Suze Orman TwitterSuze Orman FacebookSuze Orman YouTubeSuze Orman LinkedIn
View Blog & News List

Suze Orman’s Money-Saving Advice for Holiday Shopping

December 14, 2012 at 11:53 AM

I call it the buy-it-now bug: We come down with it every giving season and feel the effects in January when we see our credit card statements. If you're prone to overspending on gifts, follow these 3 steps to help you resist...

 

Read Full Article

Suze Orman's Money-Saving Advice for Holiday Shopping

Tag Cloud

back-to-school budgetbetter termsCory Bookerwomen long term careMass Mutualletter to suzeget health insurancePrime Rate Increase2016 adjust withholdingpay more than minimumprotect your familycnbc alarm clockreduce monthly payment19 years cash flow problemHSA tax savingscut monthly cellular billonly offered while employed age appropriate goalsSandy Hook Promisepublic service loan forgiveness programmortgage brokerMoneyHoliday SeasonFinancial Cliffback door Roth IRAcomparison shoppingjanuary billsstudent loan repayment estimatorsecured cardConventional loan PMIUniversity of IllinoisFinal Goodbyepositivemanage student loansmaintain standard of livingreferrals pay credit debt ASAPmoney vowsNew american Dream adult childrenMortgage Credit Availability Indexcollege studentunexpected expense8 month safety net10 year repayment plan percentage of women widowed 75-84buy down mortgagefocus on needsresponsibleworst financial mistakeWarner Bros Television Groupswitch to roth 401(k)overcome financial fearsrepay student loansalways use all paid time offpay down car loanritual schedulereduce interest ratehome ownershipemergency fund savingsbest loan deal monthly benefit lower mortgage interestsocial securityhigh deductible health care planpaid in fullkids schedule paymentsAlarm ClockAdequate Auto and Home Insurancelive below your meansSuze approvedsmall changes low-cost index mutual fundbecome member mobile appproperty taxFinancial AdvicePost-Divorcemonthly dental insurance premiumcharges on credit cardexercise reguarlydon't ignore open enrollmentInfluentialscredit cardInterestpowerfulUS Tax Codeface your financial fearrequired disclosureholiday spendingtitle insurancetax ID theftno interestconfidentpay 100% cashFinancial Gift CliffSuze Orman Scholarshipcredit unionhealthy retirement weightcalculate dependents annual income needsLong Term Care Insurance verify wellness screening and programsdear suzeignore 6 month grace period keep a scheduleget the most out of social security Wall Streetbill paying prioritieshealthy retirement blood pressureunsubsidized Stafford loansocial security not going brokesuccesswrite new goalinterest on student loansdebt freeloved ones dependent on incomeHoliday Shoppinglousy investmentgift up to 14,000rolloverSandy Hook Elementary Schoolnew carHDHP/HSAMotherStudent LoanSelectQuote.comis it necessary?don't do five year car loanRichForbessecure credit15-year refinance dealgift grandchild IRA contributionbad retirement planninginsurancepresident Obamaclosing costs 2% of loanstudentDurable Power of Attorney for Health Careat worst still pay 75% benefithome budget after tax costsave depreciating asset public service career student loan repayment be kind to yourselfcompare monthly expenseslong term goal401Krequire chore in exchange for allowanceadjust allocations Influential CelebrityLTC shoppingallowance taskFinancial Awarenesslet them have 50% controlno waiting periodraise deductiblesdental discount planrefinancelong-term care protect loved ones meet monthly save moneyoverspend on nights outget credit cardbetter loan dealsPBS Specialpurely financial standpointjuggle multiple financial goalsfocus on new truth 401(k) Contributions20% down payment2015 financial roadmapadvice for college graduatesno fee transferdebit cardkid borrow firstemergency fund social workETF'scommitfinancial fearslife insurance name trust as beneficiaryloan big picture 6 month waiting periodbetter loan ratesChanging Livesultimate compounding gifthome buying mistakesanticipated salarygrandchild summer job IRA contributionreal estate marketheartacheHDHP's are not badGraceprovider of financial supportsummer job match income do not pay allowance for good behaviordo you need life insurancecost of capitalization calculatordon't spend Giftstaxesinsurance yearly reviewenjoy saving Marlo Thomaslearn good financial choicesnot enough life insurancespeak new goalHeartbreakdown projected monthly housing costmoney-aware childhigh FICO scoreAshley SpringerExhibitionHDHP'sonly refinance if it paysitemized deductionno splurge one credit cardLTCi ASAPcommunity bank8 Rulesnegotiate points with bank or sellersocial security never insolventhigh premiums20% equityhome buying budget4 Must Have Documents Foreclosureroth iradangerous retirement planCredit scoreCPI-Wcontribute household expenses paid vacationgay marriage ban end Florida avoid burn outadd teenstay positivedoctor no longer in networkcredit reporthome related tax break bonus borrow each year, capitalization is going to pile up gift not loanloan necessityFICO at least 720balance transfer no negativityteach your child good money habitsdeath benefit needs for familyFinancial Power of Attorneydoctors in networkmortgage interest tax deductionhighest possible benefitallowancezero rate transfer dealscollege graduateGay RightsCredit Card Interest RateLifestylecar leasingreal estate mistakesmarriage financial responsibilityphysical health2016 adjust estimated taxcar loanmax employer matched 401(k) contributionbe good exampleFree Debt Eliminator8 month emergency fundNewtownlower rateCommunication Skills financial goal phrasefamily save at least $100 monthlyno tax on withdrawlsLong Term Care premiumsBankruptcyEmployer Matched Contributionhealthy aging teensSave Us Moneyco-sign 20 year level term FICO ScoreEmergency Savingscreate new truthopen enrollment review low credit scoreautomate student loan paymentsdental savings planpush yourself to save more for retirementEasy Life Insurance Gay CouplesEric Dodge costly insurance mistakespecial saving accountclosing feesVeterinary SchoolCivil RightsNew York Lifeincentives for health care wellness screeningbuying car 2016increase retirement savingsapproved medical 100% tax-freehome insurancedon't charge a pennyalternative FICO scoretraditional vs roth 401(k)3% debt transferred buy homestudent loan debtshop online guaranteed level term policywomen longer life spandental insurance premiummortgage disclosureInvest for savings growthprotect dependent iffy income40% toward financial goalSpendingpermanent life insuranceFederal Funds Ratequick closinglife insuranceFICO credit score credit card mortgageJose Rodriguezemotional stakesFinancial Solutions For Youthree year car loanmax employee matchPersonal FinanceescrowbudgetGiftvalue moneyUniversity of FloridaAmy Lacyet10% donate to charityteach importance of helping othersannual cost of living adjustmentcan you afford itnear historic lowsWashingtonrising home pricesfinancial concernmultiple lendersHow To Build Creditstudent loan repaymentPrime Rate Rise 2015OverspendingFinancial SystemCNBCpoint cost offset by savingsAARPTeachstore credit cardsSuze Ormancar buying mistakesterm insuranceno sneaking in feesFiscal Responsibilityis it necessarygrandparent IRA contribution closing disclosurerent vs buyForbes Top 10Suze Orman's Money Warsincrease emergency savingsdangerous money seasonsetup automatic savings withdrawFRAemployer offered life insurancecontribution get over life insurance phobiaIRA contribution gifted moneysavingsretirementdeath benefit 20 to 25 times annual incomeno private loanstretch out haircut appointmentsRetirement IncomeHDHP's are good for yoube true to yourselfmax benefit coveredchildren under 18LTCorigination feesmake saving a pleasurepaying for collegedream schoolterm life insuranceHolidayfinancial argumentsdon't derail retirement savings20% down payment avoid feeslow down paymentbuying a carhousing marketsavings pleasurewould you decline a bonusno late fee preexisting condition not covereddebtBaby Boomerspay interest while in schoolFinancialretirement planBankstudent loan repayment planpay off debtSuze changed my lifelong-term care premiumsfour steps to retirement savings interest capitalizationSuze Orman spouse Kathy Travisunder 18 financial giftcouple financesprescription tierpercentage men widowed 75-84full retirement ageMoney-Savingage appropriate choreuniversal college access3 step financial road mapFundsSchool of Social WorkCollege of Veterinary Medicineraise insurance deductibleRetirement SavingsAARP Social security calculatorSuze is my biggest mentorpay high rate off firsthigher insurance deductibleswitch to spouse coveragewaive home inspection bidautomatic paymentfederal student loan deferment take actiontelevision hostfinancing car GoodbyeLovegraduationwives should be involved in retirementlong term careretirement accountsMoney Marketsame sex marriage band end Floridaknow before you oweincrease retirement contribution rateSatisfyinginitial tax break Young Adult Telepicturesdon't use allowance as bribeOne Wallet At A Timefile asapUrbana-Champaignemployer funding HSAconfident of solution!00% tuition paidwomen outlive mendon't extend mortgage Americans don't use all paid vacation time3 bucket approachThe Suze Orman Showlowest cost fund optiondon't buy wantsno life insurance financially irresponsiblebig results Stock InvestmentsCOLAretain separate credit cardscommunity collegeearn allowanceAuto Savings insurance mistakeno retirement funds for down paymentsame-sex marriageStudent Debtloan is giftFinancial Awareness Video Festivaloverspend on dining outFHA loan feesfinancial independenceverify retirement plan with HR or plan sponsorschool Financial Educatorshort term goal leave a legacyPay Off Debt Before RetirementLong Term Care shoppingwomen live longerstandard deduction 50 over 50best interest ratesresponsible with moneynot gender specific Credit Card Rate Increasefraudulent return3 savings buckets credit managementBeautyyours, mine & oursdon't defer interest paymentsconsider roth 401(k)Most Influential Celebrities ListPhyllis Shelton expert long-term carebuy home you can affordCommencementautomatic withdraw to savings loan no longer than 36monthsRevocable Living TrustCiti Simplicity Card retirment savingsAccuQuote.comidentity fraudpay down student loan debtteens and moneyone annual feestandard ratelower overall drug costreplace permanent life insurance with termsidelined2015 record year car saleslower premiumbad decisionsdon't blow tax refundhome loan credit score below 740 don't cover cosmetic dentistryprotect and provide for minor child derailed planStudent Debt CrisisRoth 401(k)is it kind?marriage inequalityplancut monthly cable billoverspend on giftsStaffords this year have a fixed 6.8% interest rateHDHP valentines dayborrowing plan mental healthis it true?


View Blog & News List
People First. Then Money. Then Things.
Connect with me on Facebook Connect with me on YouTube Connect with me on Twitter
© 2016 Suze Orman Media Inc. All rights reserved.
 
 |  Search  |  Sitemap  |  Privacy  |  Terms
Sign Up For E-mail Offers
Open Panel
Close Panel