On this Ask Suze and KT Anything episode, Suze answers questions about ex-spouses and Social Security, investing, gifts with strings attached, leaving money to a pet and more.
As I explain in detail in The Ultimate Retirement Guide for 50+, once you are living off retirement income, my recommendation is to keep three to five years of living expenses in a money market accoun
On this Ask Suze and KT Anything episode, Suze answers questions about gifted IRAs, I Bonds, long term care insurance, updated wills, logistics of moving away from a financial advisor and more.
The sharp rise in interest rates manufactured by the Federal Reserve over the past year to address inflation has one semi-silver lining: you can now earn more interest on bank and credit union savings
On this special Sunday episode of Ask KT and Suze Anything, Suze answers questions about Robo advisors, Roths for minors, the real value of a home, resetting a retirement account, plus a heartfelt qui
Recent research from T. Rowe Price was short on good news for the retirement prospects of women.
Since so many listeners are still writing Suze with questions about the Five Year Rule in relation to ROTHs, we’re replaying this Suze School from February 2022, about the rule.
On this episode of Ask Suze & KT Anything, Suze answers questions about waiting to take Social Security, transferring from a ROTH to an annuity, inherited IRAs, RMDs and more!
Suze does not hate all annuities. Today’s Suze School is a lesson on the different types of annuities and which ones might be a good option for you and definitely which types to avoid.
When it comes to building financial freedom, I’ve always found it so interesting that people tend to put all their energy into figuring out how to make money and don’t give enough attention to protect
The failure of Silicon Valley Bank a few weeks ago has created plenty of anxiety.
For this Suze School episode, Suze gives us a lesson in understanding a Money Market Account and a Money Market Fund.
On this special episode, Suze outlines the ramifications of three US Banks closing and it’s impact on interest rates.
On this episode, we go to a special Suze School for a lesson on the collapse of Silicon Valley Bank and why following FDIC / NCUA guidance is so important to protect your money.
On today’s podcast, Suze and KT unveil a fantastic new program with Alliant Credit Union and then we go to Suze School for an important lesson on how to use CDs as an alternative to our emergency fund
On this episode of Ask Suze & KT Anything, Suze answers your questions about rolling pensions into Roths, rolling 403(B)s into Roths, matching funds, investing in AI and more!
I was saddened, but not terribly surprised, to hear that just one in three adults recently surveyed by New York Life say they are hopeful about their finances.
On this episode of Ask Suze & KT Anything, Suze answers your questions about inheriting, converting Series I Bonds to T-Bills, monitoring your investments, splitting assets during a divorce and more!
On this episode, Suze starts out with a quick update about the Student Loan Repayment Program and then we dive right into Suze School for a lesson on the importance of dividend paying stocks - and why
On the first Ask Suze and KT Anything for 2023, Suze answers your questions about making the right investments now, inherited properties, avoiding crypto scams and more.
I hope you have been able to find the time to relax and catch your breath this holiday season.
On the final edition of Ask Suze and KT Anything for 2022, Suze answers your questions about teaching young children about money, buying T-bills from a broker, bankruptcy and more.
On today’s edition of Ask Suze and KT Anything, Suze answers your questions about paying off debt with a retirement account, what to do with the money from a mature annuity, pre-paid funerals and more
On today’s Suze School, we get an update on the markets, what’s happening with how we are saving, and the current state of the economy. Plus, why you should not go beyond a 2 year treasury and an upd
This episode of Ask KT and Suze Anything is a little different.
On this Thanksgiving episode of Ask Suze & KT Anything, Suze answers questions about financing a car, what happens after you pay off your mortgage, rolling over a pension, investing in an HSA and more
On today’s Suze School, we get a lesson in the history of Social Security, what proposed changes may happen to the program and why it’s so important for us to start saving for retirement, now.
On this episode of Ask Suze & KT Anything, Suze answers questions about the best ways to rollover a retirement account, real estate tax exemptions, life estates and more.
This incredibly educational Suze School covers the latest with the Stock Market, the decline of the dollar, treasuries, inflation, bitcoin, student loan forgiveness and more, so make sure you have you
This Suze School covers more about Series I Bonds, and since many people are still confused about Treasury bills, bonds and notes, we get a refresher.
On this episode of Ask Suze & KT Anything, Suze answers questions about dollar cost averaging, schemes to pay less tax, reducing volatility in investments, staying budget friendly when starting a busi
Suze starts this podcast with an update on Series I Bonds, tech stocks and the stock market in general.
