Beginning last month, any U.S. citizen under the age of 18 is eligible to have a Trump Account. You know I am always in favor of starting early to save for retirement, but I don’t think every parent or grandparent…
I realize thinking about your spouse or partner dying isn’t anyone’s idea of a fun time. But what should make you even more uncomfortable is not doing the advance planning today to make the transition for the surviving spouse as…
For many of us, having a car is a necessity. For some families, two are needed. But I see far too many households spending way too much on this need. The big tell is that nearly 30% of the cars…
You know my approach to building financial security is to hope for the best and plan for the worst. That’s why I have always been concerned when people tell me their retirement plan is to keep working through their sixties,…
High inflation is nobody's idea of good news, but it is a fact of life — and right now, it's hitting especially hard. Energy prices have surged more than 40% over the past year, and the overall annual rate of…
If you are fortunate enough to have a workplace retirement plan that offers a matching contribution, the goal should always be to set your contribution rate so you qualify for the maximum employer match. But for married couples who both…
