Family & Estate Planning, Saving

Health Insurance: 3 Reasons You Should Pick the HSA Option

About half of large employers now offer a high-deductible health insurance plan (HDHP). I know the mere mention of “high deductible” might send your blood pressure skyward, but…

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Family & Estate Planning

3 Rules for Doling Out Allowances

Parents, we have a problem. So many of you make a mess out of allowances. You reward the wrong thing, and totally miss out on the big picture:…

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Family & Estate Planning, Student Loans

Student Loan Alert: Beware the Cost of Capitalization on Unsubsidized Staffords

Attention all college freshman, and returning students! If you have taken out an unsubsidized federal Stafford loan to help pay for college, I am betting you are making…

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Family & Estate Planning, Life Insurance

The Massive Mistake 4 in 10 Parents With Young Children Make …and how to fix it in four easy steps

A new survey makes me sad, mad and very nervous. According to Bankrate.com, 37% of parents with children under the age of 18 have no life insurance. And…

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Family & Estate Planning, Student Loans

What Every New College Grad Needs To Know About Repaying Student Loans

Falling behind on your student loans is one of the worst financial mistakes you can ever make. The penalties and fees if you fall behind, and into default,…

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Family & Estate Planning, Saving, Student Loans

How Grandparents Can Make the Most of a Grandchild’s Summer Job

So often grandparents come up to me and ask how they can best help their grandchildren get a leg up. My favorite move is to gift a grandchild…

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Family & Estate Planning, Investing, Retirement, Saving

The Biggest Retirement Planning Mistake

A recent report that studied the 401(k) savings habits of millions of workers found that one in four of you are not contributing enough to your account to…

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Family & Estate Planning, Investing, Retirement, Saving

Why You Should Seriously Consider a Roth 401(k)

You know I love, love, love Roth IRAs. One of the prime reasons being that in retirement you will not owe a penny of tax on your withdrawals.…

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Family & Estate Planning, Investing, Retirement, Saving

Three Steps to Guaranteed Financial Independence

As a nation we set aside one day a year to formally celebrate our independence. When it comes to your money my hope is that you will make…

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