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about claiming inherited Series I Bonds, mortgages, moving financial advisors, Social Security being affected by a recess
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about taxes on IRAs, freezing your credit reports, Series I Bonds and more.
In this episode, Suze starts with a story about almost being stuck at sea.
On this episode of Ask Suze & KT Anything, Suze answers questions from you all, about closing a loaded mutual fund, bad financial advisors, IRAs in bankruptcy, callable CDs and more.
In this Suze School episode, Suze reviews this past week in the markets and gives you the guidance for the next year or two and why bonds are coming back in favor.
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about a retirement withdrawal strategy, tax savings in a trust, just what IRMAA is and more.
In this week’s Ask Suze Anything, Suze answers questions from Mary Jane, Kari, Linda, Donna, Ann, and a very special listener in need.
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about the right monetary gifts for grandchildren, car warranties, term insurance, partners with significant debt and more
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about where to save your emergency fund, dollar cost averaging, tax credits on a home sale and more.
On today’s episode, Suze explains how the US Treasury figures the interest you earn in a Series I Bond and why during the first five years you hold the bond, what you see on your statement is not rea
On this episode of Ask Suze & KT Anything, Suze answers questions from you all about reinvesting dividends, adding children to a house title, paying for dental work, trusts loans, HELOCs and more.
Retirement planning is a juggling act where you’re dealing with multiple risks all at the same time.
On today’s episode, Suze talks about why our country's issues with China and Russia are among the factors contributing to inflation, and why a recession may be on the horizon.
Back from their fishing vacation, this episode of Ask Suze & KT Anything, finds Suze answering questions about CDs, whole life insurance, figuring out if you can afford a home and more.
While Suze and KT are on their way back from KT’s birthday fishing trip, this episode contains questions from this past year, all about real estate.
Since this episode comes out on KT’s birthday, Suze prepared a special set of questions all about gifting Series I bonds.
On today’s episode, we go to Suze School for a lesson on being patient with our investments.
On today’s edition of Ask Suze & KT Anything, Suze answers questions about RMDs, Trusts, Series I Bonds and more.
When you open your second quarter investment statements it is not going to be a pretty picture.
Suze starts this episode with an update on what’s happening with oil stocks, BitCoin, gold, inflation and tech stocks.
Right now, nothing is normal in the economy. Suze explains what’s happening with oil and energy stocks, real estate and Bitcoin, so you can keep your money safe and secure.
I bet your investing nerves are a bit on edge these days. That’s totally natural. As I write this, stocks are down more than 18% in 2022.
For this Suze School, Suze details the current economic conditions and explains why it is so important for us to buckle down and save more so we can weather the coming financial storms to be safe, str
On this podcast, Suze walks us through her forecasts for the rest of the year in regards to: inflation, recession, the stock market, gold, bitcoin and more.
Since so many listeners had questions after the April 17, 2022 podcast about Series I Bonds, KT compiled a great sampling for Suze to answer.
On today’s Suze School, we get a lesson on how to get more than the $250,000 of FDIC and NCUA insurance that covers your money in banks and credit unions. This is a need to know episode!
For years, Suze has been telling us what a great investment Series I Bonds are. On today’s podcast, we get a master class detailing everything we need to know about these bonds.
Suze is back and after a brief update on her health, she weighs in on everything happening in the world right now and how it impacts your money. Are you in a “financial” hospital?
I know that many of you are going to receive refunds on your federal tax return, and possibly your state return as well when you file your 2021 returns.
Are you doing the right things to protect your home? Are you taking disastrous short-cuts if you want to leave your home to your children? Today's Suze School will absolutely set you straight.
On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners about; retirement accounts, saving for a new home, managing investments, caring for special needs relatives and more.
On this podcast of Ask KT & Suze Anything, Suze answers questions from listeners Sarah, Susan, Jenny, Marcia, Cindy, Albert and Diane, selected and read by KT. Plus, a Quizzie from Melissa.
Suze starts this podcast with a recap of what happened in the stock market last week. Then, we get a lesson on why it’s so important to stay the course with our investments.
On this podcast, we go to Suze School for a lesson on how to invest in the stock market, as well as bonds in this current economic environment. Plus, an extra reminder about paying off debt.
