Investing
Podcast Episode - Suze School: What To Do With an Inheritance
Today’s Suze School is all about what you should do with money you may receive from an inheritance.
Ask Suze & KT Anything: How Do I Do Dollar Cost Averaging? - Podcast Episode
On this edition of Ask KT & Suze Anything, Suze answers questions about the need for revocable trusts, converting IRAs, paper bonds and more.
Podcast Episode - Ask Suze & KT Anything: Should I Invest in Real Estate?
On this edition of Ask KT & Suze Anything, Suze answers questions about stock dividends, safety deposit boxes, ex-spouses on mortgages and more.
Top Money Tips for Young Adults
It was so great to see that “financial freedom” was the top long-term goal in a survey of young adults between the ages of 24 and 32.
Retirement Withdrawals: What to Know
Only 1 in 4 retirees recently surveyed said they are very confident they know how much to withdraw from their savings and investments in retirement.
Suze School: 529 Plans and Roths - What You Can and Can't Do - Podcast Episode
Today’s Suze School is an answer to a question Allison asked on the last Ask Suze and KT Anything episode (479), about converting unused money from a 529 plan into a Roth retirement account.
Ask Suze & KT Anything: Should Interns Enroll in a 401(k)? - Podcast Episode
On this Ask Suze and KT Anything episode, Suze answers your questions IRA conversions, pensions, discounted stocks, where to retire and more.
Ask Suze & KT Anything: How Can I Learn About Investing? - Podcast Episode
On this Ask Suze and KT Anything episode, Suze answers your questions about whole life insurance, money from annuities, estate planning, popcorn, investing and more.
Podcast Episode - What You Need To Know About Preferred Stocks
This week’s Suze School is all about preferred stocks and what the difference is between them and common stocks.
Podcast Episode - Ask Suze & KT Anything: I Have A Dilemma
On this Ask Suze and KT Anything episode, Suze answers questions about ex-spouses and Social Security, investing, gifts with strings attached, leaving money to a pet and more.
Earn More on Your Savings in Retirement
As I explain in detail in The Ultimate Retirement Guide for 50+, once you are living off retirement income, my recommendation is to keep three to five years of living expenses in a money market accoun
Podcast Episode - Ask Suze & KT Anything: Don’t Feel Embarrassed or Scared
On this Ask Suze and KT Anything episode, Suze answers questions about gifted IRAs, I Bonds, long term care insurance, updated wills, logistics of moving away from a financial advisor and more.
Certificates of Deposit 101
The sharp rise in interest rates manufactured by the Federal Reserve over the past year to address inflation has one semi-silver lining: you can now earn more interest on bank and credit union savings
Podcast Episode - Ask Suze & KT Anything: Why Did My Credit Score Drop?
On this special Sunday episode of Ask KT and Suze Anything, Suze answers questions about Robo advisors, Roths for minors, the real value of a home, resetting a retirement account, plus a heartfelt qui
Women & Retirement
Recent research from T. Rowe Price was short on good news for the retirement prospects of women.
Podcast Episode - Suze School: Revisiting The Five Year Rule For Roth Retirement Accounts
Since so many listeners are still writing Suze with questions about the Five Year Rule in relation to ROTHs, we’re replaying this Suze School from February 2022, about the rule.
Podcast Episode - Ask Suze & KT Anything: To Remodel or Not To Remodel?
On this episode of Ask Suze & KT Anything, Suze answers questions about waiting to take Social Security, transferring from a ROTH to an annuity, inherited IRAs, RMDs and more!
Podcast Episode- Suze School: Understanding Annuities
Suze does not hate all annuities. Today’s Suze School is a lesson on the different types of annuities and which ones might be a good option for you and definitely which types to avoid.
A Smart Financial Strategy for 2023
When it comes to building financial freedom, I’ve always found it so interesting that people tend to put all their energy into figuring out how to make money and don’t give enough attention to protect
How to Keep Your Savings Safe
The failure of Silicon Valley Bank a few weeks ago has created plenty of anxiety.
Podcast Episode - Suze School: Understanding the Difference Between Money Market Funds and Accounts
For this Suze School episode, Suze gives us a lesson in understanding a Money Market Account and a Money Market Fund.
Podcast Episode - Keeping Your Money Safe and Sound Right Now
On this special episode, Suze outlines the ramifications of three US Banks closing and it’s impact on interest rates.
Podcast Episode - Suze School: The Story of SVB
On this episode, we go to a special Suze School for a lesson on the collapse of Silicon Valley Bank and why following FDIC / NCUA guidance is so important to protect your money.
Podcast Episode - Ask Suze & KT Anything: No Savings, No Retirement Plan, What Do I Do?
On this episode of Ask Suze & KT Anything, Suze answers questions about saving for retirement, when to start investing, car leases, life insurance and more!
