Investing
Ask Suze (and KT) Anything
On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Maritza, Serena, Christine, Lauren, Lisa and more, all selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Kristen, Nancy, Denise, Tamara, Holly, Becky, Penelope and Jeanie, selected and read by KT.
Podcast Episode - The Stock Market, Mortgage Rate, and Crypto Currency Whirlwind
On this podcast, we go to Suze School on what to expect in the stock market, so you can invest wisely for the long term. Plus, lessons on mortgage rates and what real estate to take advantage of.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Anne, Norma, Deanna, Derrick, Camile, Miura, Nicole, Vanessa and Marcia, selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Anthony, Nancy, Nina, Beth, Jasmine, Gayle, Shirley, Dan & Diane, Monica and Emily, read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Holly, June, Katie, Craig, Steve, Mark and more selected and read by KT.
This Question is the Secret to Financial Success
We all have opinions. Hopefully when we are making money decisions we have informed opinions based on facts, not emotions, or what someone else says
Trading is Not Investing, Budget Accordingly
The collision of commission-free stock trading on smartphone apps with a lot of bored people stuck at home during the pandemic has me worried.
Podcast Episode - Stimulus 2021: What You Need To Know
Suze switches things up this podcast and gives us an update on the stimulus checks and what you need to do. Plus, what’s going on with the stock market and BitCoin.
Make the Most of Your RMD
If you are at least 72 years old, or love someone who is, 2021 brings us the return of the RMD.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Jaime, Monika, Mora, Simone, Ellen, Jessica, and Sharon selected and read by KT.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Kelly, Joyce, Nicole, Kim, Marcia, Tommy, Jessica, Robert, Zoya, Lori, and others selected by KT.
Podcast Episode - What A Difference A Year Makes
On this podcast, Suze talks about why it might be a good idea to file your taxes now, then takes us to Suze School on how some of the events over the past 12 months affected our finances.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Victoria, Larry, Jessica, Debbie, and Rodney selected and read by KT.
Podcast Episode - What We Do For Love
On this Valentine’s Day 2021 edition of the podcast, Suze shares some stories relating to love and loving our money.
Podcast Episode- Be On The Right Side Of Change
On this podcast, we get an update from Suze on the latest with GameStop and then we go to “Suze School” about investing in Bitcoin.
Podcast Episode - That Was The Week That Was
On this podcast, Suze takes us to “Suze School” on what happened in the Stock Market last week, with respect to GameStop and Robinhood. We also get lessons in investing in BitCoin and what’s going.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Logan, Jeff, Will, Shaina, Michelle, Alicia and Kaitlin, selected and read by KT.
Podcast Episode - Suze's 2021 Financial Predictions
On this podcast, Suze gives us her 2021 financial predictions, focusing on the Stock Market and real estate.
Podcast Episode - Ask Suze (and KT) Anything
On this podcast of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners selected and read by KT. We hear from Elizabeth, Shirley, Maria, Tom, Joan, Heidi, Delie and Ashlynn.
Podcast Episode - Fees And Patience Matter
In this episode, Suze talks about how we need to pay attention to the fees we pay for banking and investing. Plus, she discusses why patience is important when it comes to that investing.
Podcast Episode - Ask Suze Anything: Thanksgiving 2020
On this special Thanksgiving edition of Ask Suze (and KT) Anything, Suze turns the tables and asks KT (and us) six questions about the Dow Jones Index.
Can Your Roth IRA be a Backup Emergency Fund?
I know many of you are working on building your emergency savings fund, and that it will take time to reach that goal. I am thrilled you are committed to this essential foundation of financial
Portfolio Advice Many of You Need to Hear
Retirement should be a time to relax and live your life on your terms. But I know for many of you it can be stressful to figure out a strategy for how to invest and how much you can safely withdraw fr
Podcast Episode - Ask Suze Anything
On this podcast of Ask Suze Anything, Suze shakes things up a bit. Many of your recent questions revolve around the stock market. Today is a little Suze School on what’s going on with the market.
Podcast Episode - KT Gives A Suze Update And Reflects On Her First Appearance
On this special episode of Women & Money, Suze introduces you to a very special person, her spouse, KT! Suze and KT share how they live together and make their financial decisions.
How to Navigate A Financial Crisis
The rapid meltdown in global investments as the economic severity of the coronavirus takes hold is indeed unsettling.
Here's How to Plan For a Longer Life
One of the reasons I was eager to write The Ultimate Retirement Guide for 50+ is because today’s retirement is so very challenging.
Is Life Insurance a Good Investment?
Welcome to week 3 of You Ask, I Tell. The question this week is one I hear over-and-over with slightly different specifics
When it Pays to be Passive Aggressive
I know many of you are dedicated Costco and Sam’s Club shoppers. You are all about getting deals and saving money.
IRA Alert: Check If You Can Lower Your Investing Cost
There’s a wonderful fight going on that will make winners of investors who are paying attention.
