Emergency Fund
Should You Get a HELOC?
Balances on home equity lines of credit (HELOC) have increased 20% since the end of 2021. That has me concerned.
Lessen Your Financial Stress with Emergency Savings
I am not surprised that more than 80% of women recently surveyed by Fidelity who had no emergency savings said they live with financial stress.
Emergency Withdrawals from Retirement Accounts
Making an “early” withdrawal from a retirement account is typically a costly decision, as the government tacks on a 10% penalty for early withdrawals made from traditional IRAs and 401(k)s before
Podcast Episode - Ask KT & Suze Anything: Can I Afford to go on Vacation?
On this edition of Ask KT and Suze Anything, Suze answers questions about emergency funds, credit card debt, leaving assets to children, reverse mortgages, plus a “Can I Afford It?” quizzy and so
Podcast Episode - Ask KT & Suze Anything: Don’t Feel Doomed With Your Money
On this edition of Ask KT and Suze Anything, Suze answers questions about investing for a 90 year old parent, paying for a family emergency, why you need a will and trust and so much more
Podcast Episode - Suze School: What You Need To Know About The 55 or Older Rule
On this Suze School, we get a lesson on how to stay financially healthy by accessing money in our retirement accounts, if we are under 59 and a half.
How You Can Make 2024 Less Stressful
The recent economic news that inflation has now slowed down is indeed great news, but it doesn’t erase all the pain that sharply rising prices in 2021 and 2022 have caused.
The Best 2024 Financial Resolutions
I hope you are ending this year in stronger financial shape than you began. And it is my wish for each of you that 2024 is a year of building more financial security.
Podcast Episode - Suze School: The World of the Unexpected
With all the recent natural disasters occurring throughout the world, are we prepared for what could happen in an emergency?
Top Money Tips for Young Adults
It was so great to see that “financial freedom” was the top long-term goal in a survey of young adults between the ages of 24 and 32.
My 2023 Tax Refund Challenge
It’s that time of year again when I know many of you will be receiving a federal tax refund. And some may also be in line for a state refund as well.
Podcast Episode - Ask Suze & KT Anything: Overcome Your Fear of Money
On this episode of Ask Suze & KT Anything, Suze answers questions about dollar cost averaging, rebuilding an emergency fund, remaining financially independent, secure and more.
Podcast Episode - Suze School: A Money Making Offer You Can’t Afford to Miss!
On today’s podcast, Suze and KT unveil a fantastic new program with Alliant Credit Union and then we go to Suze School for an important lesson on how to use CDs as an alternative to our emergency fund
Podcast Episode - The Big Idea for 2024
On the last new episode of 2023, Suze talks about how to start 2024 by breaking the silence around money, so that these candid conversations about finances can empower you to be secure.
Podcast Episode - The Real Cost of Having A Pet, It’s More Than Just Money
On this very special episode Suze invited her friend Dr. Mary Gardner to talk about the real costs in owning a pet.
Emergency Funds: When to Give Them a Checkup
Inflation is front and center wherever we turn
"Spring Clean" Your Finances With Suze's Checklist
Spring is now in full swing, and I hope that you are enjoying every bit of it.
Podcast Episode - Ask KT & Suze Anything: Pressing Suze's Buttons
On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners about loaning money to friends and relatives, paying for college, a special “Can I Afford It” quizzie and much more.
Creating Your Financial Goals
I hope the new year is off to a great start for you and your loved ones.
Your Ultimate Savings Opportunity Starts Now
As we approach the coming months, it is vital that you take whatever steps you can to make sure that you are getting the most out of every single penny that you earn.
Sell Your Car for Your Savings
Right now is an especially great time to sell a car. And for those of you whose lifestyle has shifted during the pandemic—working from home more, for example—getting rid of one car, or going car-less.
Workplace Benefits Must-Dos for 2022
I know the majority of you who are working get valuable benefits through your job.
Podcast Episode - What Would You Do?
On this podcast, Suze relates stories from two listeners, who have contrasting opinions about what it really means to hope for the best and prepare for the worst.
One Financial Decision You Won't Regret
Regret can be a powerful motivator to change behavior.
Podcast Episode - Ask Suze (and KT) Anything
On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Yamuna, Kristen, Dianne, Amanda, Ruth, Michelle, Clara and more, all selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Jen, Scotti, Jason, Inuti, Wilson, Suzanne, Silvia, Analli, and Roma, all selected and read by KT.
