IRA
How to Make Your IRAs Easier to Manage
If you have multiple traditional IRAs, you are setting yourself up for some potential headaches once you reach the age where you must begin to take required minimum distributions (RMDs).
Podcast Episode - Ask KT & Suze Anything: When Is The Right Time To Self Insure?
For this Ask KT & Suze Anything episode, Suze answers your questions about withdrawing from an IRA, fear of the markets, renting versus buying and so much more!
Podcast Episode: Ask KT & Suze Anything: Can I Afford a Swanky New Apartment?
On this edition of Ask KT and Suze Anything, Suze answers questions about term insurance policies, IRA rollovers, and interest rates. Plus, a quizzie about selling a home with no mortgage to buy
Podcast Episode - Ask KT & Suze Anything: Master Class on Pre-Tax Inherited Retirement Accounts - Part II
This episode is part two of the special Suze master class, from Episode 604, about what to do when you inherit a pre-tax retirement account. KT gathered up your questions and you’ll hear Suze answ
Podcast Episode - Suze School Master Class: Pre-Tax Inherited Retirement Accounts
Suze teaches a special master class about what to do when you inherit a pre-tax retirement account. You’ll learn the different benefits if you're an eligible designated beneficiary and a non-eligi
Podcast Episode - Ask KT & Suze Anything: How Do I Protect My Identity?
On this edition of Ask KT and Suze Anything, Suze answers questions about buying rental property, IRAs, and protecting your identity. Plus a quizzy about paying for home repairs and more.
Don’t Make These 401k Rollover Mistakes
I am a big fan of 401(k) rollovers into an Individual Retirement Account (IRA) when you leave a job. One of the advantages is that if your 401(k) doesn’t offer low-cost index mutual funds, when y
Emergency Withdrawals from Retirement Accounts
Making an “early” withdrawal from a retirement account is typically a costly decision, as the government tacks on a 10% penalty for early withdrawals made from traditional IRAs and 401(k)s before
The Latest IRA RMD Rule Update
We finally have definitive rules from the IRS on how IRA beneficiaries must handle required minimum distributions (RMD).
Podcast Episode - Suze School: It’s Never Too Late To Fix a Mistake
For this Suze School episode, Suze reads an email from a listener who wants to retire, but it may not be the right time. Is it too late to change the plan? Listen, as Suze explains the situation
Podcast Episode - Ask KT & Suze Anything: Should We Buy or Rent When We Retire?
On this edition of Ask KT and Suze Anything, Suze answers questions about ROTHs, IRA contributions, spousal credit card debt, plus a “Should I Do It?” quizzy and so much more!
IRA Distribution Update for 2024
The Internal Revenue Service just announced an important rule for the 2024 tax year that impacts anyone with an inherited IRA.
Podcast Episode - Ask KT & Suze Anything: At Least Three of the Biggest Mistakes You Can Never Afford To Make
On this edition of Ask KT and Suze Anything, Suze tells you how to avoid some of the biggest mistakes you can never afford to make, plus answers to questions about Social Security, trusts, prenups
Podcast Episode - Ask KT & Suze Anything: Avoid Emotional Poverty
For this episode of Ask KT and Suze Anything, Suze answers questions about IRA contributions, what happens when only one spouse works, selling a home and so much more.
Podcast Episode - Suze School: The Language of Money in Retirement Accounts
On this Suze School, we get a lesson on the language of money in retirement accounts. We’ll learn about rollovers, transfers and conversions.
Podcast Episode - Ask Suze & KT Anything: What Kind of Life Insurance Should I Have for My Child?
On this edition of Ask KT & Suze Anything, Suze answers questions about trusts, IRAs, reverse mortgages, savings accounts for children and more.
Podcast Episode - Suze School: Annuities in Retirement Accounts - I Don't Think So!
As a follow-up to a question on last Sunday’s special Ask KT & Suze Anything, Suze does a deep dive explaining how to handle an annuity inside an IRA rollover and how that impacts your RMD.