Investment
I have said this over and over again, but I really think it bears repeating. When the stock market goes down we all get scared. But, as soon as it goes up for a day or two, we want to believe and...
How to Handle a Rocky Stock Market
The stock markets delivered a lump of coal at the end of 2018. December was one of the worst months for investors in years, and when you take a glance at your year-end statements, you will likely...
The 3 Best Investments for 2019
Happy New Year! I know this is a popular time of year to make resolutions, and for many of you that can include financial goal-setting. It’s also the time of year when we are hit with all sorts...
My Three Wishes for You in 2019…and Beyond
I am not a big believer in making New Year’s resolutions. I think it puts too much focus on making goals at a specific time of year. Most resolutions that start in January tend to be...
How to Invest for the Long-Term: Keep it Simple
Well, after more than 10 years of a very strong bull market, I can’t say I am surprised at the recent decline in stocks. I understand it can be unsettling. And you may be thinking you need to...
Is Your Advisor Really Looking Out for You?
I have always said that if you are looking for the best financial advisor, just look into the mirror. You have everything it takes to manage your financial life, and there is no one more motivated
Get Paid More to Save Safely
You know I am all for investing money you won’t need for decades in low-cost stock index mutual funds or exchange-traded funds.
**SOLD OUT** See Suze LIVE at the APOLLO!
**SOLD OUT**The time has never been more right for women to finally take control of their finances.
Mid-Year Investment Review
When was the last time you checked that your investments still reflected your long-term investment strategy?
Your Kid’s Summer Job Can be an Amazing Financial Opportunity
If your child or grandchild is getting paid for a summer job, it is an amazing opportunity for you to teach two of the most powerful financial lessons.
Home in On Your Best Retirement Plan
More than eight in 10 Americans at least 65 years old own a home. And surveys report that not moving is the later-life American Dream: older homeowners report that they intend to “age in place” rather
Why You Should Hope for a Bear Market
When stocks fall at least 20 percent it signals a bear market. One of the best investment tips I can offer you is to root for a bear market for stocks.
I Always Knew It: Study Proves Women Better Investors Than Men
Ladies, the jig is up. You can moan all you want about how you’re not “good” at investing, or it’s too confusing. I’ve long told you those are just excuses you have talked yourself into, yet that have no logical basis.
Where to Find the Best Financial Advisor
More than nine in 10 Americans think it is important for financial advisors who dispense retirement advice to act in the clients’ best interest. And more than half of Americans think this logical assumption is in fact legally required within the financial service industry.
The Best Guaranteed Investment Boost.
If you have been invested in U.S. stocks the past few years you have no doubt made some serious money. The U.S. markets are up more than 300% since this bull market began in 2009. But I want you to understand that great returns are in no way a guarantee going forward. Yes, stocks are always the smart investment if you are a long-term investor, but I hope you realize that over the next 10 years we might not see such robust U.S. stocks returns, simply because they have had such an incredible run.
Leaving a Job? Don’t Make These 4 Huge Mistakes.
If you have recently moved to a new job, or one of your 2017 resolutions is to make a move, I want you to be super smart with how you handle your retirement savings account you built at your old job.
Why ETFs Are The Best Choice For Your Retirement Investments
You know I am a big believer that a Roth Individual Retirement Account (IRA) is the best way to save for retirement. And for my money, I think Exchange Traded Funds (ETFs) are an ideal way to invest the money in your IRA.
The Best Investment Move You Can Make Right Now
It’s been a great stretch for investors. Stocks have gained more than 250% in the bull market that stretches all the way back to 2009. I am always a big believer that dollar cost averaging-investing on a regular basis-is a great strategy for long-term investors. So don’t take what I am about to say as a reason to give up on stocks: Returns over the next seven to 10 years probably won’t be as good as what we’ve had the past seven years.
How to Wring More From Your 401(K)
You may have heard or read recently about some high profile retirement plan sponsors being sued by plan participants for high fees in the plan. Financial service firms-yep, folks who run mutual funds-have been hit with lawsuits, as have the plans run by MIT, NYU and Yale.
The Stealth Retirement Move That Can Save You a Bundle
When it comes to planning for a secure retirement I bet you have the major strategies covered: -Invest in your 401(k) or 403(b) up to point of the match? Check -Save in a Roth IRA? Check -Aim to have your mortgage paid off before you retire? Check -Commit to getting plenty of exercise?
Make the Most of Your 2017 Employee Benefits
The fall open enrollment period is just around the corner. If you’re like most people you’ll give it little attention and just stick with whatever you have this year. Big mistake. I want you to take the time to carefully comb through the details of every benefit and make sure you are making the best choices that will help build security in 2017 and beyond.
Teach Your Children Well-Part 1: Bill Pay Together
Sitting down with your children once a month and having them help you pay the family bills is an incredibly valuable life-lesson opportunity that sadly few families use.