Plan Now So You Won't Ever Need to Panic
The past year has been a crash course in the need to plan for life’s What Ifs. A fast and furious bear market for stocks. A global virus that us all more aware of the fragility of life.
Child Tax Credit Payments Start Soon. What's Your Plan?
Beginning in July, most households with children under the age of 18 will begin receiving a sizable monthly check from the U.S. government. And that makes right now the best time to hatch a plan for h
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Pam, Penny, Christina, Larry, Kate, Julie and Arlene selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze gives us an update on the new COBRA law and then answers questions from Women & Money listeners Amanda, Renee, Lauren, Patti, Sarah and others.
Make the Most of Your RMD
If you are at least 72 years old, or love someone who is, 2021 brings us the return of the RMD.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Victoria, Larry, Jessica, Debbie, and Rodney selected and read by KT.
More Stimulus? Put People First If You Can
Many of you recently received another $600 check from the federal government to help weather the financial hardship of the pandemic.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Karen, Liam, Gigi, Gayle, Iona and Davida selected and read by KT.
The Emergency You Really Need to Plan For
You know I wish all of you great health. And a life free of injury. And you also know that one of my most important pieces of advice is to “hope for the best and plan for the worst.”
Podcast Episode - The Gift Of Time
On this podcast, Suze reviews some of the new Executive Orders signed by President Biden, and how they relate to your finances, with special attention to those of you affected by COVID-19.
What’s Your Post-Covid Spending Plan?
Now that coronavirus vaccinations have begun, I know that we are all eager to be able to get out more, get together more, and maybe even get-away (travel) more.
Podcast Episode - Suze's Financial Solutions For You Webinar
On this podcast, Suze presents the webinar she gave last week, which is a 2021 Action Plan designed to teach you how to be a Financial Warrior.
Do You Have a Plan for Your Money from Washington?
In the coming weeks many households will likely be getting some financial help from Washington. A new round of stimulus checks and a supplemental federal unemployment benefit was finalized in late Dec
Podcast Episode - Suze's 2021 Financial Predictions
On this podcast, Suze gives us her 2021 financial predictions, focusing on the Stock Market and real estate.
Podcast Episode - Day By Day
On this podcast, Suze talks to us about ending the year during very uncertain financial times.
A New Savings Goal for 2021
Those of you who joined my free Financial Solutions for You webinar last month got a jump on an important new piece of advice.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT.
Can Your Roth IRA be a Backup Emergency Fund?
I know many of you are working on building your emergency savings fund, and that it will take time to reach that goal. I am thrilled you are committed to this essential foundation of financial
Podcast Episode - Ask Suze Anything
On this episode of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT.
Podcast Episode - Ask Suze Anything
On this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners (as read by KT) Marcella, Mahala, Kelly Jo, Christi & Steve, the Boyers, Alana, Lori, Amy, and Nicole.
What Are You Teaching Your Kids About Money Right Now?
A recent survey conducted by Schwab asked Americans what they think are the most important “lessons” parents should teach their kids.
Podcast Episode - Ask Suze Anything
On this podcast of Ask Suze Anything, Suze gives us a quick update on the economy and the stock market. Then, she answers questions from Women & Money listeners June, Sally, James, Sissy, and more.
This Trend Among My App Users Makes Me So Happy
I have never been accused of following the crowd. One of the ways I have always “stuck out” is my advice for how big your emergency fund should be.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Jessica, Mini, Joan, Gloria, Virginia, and Asuun.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Jessica, Mini, Joan, Gloria, Virginia, and Asuun.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Elise, Denise, Suzanne, Jerilyn, Jennifer, Laura, and Beth.
Being Prepared for the Next Time
I hope you, your family and all those you hold dear are healthy, both physically and emotionally. And that you reach out, at a social distance, to connect to as many people as you have the energy for.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Jodi, Elizabeth, Joel, Mark, JF Spin, Edith, En Gee, Ora, and Michelle.
Podcast Episode - OH NO, Don't Do It!
In this podcast, Suze shares her thoughts on health over wealth, financial lessons we should be learning during this crisis, and the need to continue to be prepared for what comes next.
How to Reduce Your Expenses During the Crisis
I know some of you have already lost your jobs as the economy reels from the impact of the coronavirus crisis. And many more of you are worried about a job loss or sharply reduced hours.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, we hear questions and stories from Women & Money listeners Judy, Steve, Stephanie, Joan, Trish, Jim, Sophia, Suzy, and Patricia.