Podcast Episode - Ask Suze & KT Anything: Inherited IRAs
This special Sunday edition of Ask KT & Suze Anything, is all about inherited IRAs. Since the rules for inherited IRAs have changed dramatically, it's important for you to know how to apply those rul
Inherited IRAs: Important Updates for 2023
Anyone other than a spouse who inherited an IRA in 2020 or later has faced a new set of rules on when they must take distributions (and pay the IRA tax on those distributions if the money was in a tra
Roth IRAs for Your Kids
A child, grandchild, niece or nephew, or just a younger friend with a paying summer job is likely not making a ton of money.
Podcast Episode - Ask Suze & KT Anything: Don’t Feel Embarrassed or Scared
On this Ask Suze and KT Anything episode, Suze answers questions about gifted IRAs, I Bonds, long term care insurance, updated wills, logistics of moving away from a financial advisor and more.
Podcast Episode - Suze School: Revisiting The Five Year Rule For Roth Retirement Accounts
Since so many listeners are still writing Suze with questions about the Five Year Rule in relation to ROTHs, we’re replaying this Suze School from February 2022, about the rule.
More Retirement Rule Changes for 2023
My friend, you now have even more reasons to follow my advice and save for retirement using a Roth account.
Retirement Rule Changes for 2023
Congress recently passed a bunch of new rules that will impact how much you can save for retirement, make it easier to save in Roth accounts, and change when retirees must start taking withdrawals fro
Podcast Episode - Suze School: The Secure Act 2.0 and How It Effects Your Money
On today’s episode, Suze reviews the Secure Act 2.0 and the changes to the age for RMDs, excess contributions and more.
Podcast Episode - Suze School: Don’t Mistake an IRA Transfer for an IRA Rollover
On the final Suze School of 2022, Suze starts out with a reflection of the many lessons we learned this year.
Podcast Episode - Ask Suze & KT Anything: The Mistakes You Can’t Afford To Make
This episode of Ask KT and Suze Anything is a little different.
Podcast Episode - Suze School: How To Calculate Your Roth IRA Contributions for 2023
Today’s episode is a Suze School packed with everything you need to know about the changes to contribution limits in Roth IRAs and how you can calculate the changes in modified adjusted gross inco
Podcast Episode - Ask Suze & KT Anything: What is The Safest Way To Rollover My Retirement Accounts?
On this episode of Ask Suze & KT Anything, Suze answers questions about the best ways to rollover a retirement account, real estate tax exemptions, life estates and more.
Increases to IRA Contribution Limits for 2023
The high rate of inflation this year has triggered an increase in how much you will be allowed to save in an IRA in 2023.
Podcast Episode - Ask Suze & KT Anything: How To Start Saving Money and More
On this episode of Ask Suze & KT Anything, Suze answers questions about the best ways to start saving money, designating a beneficiary of an IRA, life insurance, inheriting from overseas and more.
Podcast Episode - Suze School: The Week That Was
This Suze School covers more about Series I Bonds, and since many people are still confused about Treasury bills, bonds and notes, we get a refresher.
Update: Rule Changes for Inherited IRAs
A few months ago I explained the confusing situation the IRS had put some of you in, regarding required minimum distributions for an IRA that you inherited.
Podcast Episode - Ask Suze & KT Anything: Worried About Taxes and FICO Scores
On this episode of Ask Suze & KT Anything, Suze answers questions about dollar cost averaging, schemes to pay less tax, reducing volatility in investments, staying budget friendly when starting a busi
Inflation Shows Why it Pays to Delay
The high rate of inflation we are experiencing right now makes a case for why Social Security is so valuable.
Podcast Episode - Ask Suze & KT Anything: Series I Bonds, Taxes on IRAs and Doing What’s Right For Your Family
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about taxes on IRAs, freezing your credit reports, Series I Bonds and more.
Podcast Episode - If You Don’t Have A Plan, You Plan To Fail
How can we avoid planning to fail in our financial life?