Podcast Episode - Suze School: A Money Making Offer You Can’t Afford to Miss!
On today’s podcast, Suze and KT unveil a fantastic new program with Alliant Credit Union and then we go to Suze School for an important lesson on how to use CDs as an alternative to our emergency fund
Podcast Episode - Ask Suze & KT Anything: All About Retirement Accounts
On this episode of Ask Suze & KT Anything, Suze answers your questions about rolling pensions into Roths, rolling 403(B)s into Roths, matching funds, investing in AI and more!
How to Handle Financial Stress in 2023
I was saddened, but not terribly surprised, to hear that just one in three adults recently surveyed by New York Life say they are hopeful about their finances.
Podcast Episode - Ask Suze & KT Anything: You Don’t Need To Be Super Scared
On this episode of Ask Suze & KT Anything, Suze answers your questions about inheriting, converting Series I Bonds to T-Bills, monitoring your investments, splitting assets during a divorce and more!
Podcast Episode - Are You Getting The Most For Your Money?
On this episode, Suze starts out with a quick update about the Student Loan Repayment Program and then we dive right into Suze School for a lesson on the importance of dividend paying stocks - and why
Podcast Episode - Ask Suze & KT Anything: Don’t Go Into Panic Mode
On the first Ask Suze and KT Anything for 2023, Suze answers your questions about making the right investments now, inherited properties, avoiding crypto scams and more.
How to Nail One Big Goal for 2023
I hope you have been able to find the time to relax and catch your breath this holiday season.
Podcast Episode - Ask Suze & KT Anything: The Greatest Gift You Could Give Anyone (Including Yourself)
On the final edition of Ask Suze and KT Anything for 2022, Suze answers your questions about teaching young children about money, buying T-bills from a broker, bankruptcy and more.
Podcast Episode - Ask Suze & KT Anything: What Is The Goal of Your Money?
On today’s edition of Ask Suze and KT Anything, Suze answers your questions about paying off debt with a retirement account, what to do with the money from a mature annuity, pre-paid funerals and more
Podcast Episode - Suze School: Preparing For A Financial Winter
On today’s Suze School, we get an update on the markets, what’s happening with how we are saving, and the current state of the economy. Plus, why you should not go beyond a 2 year treasury and an upd
Podcast Episode - Ask Suze & KT Anything: The Mistakes You Can’t Afford To Make
This episode of Ask KT and Suze Anything is a little different.
Podcast Episode - Ask Suze & KT Anything: A Smart, Strong and Secure Thanksgiving
On this Thanksgiving episode of Ask Suze & KT Anything, Suze answers questions about financing a car, what happens after you pay off your mortgage, rolling over a pension, investing in an HSA and more
Podcast Episode - Suze School: The History of Social Security
On today’s Suze School, we get a lesson in the history of Social Security, what proposed changes may happen to the program and why it’s so important for us to start saving for retirement, now.
Podcast Episode - Ask Suze & KT Anything: What is The Safest Way To Rollover My Retirement Accounts?
On this episode of Ask Suze & KT Anything, Suze answers questions about the best ways to rollover a retirement account, real estate tax exemptions, life estates and more.
Podcast Episode - Suze School: Get Out A Pen and Paper and Learn How to Win $10,000
This incredibly educational Suze School covers the latest with the Stock Market, the decline of the dollar, treasuries, inflation, bitcoin, student loan forgiveness and more, so make sure you have you
Podcast Episode - Suze School: The Week That Was
This Suze School covers more about Series I Bonds, and since many people are still confused about Treasury bills, bonds and notes, we get a refresher.
Podcast Episode - Ask Suze & KT Anything: Worried About Taxes and FICO Scores
On this episode of Ask Suze & KT Anything, Suze answers questions about dollar cost averaging, schemes to pay less tax, reducing volatility in investments, staying budget friendly when starting a busi
Podcast Episode - Suze School: All I Can Say Is, It’s One You Need To Hear
Suze starts this podcast with an update on Series I Bonds, tech stocks and the stock market in general.
Podcast Episode - Ask Suze & KT Anything: Owning The Power To Control Your Destiny
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about claiming inherited Series I Bonds, mortgages, moving financial advisors, Social Security being affected by a recess
Podcast Episode - Ask Suze & KT Anything: Series I Bonds, Taxes on IRAs and Doing What’s Right For Your Family
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about taxes on IRAs, freezing your credit reports, Series I Bonds and more.
Podcast Episode - A Safe Alternative To Get You Where You Want To Go
In this episode, Suze starts with a story about almost being stuck at sea.
Podcast Episode - Ask Suze & KT Anything: A Story of Hope, A Mini Suze School on Mutual Funds, Callable CDs, and Bad Advisors
On this episode of Ask Suze & KT Anything, Suze answers questions from you all, about closing a loaded mutual fund, bad financial advisors, IRAs in bankruptcy, callable CDs and more.