Podcast Episode - Suze School: The COVID-19 Stimulus
In this podcast, Suze explains what you need to know about the COVID-19 Stimulus Package passed by Congress on March 27, 2020.
Podcast Episode - Protecting Your Money During The Pandemic
In today’s podcast, Suze reviews why, with the Coronavirus affecting people’s jobs, it’s so important to make sure you save your money, especially if you may find yourself out of work.
Getting a Tax Refund? Don’t Blow It.
Over the next few weeks plenty of you will receive a refund on your federal tax return, and for those of you in states that charge income tax, you may get money back from your state treasurer as well.
Podcast Episode - Ask Suze Anything - 136
In this podcast of Ask Suze Anything, we hear questions and stories from Women & Money listeners Kathleen, Tina, Sonja, Leigh, Margaret, Joan, Margaret, Sally, Kiana, Allison, and Anonymous.
Top Priorities for Funding your Ultimate Retirement
Previously, I made the case for how you can refine your spending choices today so you have more money to put toward retirement goals.
Your 2020 Financial Road Map
The New Year has just started, and that’s the riskiest time of year as far as I am concerned.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, we hear questions from Women & Money listeners Becky, Terijas, Bernadette, Ania, Arlette, Mary, Nelly, and Marie.
What Will You Do with your 2020 Raise?
A recent survey of employers says they expect the typical raise next year to be around 3%. I hope you are the rock star who lands an even bigger pay increase. But, 3% is good when you consider that th
Podcast Episode - Ask Suze Anything
In this Ask Suze Anything podcast, we hear questions from Women & Money listeners Brenda, Kara E, Tiffany, Nikki, R.K., Cindy, and Gladys.
What Every 2019 College Grad Needs to Do…Right Now
If you are a recent college grad, or love one, please listen up on the must-do financial moves you need to tackle right now. Not next year. Right now. The choices you make today will make all the diff
Financial Do’s and Don'ts After Disaster Strikes
Hurricanes and tropical storms have been devastating for so many. And heart wrenching for all of us. You know I have always said, People First. Then Money. Then Things.
Yes, There Will be a Recession. Here’s How to Prepare.
It’s been more than a decade since the U.S. economy fell into a recession. That’s a long time ago. But I know for many of you, far from forgotten, as the Great Recession that lasted from late 2007 to
Are You Really Making the Grade in Managing Your Finances?
More than 50% of Americans gave themselves a personal finance grade of A or B in a recent survey. I sure hope you are making the grade, but in the same Equifax survey there were some disturbing facts.
How to Handle a Rocky Stock Market
The stock markets delivered a lump of coal at the end of 2018. December was one of the worst months for investors in years, and when you take a glance at your year-end statements, you will likely...
A Credit Card Strategy for Dealing with Natural Disasters
Digging out from the losses incurred when a natural disaster strikes can take time. Waiting for insurance claims to be processed, or emergency aid to be disbursed can take weeks, or longer. Meanwhile households have bills to pay, and the financial strain of needing to replace so much right now just to get back to functioning.
Time to Cash in on Rising Savings Rates
You know I believe there is no substitute for keeping an emergency fund in a federally insured bank or credit union account. That is the best—the only way—to ensure your “what if” money is always safe and will always be there for you. Yet I know how frustrating it has been to follow my safe—not—sorry advice since late 2008. That’s when the Federal Reserve pushed safe savings rates down to zero. The Fed’s move was focused to help the economy pull out of recession and then regain some positive momentum. But that was done at the cost of savers earning pretty much nothing.
Why I Hate Guaranteed Acceptance Whole Life Insurance
I was glued to the TV recently watching the news when an advertisement for Guaranteed Acceptance Life Insurance came on. Whoo boy, did my blood pressure rise. I am not a fan of this type of life insurance.
Step 3: Get to the Point: When It Pays to Buy Down Your Mortgage
Lenders like to give home borrowers choices when it comes to their mortgage rate. You’ll always be presented with a standard rate: what you qualify for based on how the lender sizes up your financial profile (credit score, income, debts etc.) And then you will also be presented with some options to “buy down” or reduce that interest rate.
Emergency Fund 101 - How Much Should You Have Saved?
It makes me so sad to read reports that many households don’t have even $1,000 set aside to cover an unexpected expense. What’s so sad is that I know that must cause such stress.
The Three Communication Skills That Make Suze Orman An Influential Celebrity
More than 300,000 financial advisors in the United States provide saving, investing and retirement advice, but only one made the top ten of the Forbes 2013 list of the most influential celebrities: Suze Orman.