Podcast Episode - Ask Suze & KT Anything: Diversification, The 5 Year Rule and IRMAA
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about a retirement withdrawal strategy, tax savings in a trust, just what IRMAA is and more.
Podcast Episode - One Mistake You Can’t Afford To Make With an Inherited IRA
On today’s episode, Suze gives a brief overview of what happened in the economy this past week.
Podcast Episode - Ask Suze & KT Anything: I Can’t Afford To Go To My Son’s Wedding
On this podcast of Ask Suze & KT Anything, Suze answers questions from listeners about rolling over 401Ks, beneficiaries, scholarships, early withdrawal penalties and so much more!
Podcast Episode - Ask Suze & KT Anything: Can I Blow Off Paying Back My Loan
On this podcast of Ask Suze & KT Anything, Suze answers questions from listeners about unmarried IRA contributions, gifting Series I Bonds, delaying RMDs, buying a house in cash and much more!
Podcast Episode - Ask Suze & KT Anything: Are Millennials Doomed?
On this podcast of Ask Suze & KT Anything, Suze answers questions from listeners about selling stocks to fund home repairs, rising home costs, 403’s, annuities, and much more!
How to Boost Your IRA Contributions
A recent report from Fidelity reported that among its clients with an Individual Retirement Account (IRA) the average annual contribution has been around $4,100 to $4,300 for the past few years.
Podcast Episode - Two For One Sunday
On this special Sunday podcast of Ask KT & Suze Anything, Suze answers questions from listeners about making changes to your will and trust, is gifting a Roth possible, and so much more!
Podcast Episode - Ask KT & Suze Anything
On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners about inheriting Roths, Series I Bond rates, Social Security and divorce, Elder care costs, home titles and more.
Podcast Episode - Ask KT & Suze Anything
On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners Sarah, Susan, Jenny, Marcia, Cindy, Albert and Diane, selected and read by KT. Plus, a Quizzie from Melissa.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from listeners Patty, Florence, Jacqueline, Eric, Tarima and Chuck, selected and read by KT. Plus, a Quizzie sent in by Joe.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Sheena, Jodi, Tina, Rosana, Terri, Corey, Eric, Laura and Beth selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Erica, Leigh, Mary, Pam, Aga, Kamud, Jenny, Tracy and Tricia selected and read by KT.
One Financial Decision You Won't Regret
Regret can be a powerful motivator to change behavior.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Rita, Rose, Ryan, Lori, Mary Beth, Erica, Joan, Rob and more selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Yamuna, Kristen, Dianne, Amanda, Ruth, Michelle, Clara and more, all selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Jen, Scotti, Jason, Inuti, Wilson, Suzanne, Silvia, Analli, and Roma, all selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Lisa, Allisa, Beau, Catherine, Gabriel, Tammy, Kim, Ruth and Erin, selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Cindy, Anonymous, Chris, Name Withheld, Antoinetta, and Tom selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Karen, Liam, Gigi, Gayle, Iona and Davida selected and read by KT.
Podcast Episode - Suze's Financial Solutions For You Webinar
On this podcast, Suze presents the webinar she gave last week, which is a 2021 Action Plan designed to teach you how to be a Financial Warrior.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Linda, Debbie, Nicholas, Vicheal, Donna, Tova, Stacy and Kim selected and read by KT.
Podcast Episode - Suze's 2021 Financial Predictions
On this podcast, Suze gives us her 2021 financial predictions, focusing on the Stock Market and real estate.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT.
Podcast Episode - Mistakes You Can't Afford to Make with ROTHs
In this episode, Suze takes us back to “Suze School” for a lesson on Roth IRAs and the tax ramifications of each account. Pay attention and listen again, as this is important information to know.
Podcast Episode - Making The Impossible, Possible
On this podcast, Suze helps us deal with these crazy times. She takes us to Suze School for lessons about dollar-cost averaging,leaving one’s assets to one’s beneficiaries and standing in one’s truth.