Podcast Episode - When It Happens… How Will You React?
In this Suze School episode, Suze reviews this past week in the markets and gives you the guidance for the next year or two and why bonds are coming back in favor.
Podcast Episode - Ask Suze & KT Anything: Diversification, The 5 Year Rule and IRMAA
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about a retirement withdrawal strategy, tax savings in a trust, just what IRMAA is and more.
Podcast Episode - Ask Suze Anything: March 28, 2019
In this week’s Ask Suze Anything, Suze answers questions from Mary Jane, Kari, Linda, Donna, Ann, and a very special listener in need.
Podcast Episode - Ask Suze & KT Anything: Insurance, Warranties and Security
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about the right monetary gifts for grandchildren, car warranties, term insurance, partners with significant debt and more
Podcast Episode - Ask Suze & KT Anything: Dividends, Savings and Investing
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about where to save your emergency fund, dollar cost averaging, tax credits on a home sale and more.
Podcast Episode - Suze School: Understanding How Series I Bond Interest Works
On today’s episode, Suze explains how the US Treasury figures the interest you earn in a Series I Bond and why during the first five years you hold the bond, what you see on your statement is not rea
Podcast Episode - Ask Suze & KT Anything: HELOCs, Trusts and Loans
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about reinvesting dividends, adding children to a house title, paying for dental work, trusts loans, HELOCs and more.
How to Approach Retirement Planning
Retirement planning is a juggling act where you’re dealing with multiple risks all at the same time.
Podcast Episode - Suze’s View of the World and How It Affects Your Money
On today’s episode, Suze talks about why our country's issues with China and Russia are among the factors contributing to inflation, and why a recession may be on the horizon.
Podcast Episode - Ask Suze & KT Anything: CDs, Saving for Retirement and Trusts
Back from their fishing vacation, this episode of Ask Suze & KT Anything, finds Suze answering questions about CDs, whole life insurance, figuring out if you can afford a home and more.
Podcast Episode - Ask Suze & KT Anything: Real Estate Mixed Bag
While Suze and KT are on their way back from KT’s birthday fishing trip, this episode contains questions from this past year, all about real estate.
Podcast Episode - Ask Suze & KT Anything: KT’s Series I Bond Birthday Quizzie Special
Since this episode comes out on KT’s birthday, Suze prepared a special set of questions all about gifting Series I bonds.
Podcast Episode - A New Perspective on Investing
On today’s episode, we go to Suze School for a lesson on being patient with our investments.
Ask Suze & KT Anything: Rapid Fire RMDs, Series I Bonds and Trusts
On today’s edition of Ask Suze & KT Anything, Suze answers questions about RMDs, Trusts, Series I Bonds and more.
Stock Market Sell-Offs: What to Do
When you open your second quarter investment statements it is not going to be a pretty picture.
Podcast Episode - Staying Safe, Strong and Secure in These Tough Times
Suze starts this episode with an update on what’s happening with oil stocks, BitCoin, gold, inflation and tech stocks.
Podcast Episode - Nothing Is Normal
Right now, nothing is normal in the economy. Suze explains what’s happening with oil and energy stocks, real estate and Bitcoin, so you can keep your money safe and secure.
How To Stay Safe When Making Your Next Investments
I bet your investing nerves are a bit on edge these days. That’s totally natural. As I write this, stocks are down more than 18% in 2022.
Podcast Episode - Suze School: Conserve, Conserve, Conserve
For this Suze School, Suze details the current economic conditions and explains why it is so important for us to buckle down and save more so we can weather the coming financial storms to be safe, str
Podcast Episode - Suze School: What To Do in 2022
On this podcast, Suze walks us through her forecasts for the rest of the year in regards to: inflation, recession, the stock market, gold, bitcoin and more.
Podcast Episode - Ask Suze & KT Anything: Series I Bond Q & A
Since so many listeners had questions after the April 17, 2022 podcast about Series I Bonds, KT compiled a great sampling for Suze to answer.
Podcast Episode - Suze School: What you need to know about FDIC insurance
On today’s Suze School, we get a lesson on how to get more than the $250,000 of FDIC and NCUA insurance that covers your money in banks and credit unions. This is a need to know episode!
Podcast Episode - Suze School: Series I Bonds Master Class
For years, Suze has been telling us what a great investment Series I Bonds are. On today’s podcast, we get a master class detailing everything we need to know about these bonds.
Podcast Episode - Suze School: Stay Calm
Suze is back and after a brief update on her health, she weighs in on everything happening in the world right now and how it impacts your money. Are you in a “financial” hospital?
What To Do With Your Tax Refund
I know that many of you are going to receive refunds on your federal tax return, and possibly your state return as well when you file your 2021 returns.
