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Retirement


Financial Security, Podcast, Retirement, Women And Money

Podcast Episode - Ask Suze & KT Anything: Help! I Left My Job.

On this edition of Ask Suze & KT Anything, Suze answers questions about trusts, non-working spousal IRAs, medical deductions, unused credit cards, being a trader and so much more!

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Emergency Fund, Insurance, Retirement

"Spring Clean" Your Finances With Suze's Checklist

Spring is now in full swing, and I hope that you are enjoying every bit of it.

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Financial Planning, Retirement

What You Should Anticipate After You Retire

If you’ve been with me for a while, you know all about the potential to live a very long life. A woman who is 65 today and in average health has a 50% probability she may still be alive at 88.

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401k, ETFs, Family, Financial Security, Retirement, Stock Market

Podcast Episode - Suze School: Own The Power To Control Your Destiny

In today’s podcast, Suze explains all the steps we need to follow, during these turbulent markets, plus what we can do now with our retirement accounts, so we can control our own financial destiny.

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401k, About Suze, FICO, Must Have Documents, Retirement

Podcast Episode - Ask Suze & KT Anything: I Want to Be Financially Independent

On this podcast of Ask Suze & KT Anything, Suze answers questions from listeners about reinvesting divestments, investing after a stock split, special needs trusts, shady employers and much more!

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Family, Financial Planning, Financial Security, Retirement

Build Your Financial Security Before It Is Too Late

When you’re busy raising kids, it’s all too common to fall into a financial trap. While everyone knows it is best to prioritize saving for retirement, many parents struggle with that strategy.

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Must Have Documents, Retirement, Taxes, Trust, Will

Podcast Episode - Ask Suze & KT Anything: I Want Permission To Retire

On this podcast of Ask Suze & KT Anything, Suze answers questions from listeners about TSPs, wills and trusts, pausing funding retirement accounts, taxes, imputed income and much more!

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IRA, Retirement, Roth

Podcast Episode - Ask Suze & KT Anything: Are Millennials Doomed?

On this podcast of Ask Suze & KT Anything, Suze answers questions from listeners about selling stocks to fund home repairs, rising home costs, 403’s, annuities, and much more!

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401k, Investing, IRA, Marriage, Retirement

An Important IRA Rule You Should Know About

We all know that through the pandemic many women made the hard choice to quit jobs and focus on the hard work of supporting their kids at home, and often simultaneously their parents.

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401k, Emergency Fund, Home Equity Line Of Credit, Home Mortgage, Retirement, Roth IRA

Podcast Episode - Ask KT & Suze Anything: Pressing Suze's Buttons

On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners about loaning money to friends and relatives, paying for college, a special “Can I Afford It” quizzie and much more.

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Credit Cards, Debt, FICO, IRA, Must Have Documents, Retirement, Roth

Podcast Episode - Two For One Sunday

On this special Sunday podcast of Ask KT & Suze Anything, Suze answers questions from listeners about making changes to your will and trust, is gifting a Roth possible, and so much more!

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Credit Cards, Credit Union, Debt, Investing, Retirement, Saving, Stocks

Podcast Episode - Suze School: Stay Calm

Suze is back and after a brief update on her health, she weighs in on everything happening in the world right now and how it impacts your money. Are you in a “financial” hospital?

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Home Mortgage, Retirement

Prepare Your Home For When You Retire

I have long recommended that anyone who plans to stay in their current home when they retire should aim to have the mortgage paid off before they stop working.

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Must Have Documents, Retirement, Roth, Social Security, Trust

Podcast Episode - Ask KT & Suze Anything

On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners about buying versus renting, inheritance, umbrella insurance, social security after divorce and much more.

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401k, Financial Advisor, Mortgage, Retirement, Roth, Saving, Social Security

Podcast Episode - Ask Suze (and KT) Anything

On this episode of Ask KT & Suze Anything, Suze answers questions from listeners about Series I Bonds, Collecting Social Security, 401(k) matches, refinancing mortgages, finding the right financial ad

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Divorce, Home Mortgage, IRA, Retirement, Roth, Social Security

Podcast Episode - Ask KT & Suze Anything

On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners about inheriting Roths, Series I Bond rates, Social Security and divorce, Elder care costs, home titles and more.

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401k, Retirement, Roth, Roth IRA, Taxes

Podcast Episode - Suze School: What You Need to Know About The Five Year Rule for Roth

Since so many listeners have been writing Suze with questions about the Five Year Rule in relation to ROTHs, she decided to do a Suze School about it.

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Home Buying, Investing, Life Insurance, Money Management, Must Have Documents, Retirement, Roth IRA, Saving, Social Security, Stocks

Podcast Episode - Ask KT & Suze Anything

On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners about; retirement accounts, saving for a new home, managing investments, caring for special needs relatives and more.

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401k, Health Insurance, Retirement, Roth, Roth IRA, Saving, Social Security, Stock Market

Podcast Episode - 10 Changes That Are New in 2022

Suze starts this episode with another recap of what happened in the stock market this week.

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ETFs, Investing, IRA, Marriage, Mutual Funds, Retirement, Social Security, Stocks

Podcast Episode - Ask KT & Suze Anything

On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners Sarah, Susan, Jenny, Marcia, Cindy, Albert and Diane, selected and read by KT.  Plus, a Quizzie from Melissa.

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401k, CDs, Credit, Do's And Don’ts., Investing, Retirement, Roth, Saving, Savings Account

Podcast Episode - The False Wealth Syndrome

Suze starts this podcast with a recap of what happened in the stock market last week. Then, we get a lesson on why it’s so important to stay the course with our investments.

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Investing, Retirement, Roth, Roth IRA, Stocks

Podcast Episode - Ask KT & Suze Anything

On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners Anita, Stephanie, Bill, Johanna, Maila, Ted, Terry, Samantha, May, Mika and more, selected and read by KT.

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401k, Car Loans, Mortgage, Retirement, Saving

How To Build Your 401K Account For Retirement

Are You Making the Most of Your 401K? The IRS has increased the amount you can contribute to your 401k in 2022.

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401k, Children, Insurance, Must Have Documents, Retirement, Roth, Roth IRA, Saving, Saving Money

Podcast Episode - Ask KT & Suze Anything

On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners Gabrielle, Tinece, Jessica, Rebecca and more, selected and read by KT.

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Ageing, Children, Family, Relationships, Retirement

Podcast Episode - Starting The Year With Grace

For the first episode of 2022, we’ll hear about correcting unspoken hurts from our past and how we can be in the right place to start a new year.

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401k, Credit Union, Investing, IRA, Mutual Funds, Retirement, Roth, Roth IRA

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from listeners Patty, Florence, Jacqueline, Eric, Tarima and Chuck, selected and read by KT.  Plus, a Quizzie sent in by Joe.

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401k, Car Buying, Investing, Retirement, Roth, Saving, Savings Account

Podcast Episode - Ask Suze (and KT) Anything

On this Ask Suze (and KT) Anything, Suze answers questions from listeners Victoria, Lauren, Susan, Kathy, Prudence, Lobel, Kevin and Alex, selected and read by KT.  Plus, a Quizzie.