Suze is back and takes us to Suze School. Learn what’s happening with the market, stocks you might want to buy when the time is right. crypto and an economic lesson.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from listeners Patty, Florence, Jacqueline, Eric, Tarima and Chuck, selected and read by KT. Plus, a Quizzie sent in by Joe.
On this episode, we go to Suze School for a lesson on the importance of having a diversified portfolio and why you should never buy a loaded mutual fund.
On this Ask Suze (and KT) Anything, Suze answers questions from listeners Victoria, Lauren, Susan, Kathy, Prudence, Lobel, Kevin and Alex, selected and read by KT. Plus, a Quizzie.
On this podcast, Suze explains why the Stock Market dropped this past Friday and what the impacts of the new variants might mean to the economy.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Donna, Mary, Marilyn, Tara, Margaret, Rose and Mike, selected and read by KT. Plus, a Quizzie.
In this episode, Suze tells us a cautionary tale about a recent market watching experience she had and how it was the wrong thing to do.
Okay, now that the headline got you to keep reading, I want to be clear that there will be no financial advice forthcoming from me. I want to talk to you about something I believe is more important.
On this podcast, Suze explains how recasting your mortgage can help you in the short and long terms. We also get updates about how inflation will affect your Social Security checks and bonds.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Corrine, Pam, Sissy, Dom, Claudia, Sharon, Monique and more selected and read by KT.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Sheena, Jodi, Tina, Rosana, Terri, Corey, Eric, Laura and Beth selected and read by KT.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Catherine, Rita, Terri, Jose, Patti, Katie, Julie, Jennifer and Shannon selected and read by KT.
It’s another great Suze School, this time on the important details we need to know about investing in crypto currencies inside of our retirement accounts.
Suze tells us some of the things that have been on her mind of late, including: supply issues driving up costs, the debt ceiling and how it affects you, inflation and investing in crypto currencies.
On this podcast, Suze shares some lessons on why we should not make emotional financial decisions. Then, Suze walks us through investing in crypto and planning your retirement.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Jill, Christine, Leslie, Gina, Jasmine, Marlena and Pamela selected and read by KT.
If you have left your retirement investments untouched for the past year you may be taking too much risk, given the tremendous gains in the U.S. stock market over the past year.
On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Annie, Dyanne, Kathy, DeAsha, Cathay & Jay, Janet, Elizabeth and Lisa, selected and read by KT.
In this episode, Suze talks about an email she received from a listener who was convinced to invest in an insurance policy.
On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Terry, Mare, Suzy, Eric, Michael, Becky, Deanna, Barbara, Aga and Seretha, selected and read by KT.
On a special Saturday afternoon release, this leads to a Suze School lesson on what you need to do to secure your rental real estate investment. Plus, an update on the stock market and BitCoin.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Laura, Maureen, Florence, Julie, Lisa, Jackie, Claudia and Stephanie selected and read by KT.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Nathan, Chris, Diana, Laura, William, Cheryl and more selected, read by KT. Plus, a quizzie for KT.
On this Father’s Day, 2021, we go to Suze School as Suze breaks down the different types of annuities and which one might be right for you.
On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Maritza, Serena, Christine, Lauren, Lisa and more, all selected and read by KT.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Kristen, Nancy, Denise, Tamara, Holly, Becky, Penelope and Jeanie, selected and read by KT.
On this podcast, we go to Suze School on what to expect in the stock market, so you can invest wisely for the long term. Plus, lessons on mortgage rates and what real estate to take advantage of.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Anne, Norma, Deanna, Derrick, Camile, Miura, Nicole, Vanessa and Marcia, selected and read by KT.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Anthony, Nancy, Nina, Beth, Jasmine, Gayle, Shirley, Dan & Diane, Monica and Emily, read by KT.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Holly, June, Katie, Craig, Steve, Mark and more selected and read by KT.
We all have opinions. Hopefully when we are making money decisions we have informed opinions based on facts, not emotions, or what someone else says
The collision of commission-free stock trading on smartphone apps with a lot of bored people stuck at home during the pandemic has me worried.
Suze switches things up this podcast and gives us an update on the stimulus checks and what you need to do. Plus, what’s going on with the stock market and BitCoin.
If you are at least 72 years old, or love someone who is, 2021 brings us the return of the RMD.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Jaime, Monika, Mora, Simone, Ellen, Jessica, and Sharon selected and read by KT.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Kelly, Joyce, Nicole, Kim, Marcia, Tommy, Jessica, Robert, Zoya, Lori, and others selected by KT.
