If you feel financially stressed, you’re not alone. More than 7 in 10 people surveyed in 2025 by the Employee Benefit Research Institute said thinking about their financial future was stressing them out. And there was the same amount of stress reported about a near-term concern: not having a solid emergency savings account to handle…
One of the hardest truths about investing is that our biggest challenge is often combating our own emotions. We tend to get overly nervous when markets fall and too giddy when things are going great, which can push us to make emotional decisions about whether to buy or sell. Emotions are not helpful when it…
You know my rule is to always hope for the best and plan for the worst. When it comes to your health, I think many of you may not be carefully planning for a year (or more) where you have high medical expenses. I bet you know exactly what your health insurance premiums cost you,…
Staying put is a very popular retirement strategy. And I totally understand that many of you want to stay in the home that you live in, rather than downsize or move someplace else. But from a financial standpoint, it can be tricky. You know I have always insisted that if your plan is to “age…