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401k, Retirement, Roth, Saving, Work

Gen Z and Retirement Savings

A recent report from Fidelity says that the young adults entering the workforce are doing a better job saving for retirement than Millennials did when they were in their early 20s.

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Home Mortgage, Investing, Retirement, Roth, Student Loans

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Donna, Mary, Marilyn, Tara, Margaret, Rose and Mike, selected and read by KT.  Plus, a Quizzie.

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Investing, Retirement, Stock Market, Stocks, Trusts

Podcast Episode - Investing: Don’t Try to Outsmart The Markets Like I Did

In this episode, Suze tells us a cautionary tale about a recent market watching experience she had and how it was the wrong thing to do. 

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Emergency Fund, Employee Benefits, Health Insurance, Retirement

Workplace Benefits Must-Dos for 2022

I know the majority of you who are working get valuable benefits through your job.

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Financial Security, Home Mortgage, Retirement

Downsizing Your Mortgage for Retirement

If you own a home and your kids are fully launched, I hope you will give serious thought to downsizing to a smaller home. It can be a great way to plug a hole in your retirement savings plan.

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ETFs, Financial Advisor, Investing, Loans, Mutual Funds, Retirement, Stocks, Student Loans

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Corrine, Pam, Sissy, Dom, Claudia, Sharon, Monique and more selected and read by KT. 

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401k, ETFs, Mutual Funds, Retirement

Save Your 401k, Get a Lower Expense Ratio

Do you have a 401k you left behind at an old job? A new report from Capitalize estimates that there are around 24 million orphaned 401k accounts with combined assets of nearly $1.3 trillion.

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Investing, IRA, Must Have Documents, Retirement, Roth IRA

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Sheena, Jodi, Tina, Rosana, Terri, Corey, Eric, Laura and Beth selected and read by KT.

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Medicare, Retirement, Saving

Saving for Future Medicare Costs

There’s something everyone decades away from becoming eligible for Medicare needs to know.

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Credit Cards, Estate Planning, Investing, Marriage, Must Have Documents, Retirement, Roth, Savings, Trust

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Catherine, Rita, Terri, Jose, Patti, Katie, Julie, Jennifer and Shannon selected and read by KT.

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ETFs, Investing, Retirement, Roth, Stock Market, Stocks

Podcast Episode - Suze School: Revisiting Retirement Accounts

It’s another great Suze School, this time on the important details we need to know about investing in crypto currencies inside of our retirement accounts.

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Credit Union, ETFs, Financial Advisor, Financial Planning, Mortgage, Retirement, Stock Market

Podcast Episode - Revisiting: You've Earned It, Don't Lose It - 296

For this podcast, we’re going to revisit an episode from February 2020, where Suze shared stories of different correspondences she had with listeners about the importance of how to manage our money.

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Health Insurance, Home Mortgage, Retirement, Savings

Retirement Realities to Consider

When you envision retirement, I bet you are thinking about what it will feel like in that first year. That point in time when you will no longer be working, and have the freedom to build your days.

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Financial Planning, Financial Security, Investing, Retirement, Stock Market, Stocks

Podcast Episode - Financial Danger Signs

On this podcast, Suze shares some lessons on why we should not make emotional financial decisions.  Then, Suze walks us through investing in crypto and planning your retirement.

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Credit Score, Home Buying, Investing, Retirement, Roth IRA, Saving, Student Loans

Podcast Episode - Ask Suze (and KT) Anything

On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Annie, Dyanne, Kathy, DeAsha, Cathay & Jay, Janet, Elizabeth and Lisa, selected and read by KT.

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Debt, Family, Home Buying, Mortgage, Retirement, Roth, Saving

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Brent, Beth, Lena, Dereck, Mo, Rena and Tiffany, selected and read by KT.  Plus, a quizzie for KT.

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Retirement, Saving, Saving Money

How to Close This Retirement Disconnect

When it comes to saving for retirement, I know you know what you should be doing. And I also know that sometimes you can fall short of what you know is best.

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Children And Money, Home Buying, Investing, Must Have Documents, Retirement, Roth IRA

Podcast Episode - Ask Suze (and KT) Anything

On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Terry, Mare, Suzy, Eric, Michael, Becky, Deanna, Barbara, Aga and Seretha, selected and read by KT. 

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Relationships, Retirement, Women And Money

Are you copping out on this crucial skill?

A recent survey reports that more than 1 in 5 women who are in a committed relationship say they have little or no role in retirement or long-term planning.

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Marriage, Retirement, Roth, Roth IRA, Taxes

Podcast Episode - Avoiding Retirement Account Mistakes You Can't Afford To Make

Today, we go to Suze School about the ramifications of what filing your income taxes, “Married - Filing Separately” can have on your ROTH IRA and traditional IRAs and how you can solve the problem.

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Retirement, Social Security

Why You Should Delay Your Social Security Benefit

I was concerned when I recently read that just 10% of people are committed to waiting until age 70 to start claiming their Social Security benefit.

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401k, Must Have Documents, Retirement, Roth, Trust, Will

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Tracey, Anne, Deanna, Robert, Sarah, Michael, Mark and more, selected and read by KT. 

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Retirement, Roth, Roth IRA, Student Loans

Podcast Episode - Suze School: The Little Known Facts About Your Roth

Today, we go to Suze School on the major differences between a ROTH IRA and ROTH 401(k)s and why the ROTH IRA is the better choice.  Plus, we get an update on the eviction & student loan moratoriums.

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401k, Retirement, Roth, Roth IRA

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Jordan, Bella, Davita, Heather, Tricia and more selected and read by KT.  Plus, a quizzie for KT.

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Medicare, Retirement

You Need to Understand This About Medicare

Whether you are nearing 65, or an adult child of someone who will soon be eligible for Medicare, I want you to be clear-eyed about how much healthcare will cost you in retirement.

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College, ETFs, IRA, Life Insurance, Retirement, Roth IRA, Saving

Podcast Episode - Ask Suze (and KT) Anything

On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Erica, Leigh, Mary, Pam, Aga, Kamud, Jenny, Tracy and Tricia selected and read by KT. 

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Family, Investing, Retirement, Roth IRA, Student Loans

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Laura, Maureen, Florence, Julie, Lisa, Jackie, Claudia and Stephanie selected and read by KT.

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401k, Emergency Fund, IRA, Retirement, Saving

One Financial Decision You Won't Regret

Regret can be a powerful motivator to change behavior.

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Credit Card, Family, Home Mortgage, IRA, Retirement, Roth IRA, Student Loans

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Rita, Rose, Ryan, Lori, Mary Beth, Erica, Joan, Rob and more selected and read by KT. 

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Interest Rates, Retirement, Social Security

Can Your Retirement Plan Withstand Inflation?

After more than a decade of hibernation, inflation is back in our lives. 

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Home Mortgage, Investing, Retirement, Stock Market, Stocks

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Nathan, Chris, Diana, Laura, William, Cheryl and more selected, read by KT. Plus, a quizzie for KT.

