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    Suze Orman
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Insurance


Emergency Fund, Insurance, Retirement

"Spring Clean" Your Finances With Suze's Checklist

Spring is now in full swing, and I hope that you are enjoying every bit of it.

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Credit Union, Insurance, Investing

Podcast Episode - Suze School: What you need to know about FDIC insurance

On today’s Suze School, we get a lesson on how to get more than the $250,000 of FDIC and NCUA insurance that covers your money in banks and credit unions. This is a need to know episode!

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Credit Score, Debt, Insurance

The New Rules for Medical Debt on Your Credit Report

I recently wrote to you about the very good news that consumers no longer have to worry about “surprise” medical bills for unavoidable out-of-network medical care.

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Bills, Health Insurance, Insurance, Medicare, Savings

No More Surprise Hospital Bills!

I hope that you and your loved ones are enjoying a great start to the new year. And while I also hope that none of us need any serious medical care.

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401k, Children, Insurance, Must Have Documents, Retirement, Roth, Roth IRA, Saving, Saving Money

Podcast Episode - Ask KT & Suze Anything

On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners Gabrielle, Tinece, Jessica, Rebecca and more, selected and read by KT.

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Insurance, Life Insurance

A Heartbreaking Lesson About Health Insurance

The life insurance industry paid beneficiaries $90 billion in 2020, a record amount that was 15% more than death benefit payments in 2019, according to the life insurance trade association.

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Family, Insurance, Life Insurance

Life Insurance Coverage is Necessary

If your employer automatically provides you with life insurance coverage, I want you to listen up. The life insurance you get at work as a no-cost benefit is not going to protect your loved ones.

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Insurance, Investing, Stock Market, Stocks, Women And Money

Suze School: The Key To Your Financial Security

In this episode, Suze talks about an email she received from a listener who was convinced to invest in an insurance policy. 

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401k, Insurance, IRA, Retirement, Social Security, Stock Market

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Yamuna, Kristen, Dianne, Amanda, Ruth, Michelle, Clara and more, all selected and read by KT. 

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Insurance, Investing, IRA, Retirement, Trusts

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Rosio, Melba, Nicholas, Pam, Anne, Betty, Sharon and more selected and read by KT.

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Health Insurance, Insurance, Investing, Retirement, Student Loans

Podcast Episode - What We Do For Love

On this Valentine’s Day 2021 edition of the podcast, Suze shares some stories relating to love and loving our money. 

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Debt, Insurance, Investing, IRS, Retirement

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Karen, Deborah, Jackie, John, Bryson, Lisa, Jen, Deb, and Desiree selected and read by KT.

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Fico Score, Insurance, Life Insurance, Saving Money

Podcast Episode - No Excuses

The main message of this podcast features Suze explaining that, even though times are especially hard right now, we need to stay strong and not make excuses for poor financial decisions.

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Insurance, Investing, Retirement

Podcast Episode - Ask Suze (and KT) Anything

On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT. We hear from Elizabeth, Shirley, Maria, Tom, Joan, Heidi, Delie and Ashlynn.

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401k, Emergency Fund, Home Loans, Insurance, Interest Rates, Investing, Retirement, Roth, Roth IRA, Saving Money, Taxes

Podcast Episode - Ask Suze Anything

On this episode of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT.

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Bill Paying, Health Insurance, Insurance

Who Should Not Choose a High Deductible Health Plan

If you are in the midst of your employer’s open enrollment period to sign up for next year’s benefits, or your household is dealing with a layoff, I want to make sure you choose the right health insur

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Home Buying, Insurance, Life Insurance, Must Have Documents, Student Loans

Podcast Episode - Best Of: Ask Suze Anything Live From The Apollo Theater

For this Ask Suze Anything, we present the question and answer part of Suze’s appearance at the legendary Apollo Theater in Harlem, NY, as part of the Women of The World Festival on March 16, 2019.

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401k, Employee Benefits, Insurance, Loans, Roth IRA

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, we hear questions and comments from Women & Money listeners Kent, Karen, Harriet, Jo, Anonymous, Julie, Lauren, and Michelle.

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Emergency Fund, FICO, Insurance, Investing, Retirement

Podcast Episode - Suze School: The COVID-19 Stimulus

In this podcast, Suze explains what you need to know about the COVID-19 Stimulus Package passed by Congress on March 27, 2020.

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Car Loan, Emergency Fund, Financial Planning, Home Buying, Insurance, Investing, Social Security, Taxes

Podcast Episode - Ask Suze Anything - 136

In this podcast of Ask Suze Anything, we hear questions and stories from Women & Money listeners Kathleen, Tina, Sonja, Leigh, Margaret, Joan, Margaret, Sally, Kiana, Allison, and Anonymous.

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Financial Independence, Insurance, Roth IRA

Podcast Episode - It’s Better To Do Nothing Than Something You Do Not Understand

In this podcast, Suze revisits whole life and variable life insurance and shares the story of a Women & Money listener who received bad financial advice.