Podcast Episode - Avoid These Home Ownership Disasters
Are you doing the right things to protect your home? Are you taking disastrous short-cuts if you want to leave your home to your children? Today's Suze School will absolutely set you straight.
Podcast Episode - Ask KT & Suze Anything
On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners about; retirement accounts, saving for a new home, managing investments, caring for special needs relatives and more.
Podcast Episode - Ask KT & Suze Anything
On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners Sarah, Susan, Jenny, Marcia, Cindy, Albert and Diane, selected and read by KT. Plus, a Quizzie from Melissa.
Podcast Episode - The False Wealth Syndrome
Suze starts this podcast with a recap of what happened in the stock market last week. Then, we get a lesson on why it’s so important to stay the course with our investments.
Podcast Episode: Suze School: Must Knows For Your Money To Grow
On this podcast, we go to Suze School for a lesson on how to invest in the stock market, as well as bonds in this current economic environment. Plus, an extra reminder about paying off debt.
Podcast Episode - What You Need to Do in 2022
Suze is back and takes us to Suze School. Learn what’s happening with the market, stocks you might want to buy when the time is right. crypto and an economic lesson.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from listeners Patty, Florence, Jacqueline, Eric, Tarima and Chuck, selected and read by KT. Plus, a Quizzie sent in by Joe.
Podcast Episode - Suze School: Don't Get Stuck With A Heavy Load
On this episode, we go to Suze School for a lesson on the importance of having a diversified portfolio and why you should never buy a loaded mutual fund.
Podcast Episode - Ask Suze (and KT) Anything
On this Ask Suze (and KT) Anything, Suze answers questions from listeners Victoria, Lauren, Susan, Kathy, Prudence, Lobel, Kevin and Alex, selected and read by KT. Plus, a Quizzie.
Podcast Episode - Don't Panic Yet
On this podcast, Suze explains why the Stock Market dropped this past Friday and what the impacts of the new variants might mean to the economy.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Donna, Mary, Marilyn, Tara, Margaret, Rose and Mike, selected and read by KT. Plus, a Quizzie.
Podcast Episode - Investing: Don’t Try to Outsmart The Markets Like I Did
In this episode, Suze tells us a cautionary tale about a recent market watching experience she had and how it was the wrong thing to do.
Investing in Yourself
Okay, now that the headline got you to keep reading, I want to be clear that there will be no financial advice forthcoming from me. I want to talk to you about something I believe is more important.
Podcast Episode - Suze School: Recasting Your Mortgage
On this podcast, Suze explains how recasting your mortgage can help you in the short and long terms. We also get updates about how inflation will affect your Social Security checks and bonds.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Corrine, Pam, Sissy, Dom, Claudia, Sharon, Monique and more selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Sheena, Jodi, Tina, Rosana, Terri, Corey, Eric, Laura and Beth selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Catherine, Rita, Terri, Jose, Patti, Katie, Julie, Jennifer and Shannon selected and read by KT.
Podcast Episode - Suze School: Revisiting Retirement Accounts
It’s another great Suze School, this time on the important details we need to know about investing in crypto currencies inside of our retirement accounts.
Podcast Episode - Suze Rants: Fasten Your Seatbelts
Suze tells us some of the things that have been on her mind of late, including: supply issues driving up costs, the debt ceiling and how it affects you, inflation and investing in crypto currencies.
Podcast Episode - Financial Danger Signs
On this podcast, Suze shares some lessons on why we should not make emotional financial decisions. Then, Suze walks us through investing in crypto and planning your retirement.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Jill, Christine, Leslie, Gina, Jasmine, Marlena and Pamela selected and read by KT.
The One Investment Move To Make Now
If you have left your retirement investments untouched for the past year you may be taking too much risk, given the tremendous gains in the U.S. stock market over the past year.
Podcast Episode - Ask Suze (and KT) Anything
On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Annie, Dyanne, Kathy, DeAsha, Cathay & Jay, Janet, Elizabeth and Lisa, selected and read by KT.
Suze School: The Key To Your Financial Security
In this episode, Suze talks about an email she received from a listener who was convinced to invest in an insurance policy.
Podcast Episode - Ask Suze (and KT) Anything
On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Terry, Mare, Suzy, Eric, Michael, Becky, Deanna, Barbara, Aga and Seretha, selected and read by KT.
Podcast Episode - Real Estate vs Stocks and a Comment on Crypto
On a special Saturday afternoon release, this leads to a Suze School lesson on what you need to do to secure your rental real estate investment. Plus, an update on the stock market and BitCoin.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Laura, Maureen, Florence, Julie, Lisa, Jackie, Claudia and Stephanie selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Nathan, Chris, Diana, Laura, William, Cheryl and more selected, read by KT. Plus, a quizzie for KT.
Podcast Episode - Suze School: Annuities, Annuities, Annuities
On this Father’s Day, 2021, we go to Suze School as Suze breaks down the different types of annuities and which one might be right for you.
Podcast Episode - Ask Suze (and KT) Anything
On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Maritza, Serena, Christine, Lauren, Lisa and more, all selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Kristen, Nancy, Denise, Tamara, Holly, Becky, Penelope and Jeanie, selected and read by KT.
Podcast Episode - The Stock Market, Mortgage Rate, and Crypto Currency Whirlwind
On this podcast, we go to Suze School on what to expect in the stock market, so you can invest wisely for the long term. Plus, lessons on mortgage rates and what real estate to take advantage of.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Anne, Norma, Deanna, Derrick, Camile, Miura, Nicole, Vanessa and Marcia, selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Anthony, Nancy, Nina, Beth, Jasmine, Gayle, Shirley, Dan & Diane, Monica and Emily, read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Holly, June, Katie, Craig, Steve, Mark and more selected and read by KT.
This Question is the Secret to Financial Success
We all have opinions. Hopefully when we are making money decisions we have informed opinions based on facts, not emotions, or what someone else says
Trading is Not Investing, Budget Accordingly
The collision of commission-free stock trading on smartphone apps with a lot of bored people stuck at home during the pandemic has me worried.
Podcast Episode - Stimulus 2021: What You Need To Know
Suze switches things up this podcast and gives us an update on the stimulus checks and what you need to do. Plus, what’s going on with the stock market and BitCoin.
Make the Most of Your RMD
If you are at least 72 years old, or love someone who is, 2021 brings us the return of the RMD.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Jaime, Monika, Mora, Simone, Ellen, Jessica, and Sharon selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Kelly, Joyce, Nicole, Kim, Marcia, Tommy, Jessica, Robert, Zoya, Lori, and others selected by KT.
Podcast Episode - What A Difference A Year Makes
On this podcast, Suze talks about why it might be a good idea to file your taxes now, then takes us to Suze School on how some of the events over the past 12 months affected our finances.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Victoria, Larry, Jessica, Debbie, and Rodney selected and read by KT.
Podcast Episode - What We Do For Love
On this Valentine’s Day 2021 edition of the podcast, Suze shares some stories relating to love and loving our money.
Podcast Episode- Be On The Right Side Of Change
On this podcast, we get an update from Suze on the latest with GameStop and then we go to “Suze School” about investing in Bitcoin.
Podcast Episode - That Was The Week That Was
On this podcast, Suze takes us to “Suze School” on what happened in the Stock Market last week, with respect to GameStop and Robinhood. We also get lessons in investing in BitCoin and what’s going.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Logan, Jeff, Will, Shaina, Michelle, Alicia and Kaitlin, selected and read by KT.
Podcast Episode - Suze's 2021 Financial Predictions
On this podcast, Suze gives us her 2021 financial predictions, focusing on the Stock Market and real estate.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT. We hear from Elizabeth, Shirley, Maria, Tom, Joan, Heidi, Delie and Ashlynn.
Podcast Episode - Fees And Patience Matter
In this episode, Suze talks about how we need to pay attention to the fees we pay for banking and investing. Plus, she discusses why patience is important when it comes to that investing.
Podcast Episode - Ask Suze Anything: Thanksgiving 2020
On this special Thanksgiving edition of Ask Suze (and KT) Anything, Suze turns the tables and asks KT (and us) six questions about the Dow Jones Index.
Can Your Roth IRA be a Backup Emergency Fund?
I know many of you are working on building your emergency savings fund, and that it will take time to reach that goal. I am thrilled you are committed to this essential foundation of financial
Podcast Episode - Ask Suze Anything
On this episode of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT.
Portfolio Advice Many of You Need to Hear
Retirement should be a time to relax and live your life on your terms. But I know for many of you it can be stressful to figure out a strategy for how to invest and how much you can safely withdraw fr
Podcast Episode - Ask Suze Anything
On this podcast of Ask Suze Anything, Suze shakes things up a bit. Many of your recent questions revolve around the stock market. Today is a little Suze School on what’s going on with the market.
Podcast Episode - KT Gives A Suze Update And Reflects On Her First Appearance
On this special episode of Women & Money, Suze introduces you to a very special person, her spouse, KT! Suze and KT share how they live together and make their financial decisions.
Podcast Episode - Don't Dwell In The Fear Of The Unknown
We all know that we are living in very uncertain times right now. We have a choice in dealing with what we can’t see ahead of us. In today’s episode, Suze walks us through how we can prepare.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Jessica, Mini, Joan, Gloria, Virginia, and Asuun.
Podcast Episode - The Price Of Freedom
In this episode, Suze talks about the financial and emotional costs of freedom. She reminds us to stay focused, strong, and safe.