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Health Insurance, Medicare, Retirement, Social Security

Do This If You Are Considering Early Retirement

The pandemic’s upending of our routines and the focus on the fragility of life has spurred many of us to rethink our priorities and goals.

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Investing, Retirement

Podcast Episode - Suze School: Annuities, Annuities, Annuities

On this Father’s Day, 2021, we go to Suze School as Suze breaks down the different types of annuities and which one might be right for you.

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Investing, Mortgage, Retirement, Taxes

Podcast Episode - Ask Suze (and KT) Anything

On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Maritza, Serena, Christine, Lauren, Lisa and more, all selected and read by KT. 

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401k, Retirement, Roth, Roth IRA

Saving in a Roth Retirement Account

I recently read that less than 15% of people who have a workplace retirement plan with a Roth option do their saving in the Roth, rather than a traditional account.

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401k, Insurance, IRA, Retirement, Social Security, Stock Market

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Yamuna, Kristen, Dianne, Amanda, Ruth, Michelle, Clara and more, all selected and read by KT. 

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401k, Emergency Fund, Home Buying, Home Mortgage, IRA, Must Have Documents, Retirement, Roth IRA

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Jen, Scotti, Jason, Inuti, Wilson, Suzanne, Silvia, Analli, and Roma, all selected and read by KT. 

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Family, Investing, Retirement, Roth IRA, Trust

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Ralph, Gigi, Lisa, Melanie, Beth, Juanita, Denise, Kathleen and Taiko, all selected and read by KT.  

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Interest Rates, Investing, Retirement, Roth, Roth IRA, Saving, Stock Market

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Kristen, Nancy, Denise, Tamara, Holly, Becky, Penelope and Jeanie, selected and read by KT.  

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College, Family, Kids, Retirement, Saving

What You Owe Your Kids

In the heat of raising kids, it can be so difficult to say no out of love, rather than yes out of fear. You equate saying no as denying a child, or not giving them everything you wish you had.

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401k, Car Loan, Home Loans, Investing, Retirement, Roth IRA, Saving

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Anne, Norma, Deanna, Derrick, Camile, Miura, Nicole, Vanessa and Marcia, selected and read by KT.

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IRA, Retirement, Roth, Saving Money, Stock Market

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Lisa, Allisa, Beau, Catherine, Gabriel, Tammy, Kim, Ruth and Erin, selected and read by KT. 

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401k, Retirement, Roth, Roth IRA, Savings

Podcast Episode - Understanding The Five Year Rule

On this podcast, we get an in depth Suze School all about what the “Five Year Rule” means with regard to ROTHs.

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Credit Score, Emergency Fund, Family, Loans, Retirement, Roth

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Pam, Penny, Christina, Larry, Kate, Julie and Arlene selected and read by KT.

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Emergency Fund, Home Mortgage, Marriage, Retirement, Roth, Will

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze gives us an update on the new COBRA law and then answers questions from Women & Money listeners Amanda, Renee, Lauren, Patti, Sarah and others.

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Bankruptcy, Credit Cards, Financial Independence, Home Buying, Must Have Documents, Retirement, Roth IRA

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Michael, Laura, Anita, Taxi Cat, Carmen, Nicole and Tycee, selected and read by KT.  

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Credit Card, Home Mortgage, Investing, Retirement, Taxes

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Holly, June, Katie, Craig, Steve, Mark and more selected and read by KT.

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Insurance, Investing, IRA, Retirement, Trusts

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Rosio, Melba, Nicholas, Pam, Anne, Betty, Sharon and more selected and read by KT.

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Investing, Retirement, Stock Market, Stocks

Trading is Not Investing, Budget Accordingly

The collision of commission-free stock trading on smartphone apps with a lot of bored people stuck at home during the pandemic has me worried.

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Credit Cards, Home Mortgage, Retirement, Saving Money, Stocks

Podcast Episode - Ask Suze (and KT) Anything

On this podcast edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Victoria, Monica, Diana, Jen, Jorge, Melissa & Jen, and Marybeth selected and read by KT.

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Emergency Fund, Investing, Retirement, Saving

Make the Most of Your RMD

If you are at least 72 years old, or love someone who is, 2021 brings us the return of the RMD.

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Estate Planning, Family, Financial Planning, Retirement

Podcast Episode - Revisiting "Let's Talk About Money"

Today, KT is taking Suze on a special adventure, so we’re revisiting an episode from November, 2019 called “Let’s Talk About Money.” 

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Financial Planning, Financial Security, Retirement, Social Security

The Retirement Risk You Must Stop Overlooking

After last year’s wild ride in the stock market, I know all of you who are near retirement or in retirement don’t need to be reminded that market risk can create problems for your long-term security.

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401k, Car Loans, Family, Investing, Retirement, Roth IRA, Saving

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Kelly, Joyce, Nicole, Kim, Marcia, Tommy, Jessica, Robert, Zoya, Lori, and others selected by KT.

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Health Insurance, Insurance, Investing, Retirement, Student Loans

Podcast Episode - What We Do For Love

On this Valentine’s Day 2021 edition of the podcast, Suze shares some stories relating to love and loving our money. 

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Credit Score, Debt, Emergency Fund, IRA, Retirement, Roth IRA, Savings

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Karen, Liam, Gigi, Gayle, Iona and Davida selected and read by KT.  

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Debt, Insurance, Investing, IRS, Retirement

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Karen, Deborah, Jackie, John, Bryson, Lisa, Jen, Deb, and Desiree selected and read by KT.

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Credit Cards, Emergency Fund, Goals, Retirement, Saving

What’s Your Post-Covid Spending Plan?

Now that coronavirus vaccinations have begun, I know that we are all eager to be able to get out more, get together more, and maybe even get-away (travel) more.

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Credit Cards, ETFs, Home Equity Line Of Credit, Interest Rates, IRA, Retirement, Roth IRA, Stock Market

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Linda, Debbie, Nicholas, Vicheal, Donna, Tova, Stacy and Kim selected and read by KT. 

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Emergency Fund, Investing, IRA, Retirement, Roth IRA, Stock Market, Stocks

Podcast Episode - Suze's 2021 Financial Predictions

On this podcast, Suze gives us her 2021 financial predictions, focusing on the Stock Market and real estate.

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About Suze, Do's And Don’ts., Goals, Retirement

Podcast Episode - The Biggest Mistake I Make

On today’s podcast, Suze talks about the biggest mistake she’s ever made.  In three stories, we learn how that mistake wasted time and money and we get advice on how we don’t have to fall into it.

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Children, Family, Financial Security, Retirement, Saving

Top Way to Financially Help Adult Children

I have been hearing from so many of you who are worried about how your adult kids are faring, and will fare, in our current economy. Some of those kids have moved home. Some are struggling to make end

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401k, Emergency Fund, Retirement, Roth IRA, Student Loans

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT.

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Debt, Life Insurance, Retirement, Roth IRA, Trust, Will

Podcast Episode - Dollar Of The Decades

In this podcast, Suze talks about how our financial needs change as we age.  She explains and why every dollar counts and why we need to count every dollar in each of our decades. 