On this podcast, Suze talks about why it might be a good idea to file your taxes now, then takes us to Suze School on how some of the events over the past 12 months affected our finances.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Victoria, Larry, Jessica, Debbie, and Rodney selected and read by KT.
On this Valentine’s Day 2021 edition of the podcast, Suze shares some stories relating to love and loving our money.
On this podcast, we get an update from Suze on the latest with GameStop and then we go to “Suze School” about investing in Bitcoin.
On this podcast, Suze takes us to “Suze School” on what happened in the Stock Market last week, with respect to GameStop and Robinhood. We also get lessons in investing in BitCoin and what’s going.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Logan, Jeff, Will, Shaina, Michelle, Alicia and Kaitlin, selected and read by KT.
On this podcast, Suze gives us her 2021 financial predictions, focusing on the Stock Market and real estate.
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT. We hear from Elizabeth, Shirley, Maria, Tom, Joan, Heidi, Delie and Ashlynn.
In this episode, Suze talks about how we need to pay attention to the fees we pay for banking and investing. Plus, she discusses why patience is important when it comes to that investing.
On this special Thanksgiving edition of Ask Suze (and KT) Anything, Suze turns the tables and asks KT (and us) six questions about the Dow Jones Index.
I know many of you are working on building your emergency savings fund, and that it will take time to reach that goal. I am thrilled you are committed to this essential foundation of financial
On this episode of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT.
Retirement should be a time to relax and live your life on your terms. But I know for many of you it can be stressful to figure out a strategy for how to invest and how much you can safely withdraw fr
On this podcast of Ask Suze Anything, Suze shakes things up a bit. Many of your recent questions revolve around the stock market. Today is a little Suze School on what’s going on with the market.
On this special episode of Women & Money, Suze introduces you to a very special person, her spouse, KT! Suze and KT share how they live together and make their financial decisions.
We all know that we are living in very uncertain times right now. We have a choice in dealing with what we can’t see ahead of us. In today’s episode, Suze walks us through how we can prepare.
On this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Jessica, Mini, Joan, Gloria, Virginia, and Asuun.
In this episode, Suze talks about the financial and emotional costs of freedom. She reminds us to stay focused, strong, and safe.
In this podcast, Suze outlines the three enemies of wealth: fear, desire, and greed. She then goes on to explain how we can defeat each of them so we can live a life of true wealth.
In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Elise, Denise, Suzanne, Jerilyn, Jennifer, Laura, and Beth.
In this podcast of Ask Suze Anything, Suze answers questions from Women & Money listeners Brandon, Carla, Lolo, Danielle, Tracy, Patty, Justine, and Crystal.
In this podcast, Suze talks about many aspects of the ongoing COVID-19 crisis.
In this podcast, Suze explains what you need to know about the COVID-19 Stimulus Package passed by Congress on March 27, 2020.
In today’s podcast, Suze opens up with a heartfelt and frank conversation about what is really going on right now, in response to the COVID-19 crisis and the need to save every penny.
The rapid meltdown in global investments as the economic severity of the coronavirus takes hold is indeed unsettling.
In this podcast of Ask Suze Anything, we hear questions and stories from Women & Money listeners Kathleen, Tina, Sonja, Leigh, Margaret, Joan, Margaret, Sally, Kiana, Allison, and Anonymous.
One of the reasons I was eager to write The Ultimate Retirement Guide for 50+ is because today’s retirement is so very challenging.
In this real estate podcast of Ask Suze Anything, we hear questions from Women & Money listeners Suzanne, Emily, and Kate.
In this rapid-fire podcast of Ask Suze Anything, we hear questions from Women & Money listeners Jamie, Norma, Danielle, Michelle, Cindy, Phil, Nicholas, Jacqueline, Mohammad, Lauren, and Valerie.
In this Ask Suze Anything podcast, we hear questions from Women & Money listeners Brenda, Kara E, Tiffany, Nikki, R.K., Cindy, and Gladys.
Welcome to week 3 of You Ask, I Tell. The question this week is one I hear over-and-over with slightly different specifics
In this special episode of Women & Money, Suze introduces you to a very special person, her spouse, KT! Suze and KT share how they live together and make their financial decisions.
In this special July 4th episode of Ask Suze Anything, Suze answers questions from Women & Money (and the men smart enough to pay attention) listeners Joe, Kathy, Gina, and Danielle.