Podcast Episode - Ask Suze Anything
In this edition of Ask Suze Anything, Suze answers questions from Women & Money listeners Elizabeth, Anonymous, Allison, Susan, Joan, Everett, and Tasha.
Podcast Episode - Ask Suze Anything: Become a Suze Ambassador And Earn Money
In this podcast, Suze unveils the new Suze Ambassador Program.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Nadine, Linda, Jocelyn, and Maria.
Podcast Episode - Suze School: The SECURE Act
On this podcast, we go to Suze School for an education on how the new SECURE Act will affect retirement accounts and what you need to know to make the right adjustments for your financial future.
Podcast Episode - Happy New Year From Suze & KT
In this special New Year’s podcast, Suze is once again joined by her spouse, KT. Together, they share a story about a memorable trip from 2019.
Podcast Episode - Three Money Moves You Don’t Want To Make
In this podcast, Suze shares three recent conversations she’s had with friends and family about their finances.
Podcast Episode - Ask Suze Anything
In this rapid-fire Ask Suze Anything podcast, we hear questions from Women & Money listeners Annun, Sonia, Annie, Nicole, Anonymous, Tara, Maureen, Justin, and Chelsea.
Podcast Episode - Ask Suze Anything
In this Ask Suze Anything podcast, we hear questions from Women & Money listeners Tiffany, Chris, Nancy, Pamela, Kim, Mary, and Ann.
Podcast Episode - Are You A Financial Wimp?
Don’t be a financial wimp! In this episode, Suze tells us about a heartbreaking exchange she had with Women & Money listener Brenda, who was in danger of losing her home after a bad break-up.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, Suze gives us an update on how she and KT faired during Hurricane Dorian. Then, she answers questions from Women & Money listeners: Tiffany, Liz, and Erica.
Can I contribute to both a 401k and an IRA in the same year?
For those of you who haven’t yet tuned into my Women & Money podcast, you’re missing such a fantastic time. I am loving doing the show.
Podcast Episode - Ask Suze Anything: May 16, 2019
This episode of Ask Suze Anything is dedicated to information about retirement accounts, as Suze answers questions from Women & Money listeners: Kayla, Janeece, Krissy, Ashleigh, Jackelyn, Letty, and
Podcast Episode - Ask Suze Anything: No Regret
In this episode of Ask Suze Anything, we hear from Cali, Crystal, Rene, Jodie, and Robin.
Podcast Episode - Ask Suze Anything: Get Things Right
On this week’s Ask Suze Anything, Suze wants you to get things right!
IRA Alert: Check If You Can Lower Your Investing Cost
There’s a wonderful fight going on that will make winners of investors who are paying attention.
The Most Important Personal Account You Must Have
There is new research that says couples that only have a joint bank account are happier than couples that keep some, or all of their money separate.
How to Protect Yourself from the Financial Risk of Turning 50
A new study that looked at the employment and pay patterns for people once they turn 50 should be a wake-up call for anyone approaching or in their 50s. About half of the people in the study suffe
Podcast Episode - Special Episode For Federal Employees: Money Moves You Need To Know Now
This is a special bonus episode especially for Federal Employees whose pay is affected by the government shutdown in January 2019.
The 3 Best Investments for 2019
Happy New Year! I know this is a popular time of year to make resolutions, and for many of you that can include financial goal-setting. It’s also the time of year when we are hit with all sorts...
4 Numbers Key to a Secure Retirement
I am a big fan of taking the time to pause, take in a deep breath, and slow down. It helps to calm us, and more importantly to give us the ability to look at something anew...
Mid-Year Investment Review
When was the last time you checked that your investments still reflected your long-term investment strategy?
Your Kid’s Summer Job Can be an Amazing Financial Opportunity
If your child or grandchild is getting paid for a summer job, it is an amazing opportunity for you to teach two of the most powerful financial lessons.
Avoid These Two Big Retirement Risks When You Land a New Job
When you land a new job you are going to be totally focused on making a great first impression. But I also want you to make sure you take care of your financial future by steering clear of two all-too-common retirement mistakes.