Podcast Episode - Making Peace With The Enemies of Wealth
In this podcast, Suze outlines the three enemies of wealth: fear, desire, and greed. She then goes on to explain how we can defeat each of them so we can live a life of true wealth.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Elise, Denise, Suzanne, Jerilyn, Jennifer, Laura, and Beth.
Podcast Episode - Ask Suze Anything
In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Brandon, Carla, Lolo, Danielle, Tracy, Patty, Justine, and Crystal.
Podcast Episode - Getting Through The Crisis
In this podcast, Suze talks about many aspects of the ongoing COVID-19 crisis.
Podcast Episode - Suze School: The COVID-19 Stimulus
In this podcast, Suze explains what you need to know about the COVID-19 Stimulus Package passed by Congress on March 27, 2020.
Podcast Episode - Getting Real With Your Money During The COVID-19 Crisis
In today’s podcast, Suze opens up with a heartfelt and frank conversation about what is really going on right now, in response to the COVID-19 crisis and the need to save every penny.
How to Navigate A Financial Crisis
The rapid meltdown in global investments as the economic severity of the coronavirus takes hold is indeed unsettling.
Podcast Episode - Ask Suze Anything - 136
In this podcast of Ask Suze Anything, we hear questions and stories from Women & Money listeners Kathleen, Tina, Sonja, Leigh, Margaret, Joan, Margaret, Sally, Kiana, Allison, and Anonymous.
Here's How to Plan For a Longer Life
One of the reasons I was eager to write The Ultimate Retirement Guide for 50+ is because today’s retirement is so very challenging.
Podcast Episode - Ask Suze Anything
In this real estate podcast of Ask Suze Anything, we hear questions from Women & Money listeners Suzanne, Emily, and Kate.
Podcast Episode - Ask Suze Anything
In this rapid-fire podcast of Ask Suze Anything, we hear questions from Women & Money listeners Jamie, Norma, Danielle, Michelle, Cindy, Phil, Nicholas, Jacqueline, Mohammad, Lauren, and Valerie.
Podcast Episode - Ask Suze Anything
In this Ask Suze Anything podcast, we hear questions from Women & Money listeners Brenda, Kara E, Tiffany, Nikki, R.K., Cindy, and Gladys.
Is Life Insurance a Good Investment?
Welcome to week 3 of You Ask, I Tell. The question this week is one I hear over-and-over with slightly different specifics
Podcast Episode - Suze & KT's Formula For Financial Harmony
In this special episode of Women & Money, Suze introduces you to a very special person, her spouse, KT! Suze and KT share how they live together and make their financial decisions.
Podcast Episode - Ask Suze Anything: July 4, 2019
In this special July 4th episode of Ask Suze Anything, Suze answers questions from Women & Money (and the men smart enough to pay attention) listeners Joe, Kathy, Gina, and Danielle.
When it Pays to be Passive Aggressive
I know many of you are dedicated Costco and Sam’s Club shoppers. You are all about getting deals and saving money.
Podcast Episode - Join the FIFF Movement: Part 2
Suze goes further to explore the power of finding the combination of financial independence and financial freedom by answering listener questions.
Podcast Episode - The 5 Mistakes You Need To Avoid With Your $
In this episode of Women & Money, Suze describes the five mistakes you need to avoid when dealing with a financial advisor and delves into the topic of how your mind makes you poor.
Podcast Episode - The Hardest Thing In Life To Remember…
In this episode, Suze shares a story from a woman who suffered a brain aneurism and woke up thinking her life was great.
IRA Alert: Check If You Can Lower Your Investing Cost
There’s a wonderful fight going on that will make winners of investors who are paying attention.
Podcast Episode - The Gate Keepers of Wealth
What are your obstacles to wealth? What are the gatekeepers to wealth? In today’s episode, Suze tells the story of a woman she attempted to help.
Podcast Episode - Trust Your Gut
“It is far better to do nothing than something you don’t understand.”
Podcast Episode - Stock Market Jitters: Part 2
In this episode, Suze shares her personal feelings about her own investments.
Investment
I have said this over and over again, but I really think it bears repeating. When the stock market goes down we all get scared. But, as soon as it goes up for a day or two, we want to believe and...
Podcast Episode - Join the FIFF Movement: The Key To Your Financial Security
While wahoo fishing a few weeks back, Suze had a revelation. What she realized is that financial freedom can no longer be the only goal.
Podcast Episode - Broke No More: Part 2
For Part Two of Broke No More, Suze takes her signature, straight-forward approach to answer questions and unpacks the bag on what it takes to stop being broken and start getting right with yourself,
How to Handle a Rocky Stock Market
The stock markets delivered a lump of coal at the end of 2018. December was one of the worst months for investors in years, and when you take a glance at your year-end statements, you will likely...