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Insurance, Investing, Retirement

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT. We hear from Elizabeth, Shirley, Maria, Tom, Joan, Heidi, Delie and Ashlynn.

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Interest Rates, IRS, Loans, Marriage, Retirement, Roth, Roth IRA, Saving Money, Taxes

Podcast Episode - Ask Suze Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT. We hear from Elizabeth, Shirley, Maria, Tom, Joan, Heidi, Delie and Ashlynn.

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Investing, Life Insurance, Retirement, Stock Market

Podcast Episode - Fees And Patience Matter

In this episode, Suze talks about how we need to pay attention to the fees we pay for banking and investing.  Plus, she discusses why patience is important when it comes to that investing.

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Emergency Fund, Investing, Retirement, Roth IRA

Can Your Roth IRA be a Backup Emergency Fund?

I know many of you are working on building your emergency savings fund, and that it will take time to reach that goal. I am thrilled you are committed to this essential foundation of financial

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401k, Retirement, Roth IRA, Social Security

Podcast Episode - Ask Suze Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT. We hear from Claudia, Cecilia, Lisa, Ann, Mary Beth, another Lisa and more.

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401k, Emergency Fund, Home Loans, Insurance, Interest Rates, Investing, Retirement, Roth, Roth IRA, Saving Money, Taxes

Podcast Episode - Ask Suze Anything

On this episode of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT.

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401k, IRA, Retirement, Roth, Roth IRA, Saving

Podcast Episode - Mistakes You Can't Afford to Make with ROTHs

In this episode, Suze takes us back to “Suze School” for a lesson on Roth IRAs and the tax ramifications of each account. Pay attention and listen again, as this is important information to know.

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Home Mortgage, Life Insurance, Retirement, Stock Market

Podcast Episode - It's Time To Pivot

On this podcast, Suze takes us back to “Suze School” for a lesson about why it’s time to pivot. We need to make sure that we’re making the right investments.

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Financial Advisor, Financial Security, Investing, Retirement

Portfolio Advice Many of You Need to Hear

Retirement should be a time to relax and live your life on your terms. But I know for many of you it can be stressful to figure out a strategy for how to invest and how much you can safely withdraw fr

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ETFs, IRA, Life Insurance, Retirement, Stock Market, Trust, Will

Podcast Episode - Making The Impossible, Possible

On this podcast, Suze helps us deal with these crazy times. She takes us to Suze School for lessons about dollar-cost averaging,leaving one’s assets to one’s beneficiaries and standing in one’s truth.

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401k, Financial Security, Mortgage Rates, Retirement, Roth IRA

Podcast Episode - Ask Suze Anything

On this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners (as read by KT) Amy, Kim, Cat, Marissa, Chris, Tim, Leigh, and Fran.

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Interest Rates, Loans, Retirement, Trust, Will

Podcast Episode - Three Lessons From Life

On this podcast, Suze shares three powerful stories from people in her life. We get lessons on confirming and clarity, how less can really be more, and why planning is so important.

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401k, Life Insurance, Retirement, Roth IRA, Saving, Trust, Will

Podcast Episode - Ask Suze Anything

On this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Sandra, Melinda, Millagros, Amy, Angeline, Shelly, and Sheri. Today’s questions are read by a special guest!

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Mortgage, Retirement, Spending, Stock Market, Stocks, Women And Money

Podcast Episode - The World Turned Upside Down

On this podcast, Suze reflects on the life of Ruth Bader Ginsburg and how our world has turned upside down. What can we do to make sure we’re strong emotionally and financially?

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Retirement, Social Security

Don't Rush to Take Social Security Sooner

As if we all didn’t have enough on our plate right now, I am seeing growing concern that Social Security is now more likely to go broke sooner.

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Long Term Care Insurance, Retirement

The Case for Long Term Care Insurance

For years I have been a big believer in the value of long-term care insurance. Many of you will live into your 90s.

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401k, Credit Cards, Credit Union, Loans, Mortgage, Retirement, Stock Market

Podcast Episode - The Perfect Financial Storm

In this podcast, Suze outlines four key upcoming dates that will have an effect on many people’s financial security.

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401k, IRA, Podcast, Retirement, Roth IRA, Social Security

Podcast Episode - Ask Suze Anything

In this edition of Ask Suze Anything, Suze answers questions from Women & Money listeners Elizabeth, Anonymous, Allison, Susan, Joan, Everett, and Tasha.

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401k, Investing, Retirement, Roth IRA, Saving

Podcast Episode - The Poverty of Impatience

While watching the unrest and the events unfold in the wake of the murder of George Floyd, Suze started thinking about the state of the world and what happens when we get impatient and angry.

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Family, Retirement, Saving Money

Moving Towards Financial Security

Even before this crisis upended our lives, building financial security was something many of you struggled with. The bills get paid, maybe a little gets saved, but you feel like you can never really g

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Bankruptcy, Retirement, Roth IRA, Taxes

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Keith, Denise, Janae, Jennifer, Jean, Lagrimes, and Maria.

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Retirement, Roth

Retirement Tips During a Crisis

Many of you have contacted me through the Ask Suze feature on my new free App asking all sorts of great questions about retirement saving and spending strategies in light of the current crisis.

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401k, Retirement, Roth, Stock Market

A Bear Market Can Be a Smart Time to Do a Roth Conversion

There is a tax-smart retirement move that just became less expensive due to the fact that the bear market for stocks has reduced your portfolio values.

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Emergency Fund, Family, Long Term Care Insurance, Retirement, Saving, Social Security

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, we hear questions and stories from Women & Money listeners Judy, Steve, Stephanie, Joan, Trish, Jim, Sophia, Suzy, and Patricia.

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Emergency Fund, FICO, Insurance, Investing, Retirement

Podcast Episode - Suze School: The COVID-19 Stimulus

In this podcast, Suze explains what you need to know about the COVID-19 Stimulus Package passed by Congress on March 27, 2020.

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Bill Paying, Investing, Relationships, Retirement, Work

How to Navigate A Financial Crisis

The rapid meltdown in global investments as the economic severity of the coronavirus takes hold is indeed unsettling.

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401k, Financial Advisor, Retirement, Stock Market

Podcast Episode - Ask Suze Anything Special: Responding To The Market

In this special March 19 podcast of Ask Suze Anything, Suze groups together questions coming in from Women & Money listeners about this volatile time in the stock market.

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Debt, Emergency Fund, Financial Advisor, Retirement, Tax Refund, Taxes

Getting a Tax Refund? Don’t Blow It.

Over the next few weeks plenty of you will receive a refund on your federal tax return, and for those of you in states that charge income tax, you may get money back from your state treasurer as well.

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Bills, ETFs, Interest Rates, Retirement, Stocks

Podcast Episode - Stock Market Frenzy II – Protect Yourself

In today’s podcast, Suze explains what happened with the stock market this past week and why it’s still so important to stay calm. 

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Credit Cards, Debt, Home Buying, Must Have Documents, Retirement, Social Security, Will

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Doris, Denise, Norma, Brent, Lisa, Cynthia, Mary, Ashley and Tyler, Kristie, and Anonymous.

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Investing, Retirement, Roth, Stocks, Taxes

Podcast Episode - Stock Market Frenzy - What Now

In today’s podcast, Suze explains the recent downturn in the stock market and why it’s important to stay calm right now.  

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Credit Union, Interest Rates, Mortgage, Mutual Funds, Retirement, Stock Market

Podcast Episode - You Earned It, Don’t Lose It

In today’s podcast, Suze shares stories of correspondence she’s been having with Women & Money listeners and takes us to Suze School on the importance of knowing how to manage your money.

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Bankruptcy, Credit Cards, Debt, FICO, Retirement

Podcast Episode - Shattering The Money Myths

In today’s podcast, we go to Suze School as Suze talks about many of the money myths coming from Women & Money listeners.

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Ageing, College, Family, Financial Security, Relationships, Retirement, Saving, Student Loans

Step 1 to Make Your Money Last

I hear from so many of you who are at least 50 that you are worried you won’t be able to have a great retirement. And those of you who are retired are anxious if your money will last.

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Retirement

Let Me Help You Create the Ultimate Retirement

Worried about retirement? Well, you’ve got plenty of company. Retirement fears seem to be one thing we can all agree on.

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Credit Cards, Debt, Retirement

Stop Living Life on Borrowed Money

I want you to make it your top priority once and for all to be smart and powerful in how you choose to use the money you have, as well as the money you do not have.

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Family, Kids, Relationships, Retirement

Rethinking Your Approach to Family Finances

Family has always been at the heart of the American Dream. We work, we strive for the sake of our family. We want our children to have endless opportunity,

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Health Insurance, Long Term Care Insurance, Money Market, Retirement, Roth IRA

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Robert, Liz, Patricia, Julie, Dawn, and Olga.

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Retirement

Conquer Your Financial Fears: Make This The Year

Your money challenges are very personal. You may have a large credit card balance gnawing at you, while your best friend is awake at night worrying about being able to keep working through her 60s, an

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Debt, Retirement, Roth, Roth IRA, Students, Taxes, Women And Money

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Diane, Anthony, Lune, Christina, Allie, Julie, Roseline, and Shelia.

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401k, Interest Rates, IRA, Retirement, Roth, Taxes

Podcast Episode - Suze School: The SECURE Act

On this podcast, we go to Suze School for an education on how the new SECURE Act will affect retirement accounts and what you need to know to make the right adjustments for your financial future.

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About Suze, Home Buying, IRA, Retirement, Roth

Podcast Episode - Happy New Year From Suze & KT

In this special New Year’s podcast, Suze is once again joined by her spouse, KT. Together, they share a story about a memorable trip from 2019.

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Children And Money, Debt, Family, Retirement, Saving Money

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Elizabeth, Jeff, and Ada.

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Bill Paying, Emergency Fund, Retirement, Saving

Your 2020 Financial Road Map

The New Year has just started, and that’s the riskiest time of year as far as I am concerned.

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Retirement, Social Security

When to Begin Receiving Your Social Security Benefits

One of the biggest retirement decisions you must make is settling on when you will start receiving your Social Security retirement benefit.

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Emergency Fund, Mutual Funds, Retirement, Taxes

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Becky, Terijas, Bernadette, Ania, Arlette, Mary, Nelly, and Marie.

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401k, Family, Financial Planning, IRA, Mortgage Rates, Retirement, Roth, Taxes

Podcast Episode - Three Money Moves You Don’t Want To Make

In this podcast, Suze shares three recent conversations she’s had with friends and family about their finances.

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Insurance, Loans, Mortgage, Retirement, Roth, Saving Money

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Dawn, Diana, Eric, Maria, and Barbara. 

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Mortgage, Retirement

A Home is Wherever You Are

If you’re within 10 or 15 years of retiring I know that it’s likely you have every intention of staying put in your current home when you retire. “Aging in place” is a very popular goal.

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Family, Kids, Retirement, Saving

Say No Out of Love, Rather than Yes Out of Fear

I know many of you are helping out your adult kids financially. I also know that many of you are worried you won’t be in great shape when it comes to retirement.

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Credit Cards, Emergency Fund, Retirement, Saving, Work

What Will You Do with your 2020 Raise?

A recent survey of employers says they expect the typical raise next year to be around 3%. I hope you are the rock star who lands an even bigger pay increase. But, 3% is good when you consider that th

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401k, Emergency Fund, Health Insurance, Investing, Marriage, Retirement, Roth

Podcast Episode - Ask Suze Anything

In this Ask Suze Anything podcast, we hear questions from Women & Money listeners Brenda, Kara E, Tiffany, Nikki, R.K., Cindy, and Gladys.

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Medicare, Retirement, Seniors, Social Security

Retirees: Make the Most of the Small 2020 Social Security Increase

In late October we will get the official announcement on the size of the inflation adjustment that will be made to Social Security retirement benefits in 2020. The increase is likely to be 1.6 percent

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401k, College, Credit Score, Loans, Retirement, Roth IRA, Savings Account

Podcast Episode - Ask Suze Anything

In this Ask Suze Anything podcast, we hear questions from Women & Money listeners “Nameless One,” Jamie, Allie, Kristen, Jessica, Esther, Tori, and Angelina.

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Children, Family, Money Management, Relationships, Retirement, Saving

Is Your Family Putting Your Retirement at Risk?

Oh, the things we do for love! A recent survey reports that more than half of U.S. investors provide financial assistance, or personal care to adult children or other family members. The financial aid

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401k, Employee Benefits, Family, Retirement, Savings Account

Podcast Episode - Ask Suze Anything

Are your finances a family affair? Do you have the right perspective when it comes to caring for your parents in their old age?

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Bill Paying, College, Debt, Family, Retirement, Social Security, Student Loans

Podcast Episode - Ask Suze Anything

In this Ask Suze Anything podcast, we get questions about financing education from Women & Money listeners Amy, Alyssa, Pat, Don, Samantha, and Rayne.

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401k, Employee Benefits, IRA, Retirement, Roth

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, Suze gives us an update on how she and KT faired during Hurricane Dorian.  Then, she answers questions from Women & Money listeners: Tiffany, Liz, and Erica.

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Dental Savings Plan, Medicare, Retirement, Seniors

Make Sure Your Loved Ones on Medicare Aren’t Making this Mistake

Once you turn 65 you are eligible for Medicare health insurance. As great as this program is, Medicare does not cover everything. One of its shortcomings is that dental coverage is not part of stand

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Retirement, Roth, Roth IRA

I Make Too Much to Contribute to a Roth IRA. What Can I Do?

Welcome to week four of You Ask, I Tell. Tune into my podcast and you will often hear me recommending a Roth IRA. It is such a great way to save for retirement

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401k, IRA, Retirement, Roth IRA

Can I contribute to both a 401k and an IRA in the same year?