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Insurance, Life Insurance

Life Insurance 101

If there is anyone in your life who relies on your income, you need life insurance. That obviously includes any young children and your spouse.

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Insurance, Medicare

Medicare Must-Do Before the Holidays

If you or someone you love is enrolled in Original Medicare and has a Prescription Drug (Part D) supplemental plan, I want you to start shopping for the best plan right now, before you get swept up an

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Insurance, Loans, Mortgage, Retirement, Roth, Saving Money

Podcast Episode - Ask Suze Anything

In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Dawn, Diana, Eric, Maria, and Barbara. 

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401k, Employee Benefits, Insurance, Life Insurance, Roth, Work

Workplace Benefits: Your To Do List for 2020

Fall is typically when employers announce any benefit plan changes for the coming year and ask employees to review their coverage and request any coverage changes.

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Insurance, Medicare

Help a Loved One Shop for Medicare Part D

If you, or anyone in your family is enrolled in Medicare Part D, please take some time before December 7th to make sure you have the best plan for your needs.

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Insurance, Life Insurance

Open Enrollment: Your Must-Do Review

This is the time of year when employers let workers make changes to their benefit plans. I know many of you don’t bother to review, and just keep everything the same.

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Insurance, Women And Money

Life insurance made easy. (Promise!)

I have had such a great time sharing my newly revised Women & Money with so many of you over the past few weeks. As always, my favorite part of being out on the road is not the talking…but the lis

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Homeowners Insurance, Insurance, Underinsured

One in Four Homeowners Dangerously Underinsured.

For those of you who own your home, it’s likely your largest investment/asset.

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Ageing, Insurance, Long Term Care Insurance, Retirement

Long-Term Care Planning--One Size Does Not Fit All

Shopping for long-term care insurance today is starting to feel like walking into the biggest shoe store you have ever seen and figuring out where to start

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Homeowners Insurance, Insurance, Underinsured

Two Insurance Mistakes Homeowners Can’t Afford to Make

With home values rising more than 40 percent from their lows during the financial crisis, a home is an increasingly valuable asset. For many of you, I know it is your biggest asset.

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Auto Insurance, Insurance, Saving

How to Make More than $400 in 15 Minutes

If you have spent more than three minutes watching broadcast television, you’re well aware that insurance companies are eager to get your business. But despite all those commercials, the reality is that many drivers aren’t shopping around for the best auto insurance deal.

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Family, Insurance, Marriage, Saving

3 Key Financial Steps for Stay At Home Parents

When you and your partner make the decision for one of you to be a stay-at-home parent, the tendency is to center all the financial decisions on the person who is still earning an income. Notice I didn’t say “the one who is still working.” Please. Being a stay at home parent is probably the hardest—and certainly the most important-work there is.

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Ageing, Insurance, Long Term Care Insurance, Retirement

Funding Your Long Term Care Insurance

It would be easy to say “yes” to long-term care insurance if you didn’t have to come up with new money to pay for it, wouldn’t it? Well, there might just be a way to pull that off by repositioning money you already have.

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Auto Insurance, Insurance

How to Beat Rising Auto Insurance Premiums

Low gas prices coupled with a continuing-to-improve economy is not necessarily good news for your auto insurance. As the number of miles driven rises—it is up more than 6% over the past two years-so too do accidents. And then there is the very scary fact that distracted driving is also causing more accidents.

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Gift Giving, Homeowners Insurance, Insurance, Personal Growth, Saving, Underinsured

My Holiday Challenge: How Much Can You Save While Shopping?

You know that I have often stated that one of the keys to financial freedom is to feel as much pleasure from saving, as you get from spending.

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Ageing, Insurance, Retirement, Social Security

Social Security Sends Another Lesson On Why Delaying Is So Important

Before the end of October, Social Security will announce the annual Cost of Living Adjustment (COLA) retirement beneficiaries will get for 2017. Or rather, what they won’t get. Because of the way the COLA is calculated the inflation adjustment is expected to be around 0.2%. Sadly, 0.2% will be better than the 2016 COLA: Zero.

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Ageing, Credit, FICO, Insurance, Loans, Long Term Care Insurance, Retirement

How to Deal with a Rate Increase on Your Long-Term Care Insurance Policy

Many of you are asking me what to do when you receive a rate increase on your long-term care insurance policy. You know my advice for years has been to not buy long-term care insurance unless you can afford a 50% rate increase in your lifetime. I never thought I would be discussing a 126% rate increase which is how much some Federal LTC Insurance Program (FLTCIP) policyholders are facing, with an average of 83%. The Federal program policyholders have to make a decision by September 30th so that’s why I’m writing this blog now.