I know many of you are dedicated Costco and Sam’s Club shoppers. You are all about getting deals and saving money.
Suze goes further to explore the power of finding the combination of financial independence and financial freedom by answering listener questions.
In this episode of Women & Money, Suze describes the five mistakes you need to avoid when dealing with a financial advisor and delves into the topic of how your mind makes you poor.
In this episode, Suze shares a story from a woman who suffered a brain aneurism and woke up thinking her life was great.
There’s a wonderful fight going on that will make winners of investors who are paying attention.
What are your obstacles to wealth? What are the gatekeepers to wealth? In today’s episode, Suze tells the story of a woman she attempted to help.
“It is far better to do nothing than something you don’t understand.”
In this episode, Suze shares her personal feelings about her own investments.
I have said this over and over again, but I really think it bears repeating. When the stock market goes down we all get scared. But, as soon as it goes up for a day or two, we want to believe and...
While wahoo fishing a few weeks back, Suze had a revelation. What she realized is that financial freedom can no longer be the only goal.
For Part Two of Broke No More, Suze takes her signature, straight-forward approach to answer questions and unpacks the bag on what it takes to stop being broken and start getting right with yourself,
The stock markets delivered a lump of coal at the end of 2018. December was one of the worst months for investors in years, and when you take a glance at your year-end statements, you will likely...
Happy New Year! I know this is a popular time of year to make resolutions, and for many of you that can include financial goal-setting. It’s also the time of year when we are hit with all sorts...
Suze delves into a form of abuse that often goes unnoticed: financial abuse.
I am not a big believer in making New Year’s resolutions. I think it puts too much focus on making goals at a specific time of year. Most resolutions that start in January tend to be...
Well, after more than 10 years of a very strong bull market, I can’t say I am surprised at the recent decline in stocks. I understand it can be unsettling. And you may be thinking you need to...
I have always said that if you are looking for the best financial advisor, just look into the mirror. You have everything it takes to manage your financial life, and there is no one more motivated
You know I am all for investing money you won’t need for decades in low-cost stock index mutual funds or exchange-traded funds.
**SOLD OUT**The time has never been more right for women to finally take control of their finances.
When was the last time you checked that your investments still reflected your long-term investment strategy?
If your child or grandchild is getting paid for a summer job, it is an amazing opportunity for you to teach two of the most powerful financial lessons.
More than eight in 10 Americans at least 65 years old own a home. And surveys report that not moving is the later-life American Dream: older homeowners report that they intend to “age in place” rather
When stocks fall at least 20 percent it signals a bear market. One of the best investment tips I can offer you is to root for a bear market for stocks.
Ladies, the jig is up. You can moan all you want about how you’re not “good” at investing, or it’s too confusing. I’ve long told you those are just excuses you have talked yourself into, yet that have no logical basis.
More than nine in 10 Americans think it is important for financial advisors who dispense retirement advice to act in the clients’ best interest. And more than half of Americans think this logical assumption is in fact legally required within the financial service industry.
If you have been invested in U.S. stocks the past few years you have no doubt made some serious money. The U.S. markets are up more than 300% since this bull market began in 2009. But I want you to understand that great returns are in no way a guarantee going forward. Yes, stocks are always the smart investment if you are a long-term investor, but I hope you realize that over the next 10 years we might not see such robust U.S. stocks returns, simply because they have had such an incredible run.
If you have recently moved to a new job, or one of your 2017 resolutions is to make a move, I want you to be super smart with how you handle your retirement savings account you built at your old job.
You know I am a big believer that a Roth Individual Retirement Account (IRA) is the best way to save for retirement. And for my money, I think Exchange Traded Funds (ETFs) are an ideal way to invest the money in your IRA.
It’s been a great stretch for investors. Stocks have gained more than 250% in the bull market that stretches all the way back to 2009. I am always a big believer that dollar cost averaging-investing on a regular basis-is a great strategy for long-term investors. So don’t take what I am about to say as a reason to give up on stocks: Returns over the next seven to 10 years probably won’t be as good as what we’ve had the past seven years.
You may have heard or read recently about some high profile retirement plan sponsors being sued by plan participants for high fees in the plan. Financial service firms-yep, folks who run mutual funds-have been hit with lawsuits, as have the plans run by MIT, NYU and Yale.