For those of you who haven’t yet tuned into my Women & Money podcast, you’re missing such a fantastic time. I am loving doing the show.

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Credit Score, Emergency Fund, Financial Planning, Retirement

Are You Really Making the Grade in Managing Your Finances?

More than 50% of Americans gave themselves a personal finance grade of A or B in a recent survey. I sure hope you are making the grade, but in the same Equifax survey there were some disturbing facts.

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401k, Ageing, Financial Security, IRA, Money Management, Retirement, Saving, Spending, Work

How to Protect Yourself from the Financial Risk of Turning 50

A new study that looked at the employment and pay patterns for people once they turn 50 should be a wake-up call for anyone approaching or in their 50s. About half of the people in the study suffe

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Bill Paying, Credit Cards, Debt, Retirement, Saving, Saving Money

How to Make the Most of a Cash Windfall

Did you land a year-end bonus? Even better, a nice raise? Or, perhaps you’ve been working a side gig and have some extra income to put to work? Also, I know many of you will soon be receiving...

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Financial Planning, Retirement, Seniors

The Upside of Downsizing Today (Not Later)

For those of you nearing retirement, deciding where to live is a big consideration. Most of you intend to stay right where you are. I get it. The home you are in today is full of memories...

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Financial Independence, IRA, Retirement, Saving, Social Security

4 Numbers Key to a Secure Retirement

I am a big fan of taking the time to pause, take in a deep breath, and slow down. It helps to calm us, and more importantly to give us the ability to look at something anew...

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Investing, Retirement, Stock Market, Stocks, Taxes

How to Invest for the Long-Term: Keep it Simple

Well, after more than 10 years of a very strong bull market, I can’t say I am surprised at the recent decline in stocks. I understand it can be unsettling. And you may be thinking you need to...

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College, Interest Rates, Retirement, Saving

The Huge Money Mistake Too Many Millennials Make

A recent survey of millennial's found that nearly 4 in 10 adults between the age of 22 and 35 believe that there is no big rush to start saving for retirement, and that they can focus on other go

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AARP, About Suze, Retirement

Suze Orman's New Rules of Retirement

Personal finance expert Suze Orman has been dispensing tough-love guidance for years to people seeking financial security, so AARP asked the high-energy money

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Retirement, Roth IRA, Saving, Saving Money, Spending

The Most Overlooked Retirement Strategy

Saving for retirement is job 1, 2, and 3 as far as I concerned. What you manage to save today obviously plays a big role in what you have to enjoy your tomorrows.

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About Suze, Investing, Personal Growth, Retirement, Saving

**SOLD OUT** See Suze LIVE at the APOLLO!

**SOLD OUT**The time has never been more right for women to finally take control of their finances.

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Children, Financial Independence, Investing, IRA, Kids, Retirement, Saving

Your Kid’s Summer Job Can be an Amazing Financial Opportunity

If your child or grandchild is getting paid for a summer job, it is an amazing opportunity for you to teach two of the most powerful financial lessons.

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Investing, Retirement

Home in On Your Best Retirement Plan

More than eight in 10 Americans at least 65 years old own a home. And surveys report that not moving is the later-life American Dream: older homeowners report that they intend to “age in place” rather

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Family, Health, Long Term Care Insurance, Must Have Documents, Retirement

The Talk (and Planning) Every Parent Owes Their Adult Kids

Nearly two thirds of participants in a recent survey said they think it is the job of an adult child to provide care for an aging parent. And about half of participants said that extends to the

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Retirement, Saving, Women And Money

A Late-Life Shock Women Can Avoid with Planning

A recent survey of more than 250 widows with a net worth of at least $1 million highlights how so many women set themselves up for later-life anxiety and frustration.

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Home Equity Line Of Credit, Home Loans, Retirement

Home Economics: Renovate Carefully

Americans are on a home renovation binge. The remodeling experts at Harvard’s Joint Center for Housing Studies estimates that we will spend more than $350 billion on remodeling in the next 12 months

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Medicare, Retirement, Savings

Your biggest retirement expense: What Medicare Doesn’t Cover

Once you turn 65 you are eligible to enroll in the Medicare health insurance system. It is fantastic program that charges a relatively small premium for broad services.

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Retirement, Work

What’s Your Plan for Working Longer Before Retiring?

I am on the record that for anyone worried about if they will have enough money to live in retirement, planning to work longer can be a big help.

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Long Term Care Insurance, Retirement

Long Term Care Insurance: Still Worth It, If You Have Your Eyes Wide Open

For years I have been a big believer in the value of long-term care insurance. Many of you will live into your 90s. At some point it is reasonable to think you may need help.

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Retirement, Saving, Saving Money

This Free Calculator Could be the Secret to Retirement Planning Success

How much you manage to save for retirement, and how you choose to invest your retirement savings play big roles in determining how comfortable your retirement will be. But once you are retired,

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401k, Retirement, Stocks

How to Protect Your Retirement From this Growing Risk

A recent poll reported that investor confidence is at the highest level since 2000, and nearly 70% of investors are optimistic about the stock market’s performance for next year.

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Retirement, Social Security

The Social Security Norm That is Costing You Money

By now you know that I have long advised that it is smart for the highest wage earner in a household to wait as long as possible to begin claiming Social Security retirement benefits.

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401k, Open Enrollment, Retirement, Roth, Saving

3 Retirement Moves to Make at Work That Will Pay off in 2018 and Beyond

Fall is the popular time for open enrollment at work, when employers lay out all the ins and outs of their benefit package for the coming year, and leave it to workers to decide if they want to change or update any of their benefit coverage.

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Ageing, Insurance, Long Term Care Insurance, Retirement

Long-Term Care Planning--One Size Does Not Fit All

Shopping for long-term care insurance today is starting to feel like walking into the biggest shoe store you have ever seen and figuring out where to start

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Children, College, Family, Retirement, Saving, Women And Money

What Every Woman Needs to Get Schooled On.

When the American College of Financial Services recently quizzed retirement-aged people on the basics of how to make their money last, just 35 percent of men passed the test. As troubling as that is, only 18 percent of women passed.

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Divorce, Retirement, Women And Money

A Divorce Settlement Mistake I Want All Women to Home in On. 

Divorce at any age can be difficult. Even in the most amicable of situations there are major financial decisions to work through, and staying clear-eyed amid the emotional upheaval can be challenging.

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401k, IRA, Retirement, Saving, Work

Avoid These Two Big Retirement Risks When You Land a New Job

When you land a new job you are going to be totally focused on making a great first impression. But I also want you to make sure you take care of your financial future by steering clear of two all-too-common retirement mistakes.

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Dental Savings Plans, Retirement, Saving, Seniors

How Seniors Can Take the Bite Out of Dental Costs.

I hope anyone nearing age 65 realizes that Medicare does not cover routine dental procedures. As recently reported in a terrific retirement blog, seniors pay more than $1,100 a year for dental work. But what is most troubling to me is that two years ago the nonprofit Kaiser Family Foundation reported that one in five Medicare enrollees said the high cost of dental care is a barrier to getting care. That’s dangerous, as not keeping up with dental care can impact your quality of life—if your teeth and gums don’t stay strong-and can lead to illnesses.

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Ageing, Insurance, Long Term Care Insurance, Retirement

Funding Your Long Term Care Insurance

It would be easy to say “yes” to long-term care insurance if you didn’t have to come up with new money to pay for it, wouldn’t it? Well, there might just be a way to pull that off by repositioning money you already have.

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Credit Cards, Emergency Fund, Life Insurance, Natural Disasters, Retirement, Saving

Why I Hate Guaranteed Acceptance Whole Life Insurance

I was glued to the TV recently watching the news when an advertisement for Guaranteed Acceptance Life Insurance came on. Whoo boy, did my blood pressure rise. I am not a fan of this type of life insurance.

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Credit Cards, Do's And Don’ts., Medicare, Natural Disasters, Retirement, Saving, Seniors

How Seniors Can Save Money In 2017

Well, as you have probably heard, the annual inflation adjustment Social Security recipients will get in 2017 will be 0.3%. That’s about $4 a month for the average retiree.

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Children, Etf, Family, Gift Giving, Investing, Mutual Funds, Retirement, Saving Money

Why ETFs Are The Best Choice For Your Retirement Investments

You know I am a big believer that a Roth Individual Retirement Account (IRA) is the best way to save for retirement. And for my money, I think Exchange Traded Funds (ETFs) are an ideal way to invest the money in your IRA.

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401k, ETFs, Investing, Open Enrollment, Retirement, Roth, Saving, Stocks

The Best Investment Move You Can Make Right Now

It’s been a great stretch for investors. Stocks have gained more than 250% in the bull market that stretches all the way back to 2009. I am always a big believer that dollar cost averaging-investing on a regular basis-is a great strategy for long-term investors. So don’t take what I am about to say as a reason to give up on stocks: Returns over the next seven to 10 years probably won’t be as good as what we’ve had the past seven years.

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Ageing, Insurance, Retirement, Social Security

Social Security Sends Another Lesson On Why Delaying Is So Important

Before the end of October, Social Security will announce the annual Cost of Living Adjustment (COLA) retirement beneficiaries will get for 2017. Or rather, what they won’t get. Because of the way the COLA is calculated the inflation adjustment is expected to be around 0.2%. Sadly, 0.2% will be better than the 2016 COLA: Zero.

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Ageing, Credit, FICO, Insurance, Loans, Long Term Care Insurance, Retirement

How to Deal with a Rate Increase on Your Long-Term Care Insurance Policy

Many of you are asking me what to do when you receive a rate increase on your long-term care insurance policy. You know my advice for years has been to not buy long-term care insurance unless you can afford a 50% rate increase in your lifetime. I never thought I would be discussing a 126% rate increase which is how much some Federal LTC Insurance Program (FLTCIP) policyholders are facing, with an average of 83%. The Federal program policyholders have to make a decision by September 30th so that’s why I’m writing this blog now.

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401k, Children, College, Etf, Family, Investing, Retirement, Saving, Women And Money

How to Wring More From Your 401(K)

You may have heard or read recently about some high profile retirement plan sponsors being sued by plan participants for high fees in the plan. Financial service firms-yep, folks who run mutual funds-have been hit with lawsuits, as have the plans run by MIT, NYU and Yale.

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Car Buying, Investing, Personal Growth, Retirement, Saving

The Stealth Retirement Move That Can Save You a Bundle

When it comes to planning for a secure retirement I bet you have the major strategies covered: -Invest in your 401(k) or 403(b) up to point of the match? Check -Save in a Roth IRA? Check -Aim to have your mortgage paid off before you retire? Check -Commit to getting plenty of exercise?

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Divorce, Retirement, Scam, Scam Alert, Women And Money

CONSUMER WARNING: CNN/SUZE ORMAN email Hoax

My dear Friends, If you receive an email that talks about me on CNN quoting something like “Brexit is Destroying the American Economy”, Please DELETE it. This is an internet scam from something they are calling Global Payday System. They are trying to steal your money. I Do NOT endorse this business. Please beware and report this as SPAM if you receive it.

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Family, Marriage, Retirement, Saving, Seniors, Weddings

That $30,000 Wedding Really Costs You $130,000 Or More.

The average cost of a wedding is now more than $30,000. As I have explained in How to Budget for a Wedding, spending even $3,000 on a wedding is a bad move if you have credit card debt, have yet to build a large emergency fund, or aren’t on pace with your retirement savings.

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Ageing, Debt, Insurance, Long Term Care Insurance, Personal Growth, Retirement

Are You Fluent in the Language of Wealth?

I spend a lot of time helping people work out a plan for overcoming a financial challenge. Quite often the bulk of my work is in getting them into the right frame of mind. Financial problems are so stressful it is completely reasonable to feel anxious or depressed. But the first step in working your way out of a financial fix is to convince yourself you control your future and you have the ability to make it a great future.

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Estate Planning, Must Have Documents, Personal Growth, Retirement, Saving, Trust, Will

Are You Making This Dangerous Retirement Planning Mistake?

I am concerned that many of you are banking on a retirement strategy that may not work out. According to a national survey, more than four in 10 Americans say they plan to keep working past the age of 65.

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Long Term Care Insurance, Retirement, Women And Money

A Retirement Planning Must for Women

You know I have long recommended that every household look into obtaining long-term care insurance (LTCi). Given our increasingly long life spans and the fast rising cost of health care, an LTCi policy can be the linchpin of a secure retirement. And it is doubly important for women to consider. According to the Society of Actuaries, a woman alive at age 65 has a one-in-three chance of still being alive at age 90. And if that 65-year-old woman happens to be in very good health the odds of being alive at 90 rise to more than 40%. In other words, there’s a good chance you could live a very long life.

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Career, Investing, Personal Growth, Retirement, Saving, Work

Conquer Your Retirement Fears

I don’t know about you, but if I see or hear of one more survey about how panicked most Americans are about their retirement, I will scream. That we have a national fear of retirement preparedness is abundantly clear. What we need now are less surveys and more advice on how to conquer retirement fears. Here are my key steps to start down your road to retirement financial freedom.

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Career, Debt, Medicare, Retirement, Saving, Seniors, Work

The Danger of Getting a Pay Increase

As year-end approaches, I know that’s when plenty of you will be sitting down with your manager for a year-end review. I sure hope there’s a pay raise involved. Given how stingy raises have been since the Great Recession, I want to make sure that you don’t blow it. Literally.

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Debt, Etf, Goals, Investing, Mutual Funds, Retirement, Saving, Waste

Are You Hostage to a Self-Storage Money Pit?

It’s estimated that Americans spend more than $20 billion a year renting space in a self-storage facility. According to the Self Storage Association, the number of households renting out a storage facility has grown 65% over the past 20 years. It’s hard to drive more than a few miles in urban areas and not spy at least one self-storage business (and often more). The aggregate land mass for U.S. storage facilities spans a total of 78 square miles, or more than three times the size of Manhattan.