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Family, Home Buying, Home Loans, Insurance, Marriage, Mortgage, Mortgage Rates, Saving

Avoid This Costly Refinancing Trap

In late July, the 3.4% average rate for a 30-year mortgage was near the historic low set in 2013. That’s great news for so many homeowners who were unable to refinance back in 2013 because they didn’t have the 20% equity that most lenders require for the best refi deals. Fast-forward to today and home values are up an average of nearly 30% since early 2013. That means plenty of homeowners can now-finally-refinance at today’s great rates.

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Ageing, Debt, Insurance, Long Term Care Insurance, Personal Growth, Retirement

Are You Fluent in the Language of Wealth?

I spend a lot of time helping people work out a plan for overcoming a financial challenge. Quite often the bulk of my work is in getting them into the right frame of mind. Financial problems are so stressful it is completely reasonable to feel anxious or depressed. But the first step in working your way out of a financial fix is to convince yourself you control your future and you have the ability to make it a great future.

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Health, Health Insurance, Insurance, Saving, Tax Refund, Taxes

Tips to Keep Your Prescription Drug Costs Down

I am betting plenty of you have noticed the steep rise in prescription drug costs. According to the non-profit Kaiser Family Foundation, drug prices jumped more than 11% in 2014 and are estimated to have risen another 9.6% last year. And there’s no relief in sight. The expectation is that prices will rise about 4% in 2016. All of that is during a stretch when annual inflation has averaged less than 2%.

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Ageing, Insurance, Life Insurance, Long Term Care Insurance, Retirement, Saving

Why Employer-Provided Life Insurance is Dangerous

One of the most dangerous mistakes you can make is to rely on the life insurance your employer offers up as benefit.

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401k, Etf, Health, Health Insurance, Insurance, Investing, Retirement, Saving

Open Enrollment Season: 4 MUST-DO's

Please don’t keep your health insurance on autopilot. I know it’s tempting just to ignore the annual “open enrollment” communications from your employer to review your choices, and just stick with the plan you have. That could be a costly mistake. Here are 4 reasons to spend some time reviewing your employer-provided health insurance choices:

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Health, Health Insurance, Insurance, Investing, Personal Growth, Retirement, Saving

Health Insurance: 3 Reasons You Should Pick the HSA Option

About half of large employers now offer a high-deductible health insurance plan (HDHP). I know the mere mention of “high deductible” might send your blood pressure skyward, but please listen to me. For many of you, a HDHP may be the smartest health insurance.

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Career, College, Employee Benefits, Family, Insurance, Investing, Student Loans, Work

Student Loan Alert: Beware the Cost of Capitalization on Unsubsidized Staffords

Attention all college freshman, and returning students! If you have taken out an unsubsidized federal Stafford loan to help pay for college, I am betting you are making a big financial

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Family, Insurance, Marriage, Weddings

Avoid This Common and Costly Insurance Mistake

If you have a low deductible of just $250 or $500 on your homeowner or car insurance policies I want you to listen up right now. You need to call up your insurer and ask for a higher deductible. Yes, I said higher.

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Family, Insurance, Life Insurance, Marriage, Saving, Weddings

Life Insurance Made Easy. Really!

Life insurance is such a difficult financial hurdle for so many of you. You’re either queasy about pondering the need for it in the first place, or you are rightfully queasy about getting taken by an agent selling you a way-too-expensive policy.

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Ageing, Debt, Insurance, Long Term Care Insurance, Personal Growth, Retirement

Long-Term Care Insurance Update

I have said over and over again that as you enter your late 40's to 50's you should look into buying long-term care insurance. But looking and buying are two different things. You should only purchase LTC insurance if you know that you can easily afford the premium at the time of purchase and all the way until you are 81 (which is the average age of needing LTC).

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Credit, Credit Cards, Credit Score, FICO, Health, Health Insurance, Insurance, Saving

The Best Moves to Boost Your Credit Score

Having a good credit score isn’t good enough. To land the best loan deals and qualify for the best credit card offers you need to have a seriously great FICO credit score of at least 740. Here’s how to improve your FICO score.

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Credit, Debt, Health, Health Insurance, Insurance, Loans, Motgage, Saving

Beware of new tricks of the trade to get your money

It is becoming easier to get a loan these days and that's not necessarily a good thing. "I'm telling you things have gone bizarre again, at the exact time they shouldn't be going bizarre. So, you need to stay very strict with yourself," warns Suze Orman.

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Family, Health, Health Insurance, Insurance, IRS, Marriage, Saving, Taxes

Same-Sex Married Couples To Get Federal Tax Recognition Regardless Of State

The U.S. Department of the Treasury announced Thursday that when it comes to taxes, it will recognize same-sex couples' marriages even if they live in a state that does not.

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About Suze, Insurance, Personal Growth

2012 Financial Awareness Video Festival

Suze and Cory Booker, Mayor of Newark, will be judging the final winner of the 2012 Financial Awareness Video Festival. Help us narrow down 10 finalists by taking a moment to view and vote for your favorite video!

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