Loans
Tapping Your Home Equity in 2022
With investment portfolio values down and the price of everything up, I am not surprised that homeowners are increasingly turning to home equity loans (HELs) and home equity lines of credit (HELOCs).
Student Loan Forgiveness: What You Need to Know
Last week, President Biden announced a plan to cancel up to $10,000 in federal student loans per borrower.
Podcast Episode - Podcast Flash: Federal Student Debt Forgiveness
On this special bonus Podcast Flash, Suze gives a brief explanation about the new Federal Student Forgiveness program and what you should do now.
Podcast Episode - Suze School: Protect Yourself from Rising Interest Rates
For this Suze School, we get a lesson about prime versus discount rates affecting our money.
Podcast Episode: Suze School: Must Knows For Your Money To Grow
On this podcast, we go to Suze School for a lesson on how to invest in the stock market, as well as bonds in this current economic environment. Plus, an extra reminder about paying off debt.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Corrine, Pam, Sissy, Dom, Claudia, Sharon, Monique and more selected and read by KT.
Podcast Episode - Is Student Loan Debt Relief In Sight?
This podcast is a special Suze Sunday School about Student Debt. You’ll learn about the two different types of repayment plans, what kind of relief may be on the horizon and more.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Pam, Penny, Christina, Larry, Kate, Julie and Arlene selected and read by KT.
Podcast Episode - Ask Suze Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT. We hear from Elizabeth, Shirley, Maria, Tom, Joan, Heidi, Delie and Ashlynn.
Podcast Episode - Ask Suze Anything
In this “Short & Sweet” podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners selected and read by KT. We hear from Susan, Erika, Erica, Alicia, Christina, Rosie, and more.
Podcast Episode - Three Lessons From Life
On this podcast, Suze shares three powerful stories from people in her life. We get lessons on confirming and clarity, how less can really be more, and why planning is so important.
Podcast Episode - Best Of: Pride
Pride. In the wrong setting, too much pride can ruin us. In this podcast, Suze shares three stories about how pride lead to severe financial set-backs for people in her life.
Podcast Episode - The Perfect Financial Storm
In this podcast, Suze outlines four key upcoming dates that will have an effect on many people’s financial security.
Podcast Episode - Ask Suze Anything
In this rapid-fire podcast of Ask Suze Anything, we hear questions from Women & Money listeners Jamie, Norma, Danielle, Michelle, Cindy, Phil, Nicholas, Jacqueline, Mohammad, Lauren, and Valerie.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Dawn, Diana, Eric, Maria, and Barbara.
Podcast Episode - Ask Suze Anything
In this rapid-fire Ask Suze Anything podcast, we hear questions from Women & Money listeners Annun, Sonia, Annie, Nicole, Anonymous, Tara, Maureen, Justin, and Chelsea.
Podcast Episode - Ask Suze Anything
In this Ask Suze Anything podcast, we hear questions from Women & Money listeners “Nameless One,” Jamie, Allie, Kristen, Jessica, Esther, Tori, and Angelina.
Federal Employees’ Money Moves to Help You Right Now
I have to say I never thought that I would be doing an alert about how federal employees who have solid, good-paying jobs would have to find funds to simply pay their everyday bills!
This Ridiculous Trend is Driving Me Nuts!
According to the car data experts at Edmunds.com a record number of Americans are making one of the worst financial moves ever. Edmunds.com says that nearly 1 in 3 new car
Nearly 1/3 Of New Car Buyers Are Making A Very Big Mistake
According to Experian, the percentage of consumers who chose a lease when purchasing a new car jumped from less than 27% a year ago to a record high of 31.4% in the second quarter of this year.
How to Deal with a Rate Increase on Your Long-Term Care Insurance Policy
Many of you are asking me what to do when you receive a rate increase on your long-term care insurance policy. You know my advice for years has been to not buy long-term care insurance unless you can afford a 50% rate increase in your lifetime. I never thought I would be discussing a 126% rate increase which is how much some Federal LTC Insurance Program (FLTCIP) policyholders are facing, with an average of 83%. The Federal program policyholders have to make a decision by September 30th so that’s why I’m writing this blog now.
A Taxing Reason to Not Buy a Home
There are two potentially large tax breaks that come with buying a home. But listen to me: I never think it is a good idea to factor in the tax breaks when deciding if you are ready to buy your first home. Nor do I ever want anyone to decide on a mortgage budget based on the after-tax net cost. Here’s why:
No Credit Union? You’re Likely Missing Some Great Deals
If you are serious about making the most of your money, you should be doing your financial shopping at credit unions. A recent survey by depositaccounts.com confirmed once again that credit unions-especially large ones-consistently offer the best interest rates on savings accounts and certificates of deposit.
Take Care of Your Family’s Financial Fears
When it comes to ranking financial fears, worrying about how your family will fare if calamity strikes is probably at the top of your list. Yet for some reason, no amount of fear has pushed you to the point of (finally!) taking the steps to protect yourself and your family from the “what ifs” that can strike at any time. I am not here to scold. Or guilt you. I just want you to get past this excruciating fear once and for all. Here’s how:
Savings v. Paying Off Credit Card Debt: What’s the Right Move?
One of the hardest challenges managing your financial life is figuring out how best to juggle multiple goals. And one of the most vexing decisions is what to do if you have credit card debt and you have money sitting in your emergency savings fund.
The Biggest Retirement Planning Mistake
A recent report that studied the 401(k) savings habits of millions of workers found that one in four of you are not contributing enough to your account to qualify for your employer’s maximum match. The average annual amount of money left on the table is more than $1,300 a year. That is nuts.
Four Expensive Home Buying Mistakes
When it comes to big-ticket purchases, it gets no bigger than buying a home. That makes it seriously important to avoid costly mistakes. Here are four expensive home-buying mistakes I want you to steer clear of. Follow my advice and you could save tens of thousands of dollars and ensure you will never be house poor:
What You Need To Know About New Alternative FICO Score
For years I have pointed out how ridiculous it is that people who don’t have credit cards, but responsibly pay-as-they-go with debit cards and cash, are put at a severe disadvantage in our financial system.
4 Signs You Should Rent Not Buy
I am a big believer in home ownership, but only if it makes financial sense. If you answer yes to any of these questions you are better off renting:
Karma Is Not A Negotiating Tool
I am a big believer in karma. But to suggest that good karma should be the lynchpin of managing your career is not just wrong, but dangerous.
Beware of new tricks of the trade to get your money
It is becoming easier to get a loan these days and that's not necessarily a good thing. "I'm telling you things have gone bizarre again, at the exact time they shouldn't be going bizarre. So, you need to stay very strict with yourself," warns Suze Orman.
Suze Orman Sits Down With Television Academy Foundation’s Archive of American Television
The career of Suze Orman was recently celebrated with a special three-hour interview with the Television Academy Foundation’s Archive of American Television
The “Influentials” Who Help Us Save Money
On Wall Street, in Washington and beyond, these folks have a huge impact on our daily lives and futures.