The 3 Best Investments for 2019
Happy New Year! I know this is a popular time of year to make resolutions, and for many of you that can include financial goal-setting. It’s also the time of year when we are hit with all sorts...
Podcast Episode - What Is Financial Abuse
Suze delves into a form of abuse that often goes unnoticed: financial abuse.
My Three Wishes for You in 2019…and Beyond
I am not a big believer in making New Year’s resolutions. I think it puts too much focus on making goals at a specific time of year. Most resolutions that start in January tend to be...
How to Invest for the Long-Term: Keep it Simple
Well, after more than 10 years of a very strong bull market, I can’t say I am surprised at the recent decline in stocks. I understand it can be unsettling. And you may be thinking you need to...
Is Your Advisor Really Looking Out for You?
I have always said that if you are looking for the best financial advisor, just look into the mirror. You have everything it takes to manage your financial life, and there is no one more motivated
Get Paid More to Save Safely
You know I am all for investing money you won’t need for decades in low-cost stock index mutual funds or exchange-traded funds.
**SOLD OUT** See Suze LIVE at the APOLLO!
**SOLD OUT**The time has never been more right for women to finally take control of their finances.
Mid-Year Investment Review
When was the last time you checked that your investments still reflected your long-term investment strategy?
Your Kid’s Summer Job Can be an Amazing Financial Opportunity
If your child or grandchild is getting paid for a summer job, it is an amazing opportunity for you to teach two of the most powerful financial lessons.
Home in On Your Best Retirement Plan
More than eight in 10 Americans at least 65 years old own a home. And surveys report that not moving is the later-life American Dream: older homeowners report that they intend to “age in place” rather
Why You Should Hope for a Bear Market
When stocks fall at least 20 percent it signals a bear market. One of the best investment tips I can offer you is to root for a bear market for stocks.
I Always Knew It: Study Proves Women Better Investors Than Men
Ladies, the jig is up. You can moan all you want about how you’re not “good” at investing, or it’s too confusing. I’ve long told you those are just excuses you have talked yourself into, yet that have no logical basis.
Where to Find the Best Financial Advisor
More than nine in 10 Americans think it is important for financial advisors who dispense retirement advice to act in the clients’ best interest. And more than half of Americans think this logical assumption is in fact legally required within the financial service industry.
The Best Guaranteed Investment Boost.
If you have been invested in U.S. stocks the past few years you have no doubt made some serious money. The U.S. markets are up more than 300% since this bull market began in 2009. But I want you to understand that great returns are in no way a guarantee going forward. Yes, stocks are always the smart investment if you are a long-term investor, but I hope you realize that over the next 10 years we might not see such robust U.S. stocks returns, simply because they have had such an incredible run.
Leaving a Job? Don’t Make These 4 Huge Mistakes.
If you have recently moved to a new job, or one of your 2017 resolutions is to make a move, I want you to be super smart with how you handle your retirement savings account you built at your old job.
Why ETFs Are The Best Choice For Your Retirement Investments
You know I am a big believer that a Roth Individual Retirement Account (IRA) is the best way to save for retirement. And for my money, I think Exchange Traded Funds (ETFs) are an ideal way to invest the money in your IRA.
The Best Investment Move You Can Make Right Now
It’s been a great stretch for investors. Stocks have gained more than 250% in the bull market that stretches all the way back to 2009. I am always a big believer that dollar cost averaging-investing on a regular basis-is a great strategy for long-term investors. So don’t take what I am about to say as a reason to give up on stocks: Returns over the next seven to 10 years probably won’t be as good as what we’ve had the past seven years.
How to Wring More From Your 401(K)
You may have heard or read recently about some high profile retirement plan sponsors being sued by plan participants for high fees in the plan. Financial service firms-yep, folks who run mutual funds-have been hit with lawsuits, as have the plans run by MIT, NYU and Yale.
The Stealth Retirement Move That Can Save You a Bundle
When it comes to planning for a secure retirement I bet you have the major strategies covered: -Invest in your 401(k) or 403(b) up to point of the match? Check -Save in a Roth IRA? Check -Aim to have your mortgage paid off before you retire? Check -Commit to getting plenty of exercise?
Make the Most of Your 2017 Employee Benefits
The fall open enrollment period is just around the corner. If you’re like most people you’ll give it little attention and just stick with whatever you have this year. Big mistake. I want you to take the time to carefully comb through the details of every benefit and make sure you are making the best choices that will help build security in 2017 and beyond.
Teach Your Children Well-Part 1: Bill Pay Together
Sitting down with your children once a month and having them help you pay the family bills is an incredibly valuable life-lesson opportunity that sadly few families use.
Suze’s Mortgage Tip #2: Know the Down Side of Making a Small Low Down Payment.