Suze’s Mortgage Tip #2: Know the Down Side of Making a Small Low Down Payment.
My absolute best advice is to strive to make a 20% down payment when you buy a home. I know that can be a lot of money. But hear me out. What you need to understand is that a small down payment can end up costing you big time.
4 Ways to Save on a Wedding
I am on the record that only couples in great financial shape should spend money on an expensive/large wedding. But for those of you who are just going to plow ahead despite shaky finances, please at least make the most of my money-saving wedding tips.
Turn a Child/Grandchild’s Summer Job into a Retirement Windfall.
If you have a child or grandchild who is going to get paid for work this summer, I want you to consider a way to gift them a valuable retirement stake.
Four Smart Moves in a Falling Stock Market
Nobody likes to see the value of their investment accounts fall, but whether it’s a correction (a drop of at least 10% but less than 20%) or a full-on bear market (a decline of 20% or more) the reality is that markets go through rough periods. Always have, and always will.
4 Signs You’re About to Make a Very Big Real Estate Mistake
With the Spring home buying rush just around the corner, I want to make sure that you don’t buy into a very big mistake.
Conquer Your Retirement Fears
I don’t know about you, but if I see or hear of one more survey about how panicked most Americans are about their retirement, I will scream. That we have a national fear of retirement preparedness is abundantly clear. What we need now are less surveys and more advice on how to conquer retirement fears. Here are my key steps to start down your road to retirement financial freedom.
Are You Hostage to a Self-Storage Money Pit?
It’s estimated that Americans spend more than $20 billion a year renting space in a self-storage facility. According to the Self Storage Association, the number of households renting out a storage facility has grown 65% over the past 20 years. It’s hard to drive more than a few miles in urban areas and not spy at least one self-storage business (and often more). The aggregate land mass for U.S. storage facilities spans a total of 78 square miles, or more than three times the size of Manhattan.
Will Your Holiday Spending Pass This 3-Question Test?
We’re heading into the dangerous money season. With the holidays quickly approaching it’s that annual time of year when the goodness of your heart can lead to very bad results: You overspend on gifts, dining out, or nights out on the town.
Open Enrollment Season: 4 MUST-DO's
Please don’t keep your health insurance on autopilot. I know it’s tempting just to ignore the annual “open enrollment” communications from your employer to review your choices, and just stick with the plan you have. That could be a costly mistake. Here are 4 reasons to spend some time reviewing your employer-provided health insurance choices:
Health Insurance: 3 Reasons You Should Pick the HSA Option
About half of large employers now offer a high-deductible health insurance plan (HDHP). I know the mere mention of “high deductible” might send your blood pressure skyward, but please listen to me. For many of you, a HDHP may be the smartest health insurance.
Student Loan Alert: Beware the Cost of Capitalization on Unsubsidized Staffords
Attention all college freshman, and returning students! If you have taken out an unsubsidized federal Stafford loan to help pay for college, I am betting you are making a big financial
The Four Steps to Retirement Saving
Saving for retirement is a no-brainer. But knowing the smartest ways to do that saving is anything but easy to figure out, given all the choices. Don’t worry, I’ve got you covered. Here’s exactly what you should do, in the order I list:
4 Signs You Should Rent Not Buy
I am a big believer in home ownership, but only if it makes financial sense. If you answer yes to any of these questions you are better off renting:
Suze Orman: the teacher, the friend, the confidant, the brand
By Randall Kenneth Jones Originally published in the Naples Daily News It’s practically impossible to write about time spent with personal-finance wizard Suze Orman using a detached, third-person journalistic voice. Why? Suze Orman excels at leaving no financial or emotional stone unturned—she lives to get personal.
Suze Orman’s 10 Tips To Spring Clean Your Finances
Spring is in the air! Springtime is about renewal and rebirth, and therefore a perfect to take stock of your life, and take charge of your finances. It’s time to get off the fence and spring clean your finances, ladies!
The Road Not Taken: How Losing $50,000 Became My Biggest Gain
Far from aspirations that would lead a reporter to refer to me as “a force in personal finance,” my career is the result of a hot tub dream gone bad.
Let’s Not Sell Young Retirement Savers Short
A recent paper from the influential Research Affiliates investment management firm (more than $140 billion in assets managed) takes the provocative stance that young adults saving for
What Baby Boomers Are Getting So Wrong About Retirement
Listen up my 60 something friends (and those of you heading to that milestone soon) we need to have a talk about your retirement planning.
Suze Orman’s Dos and Don’ts during government turmoil
Congress’ shenanigans to shut down the government for 16 days this month has many Americans rightfully concerned about their personal finances.“If you don’t want to be affected by the actions—or lack of actions—in Washington, you and you alone are going to have to save yourself,” insists Suze Orman.
Suze Orman Was Right About Money Market Funds
In her last book, The Money Class, Orman urged readers to keep their emergency savings not in a money market fund, but in an interest-bearing checking account. Her reasoning:
