Okay, pumpkin spice latte season is in full gear, and we are heading into peak holiday time. Or as I think of it: the peak credit card danger zone. Between travel plans, parties, and gift-giving, the winter holiday season can…
If you have your retirement savings on autopilot—automatic paycheck withdrawals into your workplace plan and automatic transfers from your checking account into your Roth IRA—that’s a huge win. I want to be clear that the fact that you are saving…
I hear from many people who have worked hard to build substantial retirement savings ask: “If I have $5 million or more, do I really need long-term care insurance?” It’s a fair question, but retirement savings and long-term care insurance…
Those of you working for an employer who offers various benefits—such as health insurance and access to a retirement plan—know you’re soon going to get pinged that it’s time to review your benefits for 2027. I want you to actually…
I have some not-necessarily-surprising bad news for those of you with health insurance provided by your employer. Employers expect the cost of providing health benefits to rise an average of 8.2% in 2027. That doesn’t mean your share of your…
Every year, Social Security benefits are adjusted to account for inflation. We will get the official word on how big the Cost of Living Adjustment (COLA) will be for 2027 in the middle of October. The expectation is that benefits…