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Home Loans, Mortgage, Retirement, Saving, Social Security

4 Ways New Mortgage Rules Can Save You a Ton of Money

Whether you are buying a home or refinancing an existing mortgage, new federally required disclosure documents make it easy-yes, I said easy-to be a super smart mortgage shopper.

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Ageing, Insurance, Life Insurance, Long Term Care Insurance, Retirement, Saving

Why Employer-Provided Life Insurance is Dangerous

One of the most dangerous mistakes you can make is to rely on the life insurance your employer offers up as benefit.

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401k, Etf, Health, Health Insurance, Insurance, Investing, Retirement, Saving

Open Enrollment Season: 4 MUST-DO's

Please don’t keep your health insurance on autopilot. I know it’s tempting just to ignore the annual “open enrollment” communications from your employer to review your choices, and just stick with the plan you have. That could be a costly mistake. Here are 4 reasons to spend some time reviewing your employer-provided health insurance choices:

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Health, Health Insurance, Insurance, Investing, Personal Growth, Retirement, Saving

Health Insurance: 3 Reasons You Should Pick the HSA Option

About half of large employers now offer a high-deductible health insurance plan (HDHP). I know the mere mention of “high deductible” might send your blood pressure skyward, but please listen to me. For many of you, a HDHP may be the smartest health insurance.

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Retirement, Social Security

What You Need to Know About Social Security “Going Broke.”

You know that I think it is smart to delay taking Social Security as long as possible, so you can then receive the biggest possible Social Security payout. But I often hear from many of you that you are worried this doesn’t make sense, because you stand to lose out because Social Security is “going broke.” The going broke message is the favored phrase among politicians who are more interested in fear mongering than facts.

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Children, Children And Money, Family, Retirement, Saving, Teens, Women And Money

A Message for Husbands: Your Wife Should Drive the Retirement Planning

One of the most common things I hear from many couples is that the husband likes investing and planning, and thus wives are all too happy to let him handle the retirement strategizing. Big mistake. Not because I am doubting the skill and intentions of men. Rather, my concern is that it’s women who typically are the most at risk in terms of retirement security for a very simple fact: Women tend to outlive men.

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401k, Loans, Retirement, Saving, Taxes

The Biggest Retirement Planning Mistake

A recent report that studied the 401(k) savings habits of millions of workers found that one in four of you are not contributing enough to your account to qualify for your employer’s maximum match. The average annual amount of money left on the table is more than $1,300 a year. That is nuts.

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401k, Home Buying, Home Loans, Mortgage, Mortgage Rates, Retirement, Saving

Why You Should Seriously Consider a Roth 401(k)

You know I love, love, love Roth IRAs. One of the prime reasons being that in retirement you will not owe a penny of tax on your withdrawals. That’s quite different from a Traditional IRA where every penny will be taxed at your ordinary income tax rate.

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Home Buying, Home Loans, Mortgage, Mortgage Rates, Retirement, Saving, Social Security

How to Get the Most Out of Social Security

Your Social Security retirement benefit is one of the most valuable pieces of your retirement plan. Not only will it likely account for a large portion of your income when you retire, but it also has an incredible feature: your annual benefits increase with inflation. Your 401(k) and IRAs don’t come with such a great guaranteed inflation-protection feature.

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Ageing, Debt, Insurance, Long Term Care Insurance, Personal Growth, Retirement

Long-Term Care Insurance Update

I have said over and over again that as you enter your late 40's to 50's you should look into buying long-term care insurance. But looking and buying are two different things. You should only purchase LTC insurance if you know that you can easily afford the premium at the time of purchase and all the way until you are 81 (which is the average age of needing LTC).

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401k, Children, Children And Money, Investing, Kids, Retirement, Roth IRA, Saving, Teens

The Four Steps to Retirement Saving

Saving for retirement is a no-brainer. But knowing the smartest ways to do that saving is anything but easy to figure out, given all the choices. Don’t worry, I’ve got you covered. Here’s exactly what you should do, in the order I list:

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Car Buying, Car Loans, Personal Growth, Retirement, Saving

The Two Biggest Mistakes You Can Make When Buying a Car

If you lack the cash to buy a car free and clear, you really need to hear me out on the two worst financing moves you can make. What I am about to tell you can save you hundreds, if not thousands of dollars. And trust me, this is exactly what car dealers and financing companies don’t want you to know:

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About Suze, Family, Investing, Personal Growth, Retirement, Saving

The Road Not Taken: How Losing $50,000 Became My Biggest Gain

Far from aspirations that would lead a reporter to refer to me as “a force in personal finance,” my career is the result of a hot tub dream gone bad.

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401k, Debt, Goals, Investing, Personal Growth, Retirement, Saving

Let’s Not Sell Young Retirement Savers Short

A recent paper from the influential Research Affiliates investment management firm (more than $140 billion in assets managed) takes the provocative stance that young adults saving for

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Debt, Goals, Investing, Personal Growth, Retirement, Saving

What Baby Boomers Are Getting So Wrong About Retirement

Listen up my 60 something friends (and those of you heading to that milestone soon) we need to have a talk about your retirement planning.

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Credit Card, Debt, Life Insurance, Retirement, Saving

What’s really causing your recurring debt?

Do you keep finding yourself with debt that just won't go away? Every time you pay off your credit card, do you feel compelled to run out and charge it back up again? If so, your problem may not be financial at all.

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Children, Children And Money, Credit Cards, Debt, Family, Kids, Retirement

Suze Orman: Don’t put your retirement on a credit card

As the economy slowly recovers, Americans are struggling to get out of credit card debt they amassed during tougher financial days...Out of desperation to stay current, or to rid themselves of their debt, people are looking at their retirement accounts as a cash source. But Suze Orman says that's the biggest mistake you could make.

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About Suze, Personal Growth, Retirement, Social Security, Students

Noted Financial Adviser Suze Orman To Speak At Vet School Commencement

Personal finance guru Suze Orman has a message for college students debating whether to take out thousands of dollars in student loan debt to get a master's degree or professional degree: Make sure

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401k, About Suze, Retirement, Saving

Suze Orman Ranks on Forbes Most Influential Celebrity List!

Forbes magazine has released its list of Most Influential Celebrities of 2013. Suze makes the top 10!

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401k, Long Term Care Insurance, Retirement, Saving

Saving Money: Suze Orman’s Financial Advice For Baby Boomers

Long-term-care insurance provides a multigenerational benefit: The policyholder is covered, while her adult children are free to spend more of their income on their own kids. Here's what to consider when choosing LTC coverage...

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About Suze, Personal Growth, Retirement, Saving, Social Security, Taxes

Gay Americans pay more taxes for fewer rights

That nine states and the District of Columbia have legalized same-sex marriage is encouraging progress for those of us who believe that everyone deserves to have basic civil rights. But, even if every state in the country could pass a similar legislation, it would not be enough.

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About Suze, Investing, Money Market, Retirement

Suze Orman Was Right About Money Market Funds

In her last book, The Money Class, Orman urged readers to keep their emergency savings not in a money market fund, but in an interest-bearing checking account. Her reasoning:

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