I need to have a frank chat with those of you at least 65 or so years old, who are married to a man, or in a long-term relationship where your finances are intertwined. I wish you continued years of a loving partnership, but I also need you to focus on the probability that you…
The rising cost of homeowner’s insurance is somewhat out of our control, as it reflects the rising cost of claims (and future risk of claims) caused by extreme weather. But in most states, insurers can use something that is in your control to help them decide what homeowner’s insurance premium to charge you. Insurance credit…
After years of carefully saving for and planning your retirement, I have to tell you there is a new responsibility you must take on: protecting yourself from being scammed. However, if you do find yourself the victim of a financial scam, there is to be no blame or shame. This is an out-of-control problem, and…
A recent national survey reported that just 1 in 3 Americans had no stress last year about being able to pay medical bills. That means 7 in 10 Americans had some stress. I think it’s fair to say that worrying about how to handle out-of-pocket medical costs is a national epidemic. And that can…