My absolute best advice is to strive to make a 20% down payment when you buy a home. I know that can be a lot of money. But hear me out. What you need to understand is that a small down payment can end up costing you big time.
4 Ways to Save on a Wedding
I am on the record that only couples in great financial shape should spend money on an expensive/large wedding. But for those of you who are just going to plow ahead despite shaky finances, please at least make the most of my money-saving wedding tips.
Turn a Child/Grandchild’s Summer Job into a Retirement Windfall.
If you have a child or grandchild who is going to get paid for work this summer, I want you to consider a way to gift them a valuable retirement stake.
Four Smart Moves in a Falling Stock Market
Nobody likes to see the value of their investment accounts fall, but whether it’s a correction (a drop of at least 10% but less than 20%) or a full-on bear market (a decline of 20% or more) the reality is that markets go through rough periods. Always have, and always will.
4 Signs You’re About to Make a Very Big Real Estate Mistake
With the Spring home buying rush just around the corner, I want to make sure that you don’t buy into a very big mistake.
Conquer Your Retirement Fears
I don’t know about you, but if I see or hear of one more survey about how panicked most Americans are about their retirement, I will scream. That we have a national fear of retirement preparedness is abundantly clear. What we need now are less surveys and more advice on how to conquer retirement fears. Here are my key steps to start down your road to retirement financial freedom.
Are You Hostage to a Self-Storage Money Pit?
It’s estimated that Americans spend more than $20 billion a year renting space in a self-storage facility. According to the Self Storage Association, the number of households renting out a storage facility has grown 65% over the past 20 years. It’s hard to drive more than a few miles in urban areas and not spy at least one self-storage business (and often more). The aggregate land mass for U.S. storage facilities spans a total of 78 square miles, or more than three times the size of Manhattan.
Will Your Holiday Spending Pass This 3-Question Test?
We’re heading into the dangerous money season. With the holidays quickly approaching it’s that annual time of year when the goodness of your heart can lead to very bad results: You overspend on gifts, dining out, or nights out on the town.
Open Enrollment Season: 4 MUST-DO's
Please don’t keep your health insurance on autopilot. I know it’s tempting just to ignore the annual “open enrollment” communications from your employer to review your choices, and just stick with the plan you have. That could be a costly mistake. Here are 4 reasons to spend some time reviewing your employer-provided health insurance choices:
Health Insurance: 3 Reasons You Should Pick the HSA Option
About half of large employers now offer a high-deductible health insurance plan (HDHP). I know the mere mention of “high deductible” might send your blood pressure skyward, but please listen to me. For many of you, a HDHP may be the smartest health insurance.
Student Loan Alert: Beware the Cost of Capitalization on Unsubsidized Staffords
Attention all college freshman, and returning students! If you have taken out an unsubsidized federal Stafford loan to help pay for college, I am betting you are making a big financial
The Four Steps to Retirement Saving
Saving for retirement is a no-brainer. But knowing the smartest ways to do that saving is anything but easy to figure out, given all the choices. Don’t worry, I’ve got you covered. Here’s exactly what you should do, in the order I list:
4 Signs You Should Rent Not Buy
I am a big believer in home ownership, but only if it makes financial sense. If you answer yes to any of these questions you are better off renting:
Suze Orman: the teacher, the friend, the confidant, the brand
By Randall Kenneth Jones Originally published in the Naples Daily News It’s practically impossible to write about time spent with personal-finance wizard Suze Orman using a detached, third-person journalistic voice. Why? Suze Orman excels at leaving no financial or emotional stone unturned—she lives to get personal.
Suze Orman’s 10 Tips To Spring Clean Your Finances
Spring is in the air! Springtime is about renewal and rebirth, and therefore a perfect to take stock of your life, and take charge of your finances. It’s time to get off the fence and spring clean your finances, ladies!
The Road Not Taken: How Losing $50,000 Became My Biggest Gain
Far from aspirations that would lead a reporter to refer to me as “a force in personal finance,” my career is the result of a hot tub dream gone bad.
Let’s Not Sell Young Retirement Savers Short
A recent paper from the influential Research Affiliates investment management firm (more than $140 billion in assets managed) takes the provocative stance that young adults saving for
What Baby Boomers Are Getting So Wrong About Retirement
Listen up my 60 something friends (and those of you heading to that milestone soon) we need to have a talk about your retirement planning.
Suze Orman’s Dos and Don’ts during government turmoil
Congress’ shenanigans to shut down the government for 16 days this month has many Americans rightfully concerned about their personal finances.“If you don’t want to be affected by the actions—or lack of actions—in Washington, you and you alone are going to have to save yourself,” insists Suze Orman.
Suze Orman Was Right About Money Market Funds
In her last book, The Money Class, Orman urged readers to keep their emergency savings not in a money market fund, but in an interest-bearing checking account. Her reasoning:
