving for
Listen up my 60 something friends (and those of you heading to that milestone soon) we need to have a talk about your retirement planning.
If one were to ask me what I think is the most dangerous threat to our economy, the answer is very simple: STUDENT LOANS.
Congress’ shenanigans to shut down the government for 16 days this month has many Americans rightfully concerned about their personal finances.“If you don’t want to be affected by the actions—or lack of actions—in Washington, you and you alone are going to have to save yourself,” insists Suze Orman.
Bankruptcy rates spiked during the 2008 recession and many were pretty judgmental toward the millions who couldn't afford to pay their bills. But Suze Orman says bankruptcy is the better option over burying your head in the sand. "When somebody really doesn't have money to pay their bills then they should claim bankruptcy and face it right on and start all over again," says Orman.
Do you keep finding yourself with debt that just won't go away? Every time you pay off your credit card, do you feel compelled to run out and charge it back up again? If so, your problem may not be financial at all.
It is becoming easier to get a loan these days and that's not necessarily a good thing. "I'm telling you things have gone bizarre again, at the exact time they shouldn't be going bizarre. So, you need to stay very strict with yourself," warns Suze Orman.
As the economy slowly recovers, Americans are struggling to get out of credit card debt they amassed during tougher financial days...Out of desperation to stay current, or to rid themselves of their debt, people are looking at their retirement accounts as a cash source. But Suze Orman says that's the biggest mistake you could make.
America's most famous expert on personal finance and star of her own award-winning CNBC television show offers advice for “staying” afloat in these economically turbulent times, thanks to lessons learned at sea.
Whenever you feel fear about spending money that should be a sign that you're spending money you don't have to possibly even impress people you don't even know or like.
I call it the buy-it-now bug: We come down with it every giving season and feel the effects in January when we see our credit card statements.