When it comes to planning for a secure retirement I bet you have the major strategies covered: -Invest in your 401(k) or 403(b) up to point of the match? Check -Save in a Roth IRA? Check -Aim to have your mortgage paid off before you retire? Check -Commit to getting plenty of exercise?
The fall open enrollment period is just around the corner. If you’re like most people you’ll give it little attention and just stick with whatever you have this year. Big mistake. I want you to take the time to carefully comb through the details of every benefit and make sure you are making the best choices that will help build security in 2017 and beyond.
Sitting down with your children once a month and having them help you pay the family bills is an incredibly valuable life-lesson opportunity that sadly few families use.
My absolute best advice is to strive to make a 20% down payment when you buy a home. I know that can be a lot of money. But hear me out. What you need to understand is that a small down payment can end up costing you big time.
I am on the record that only couples in great financial shape should spend money on an expensive/large wedding. But for those of you who are just going to plow ahead despite shaky finances, please at least make the most of my money-saving wedding tips.
If you have a child or grandchild who is going to get paid for work this summer, I want you to consider a way to gift them a valuable retirement stake.
Nobody likes to see the value of their investment accounts fall, but whether it’s a correction (a drop of at least 10% but less than 20%) or a full-on bear market (a decline of 20% or more) the reality is that markets go through rough periods. Always have, and always will.
With the Spring home buying rush just around the corner, I want to make sure that you don’t buy into a very big mistake.
I don’t know about you, but if I see or hear of one more survey about how panicked most Americans are about their retirement, I will scream. That we have a national fear of retirement preparedness is abundantly clear. What we need now are less surveys and more advice on how to conquer retirement fears. Here are my key steps to start down your road to retirement financial freedom.
It’s estimated that Americans spend more than $20 billion a year renting space in a self-storage facility. According to the Self Storage Association, the number of households renting out a storage facility has grown 65% over the past 20 years. It’s hard to drive more than a few miles in urban areas and not spy at least one self-storage business (and often more). The aggregate land mass for U.S. storage facilities spans a total of 78 square miles, or more than three times the size of Manhattan.
We’re heading into the dangerous money season. With the holidays quickly approaching it’s that annual time of year when the goodness of your heart can lead to very bad results: You overspend on gifts, dining out, or nights out on the town.
Please don’t keep your health insurance on autopilot. I know it’s tempting just to ignore the annual “open enrollment” communications from your employer to review your choices, and just stick with the plan you have. That could be a costly mistake. Here are 4 reasons to spend some time reviewing your employer-provided health insurance choices:
About half of large employers now offer a high-deductible health insurance plan (HDHP). I know the mere mention of “high deductible” might send your blood pressure skyward, but please listen to me. For many of you, a HDHP may be the smartest health insurance.
Attention all college freshman, and returning students! If you have taken out an unsubsidized federal Stafford loan to help pay for college, I am betting you are making a big financial
Saving for retirement is a no-brainer. But knowing the smartest ways to do that saving is anything but easy to figure out, given all the choices. Don’t worry, I’ve got you covered. Here’s exactly what you should do, in the order I list:
I am a big believer in home ownership, but only if it makes financial sense. If you answer yes to any of these questions you are better off renting:
By Randall Kenneth Jones Originally published in the Naples Daily News It’s practically impossible to write about time spent with personal-finance wizard Suze Orman using a detached, third-person journalistic voice. Why? Suze Orman excels at leaving no financial or emotional stone unturned—she lives to get personal.
Spring is in the air! Springtime is about renewal and rebirth, and therefore a perfect to take stock of your life, and take charge of your finances. It’s time to get off the fence and spring clean your finances, ladies!
Far from aspirations that would lead a reporter to refer to me as “a force in personal finance,” my career is the result of a hot tub dream gone bad.
A recent paper from the influential Research Affiliates investment management firm (more than $140 billion in assets managed) takes the provocative stance that young adults saving for
Listen up my 60 something friends (and those of you heading to that milestone soon) we need to have a talk about your retirement planning.
Congress’ shenanigans to shut down the government for 16 days this month has many Americans rightfully concerned about their personal finances.“If you don’t want to be affected by the actions—or lack of actions—in Washington, you and you alone are going to have to save yourself,” insists Suze Orman.
In her last book, The Money Class, Orman urged readers to keep their emergency savings not in a money market fund, but in an interest-bearing checking account. Her reasoning: