Credit & Debt


Use Gift Cards to Really Give to Yourself. In a Meaningful Way.

If you received some gift cards this past holiday season that you’ve yet...

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Beware of HARP Scam With My Image

If you see an advertisement or receive an E-mail that has my picture on it...

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A Credit Card Strategy for Dealing with Natural Disasters

Digging out from the losses incurred when a natural disaster strikes can...

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FICO Scores reach record high. I am not celebrating.

Earlier this Spring we collectively hit a financial milestone. FICO, the...

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Worst Car Trend Ever. 

I have a one-question test on whether you are truly serious about achieving...

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How Not to Let Runaway Wedding Costs Derail Your Financial Plan

Look, I love a good party as much as anyone else, especially when there is...

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The 3 Smartest Moves You Can EVER Make with a Tax Refund. 

The average refund for federal tax returns is nearly $3,000. And I know...

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How to Bounce Back from a Spending Hangover

It’s that scary time of the year: Your December credit card statements...

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This Ridiculous Trend is Driving Me Nuts!

According to the car data experts at Edmunds.com a record number of...

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Nearly 1/3 Of New Car Buyers Are Making A Very Big Mistake

According to Experian, the percentage of consumers who chose a lease when...

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Take Interest In Shoring Up Your Finances Now

It's human nature to think that making money entails investing in the stock...

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Did You Forget to Send Your Kid to College With This Must-Have?

Now that another college year has begun, I want to make sure that all the...

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