Personal Growth
You Can’t Afford to Stay in a Job You Dislike
Given the looooong hours I know you put into your work, it seems obvious that you should get plenty of satisfaction from all that work. Yet according to Gallup less than one-third of workers are “involved in, enthusiastic about and committed to their work and workplace.”
Can You Pass My Financial Strength Test?
A recent Gallup poll found that Americans are the most positive about their financial situation in a long time. Fifty two percent reported that they feel good about their finances. That’s a big jump from the 41 percent who felt the same five years ago.
The Big Mistake Half of Workers Make
A recent survey reports that 52% of workers who were eligible for paid vacation last year, didn’t use all their available time off.
What to Do With an Unused Gift Card
I hope your friends and family hit the bull’s eye with your gifts this holiday season. But I bet there are many of you who received a gift card (or two, or three) that you don’t have a burning desire to use. As much as you love the sentiment of the gift giver, perhaps you just don’t need-or want-anything from the particular retailer your gift-giver chose.
Financial Resolutions for 2017? Just Do This One Thing
If you have been making a long list of resolutions for the New Year, my advice is to rip it up.
Leaving a Job? Don’t Make These 4 Huge Mistakes.
If you have recently moved to a new job, or one of your 2017 resolutions is to make a move, I want you to be super smart with how you handle your retirement savings account you built at your old job.
Give Your Kids the Gift of Giving
The run up to the holidays at the end of the month is an especially great time to teach young children some money and life lessons.
My Holiday Challenge: How Much Can You Save While Shopping?
You know that I have often stated that one of the keys to financial freedom is to feel as much pleasure from saving, as you get from spending.
The Stealth Retirement Move That Can Save You a Bundle
When it comes to planning for a secure retirement I bet you have the major strategies covered: -Invest in your 401(k) or 403(b) up to point of the match? Check -Save in a Roth IRA? Check -Aim to have your mortgage paid off before you retire? Check -Commit to getting plenty of exercise?
Teach your Children Well-Part 3: Give Your Kid’s Credit
Young adults are making a big mistake with their finances. Survey after survey reports that most millennials do not have a credit card. I am wholeheartedly on board with preferring a debit card. But everyone needs to also have a credit card and use it responsibly.
Suze’s Mortgage Tip #1: Shop Around
It amazes me that so many homebuyers who spent weeks, if not months, hunting around for the best home, don’t shop around as diligently for the best mortgage. According to the Consumer Financial
Are You Fluent in the Language of Wealth?
I spend a lot of time helping people work out a plan for overcoming a financial challenge. Quite often the bulk of my work is in getting them into the right frame of mind. Financial problems are so stressful it is completely reasonable to feel anxious or depressed. But the first step in working your way out of a financial fix is to convince yourself you control your future and you have the ability to make it a great future.
Are You Making This Dangerous Retirement Planning Mistake?
I am concerned that many of you are banking on a retirement strategy that may not work out. According to a national survey, more than four in 10 Americans say they plan to keep working past the age of 65.
The Most Important Tax Tip: File ASAP!
I know you probably can compile a very long list of things you’d rather do than tackle your 2015 tax returns. But please listen to me: procrastination could cost you big time this year, if you anticipate you will be receiving a refund.
Conquer Your Fear of Debt: 3 Crucial Steps
When it comes to financial fears, debt is the ultimate four letter word. Whether you have credit card debt, or student loan debt, or want to buy a home or a car that you will finance, you’re dealing with debt. Or more to the point, it’s probably throwing you for a loop. Debt is the major stress point in every household that I’ve worked with.
Conquer Your Retirement Fears
I don’t know about you, but if I see or hear of one more survey about how panicked most Americans are about their retirement, I will scream. That we have a national fear of retirement preparedness is abundantly clear. What we need now are less surveys and more advice on how to conquer retirement fears. Here are my key steps to start down your road to retirement financial freedom.
Financial Fear No More! Three Steps Toward Financial Freedom
Your money challenges are very personal. You may have a large credit card balance gnawing at you, while your best friend is awake at night worrying about being able to keep working through her 60s,
16 Wishes for 2016
As we turn the corner into a new year, my biggest hope is that peace and happiness is in great abundance for each and every one of you and all those you love. You know from years of hearing me invoke “People First, Then Money, Then Things” that I think there should be no bigger focus than building and nurturing that peace and happiness. But there is also always room to focus on the ways you can continue to build financial security in 2016. The progress you make on taking control of your money will, after all, bring even more happiness and peace into your life.
How to Decide if You Should Loan Someone Money
One of the trickiest money issues you will ever have to navigate is when someone you love comes and asks you for a loan. Or if you see someone you love is having a tough time financially and you want to loan them money to help. What I too often see is that incredibly caring and thoughtful people are blinded by their desire to help, and don’t carefully consider the ramifications of making a loan: for themselves and the recipient. That can just lead to heartache and bigger financial problems.
Health Insurance: 3 Reasons You Should Pick the HSA Option
About half of large employers now offer a high-deductible health insurance plan (HDHP). I know the mere mention of “high deductible” might send your blood pressure skyward, but please listen to me. For many of you, a HDHP may be the smartest health insurance.
Emergency Fund 101
It makes me so sad to read reports that many households don’t have even $1,000 set aside to cover an unexpected expense. What’s so sad is that I know that must cause such stress.
Three Steps to Guaranteed Financial Independence
As a nation we set aside one day a year to formally celebrate our independence. When it comes to your money my hope is that you will make every day, not just July 4th, a day where you make conscious decisions that will help you build financial independence: a life where you are in control of your money, and not vice-versa.
Long-Term Care Insurance Update
I have said over and over again that as you enter your late 40's to 50's you should look into buying long-term care insurance. But looking and buying are two different things. You should only purchase LTC insurance if you know that you can easily afford the premium at the time of purchase and all the way until you are 81 (which is the average age of needing LTC).
The Two Biggest Mistakes You Can Make When Buying a Car
If you lack the cash to buy a car free and clear, you really need to hear me out on the two worst financing moves you can make. What I am about to tell you can save you hundreds, if not thousands of dollars. And trust me, this is exactly what car dealers and financing companies don’t want you to know:
Suze Orman’s 10 Tips To Spring Clean Your Finances
Spring is in the air! Springtime is about renewal and rebirth, and therefore a perfect to take stock of your life, and take charge of your finances. It’s time to get off the fence and spring clean your finances, ladies!
Same-Sex Marriage Ban Ends in Florida
Last night KT and I were lucky enough to get to go to the courthouse in Del Ray Fla to participate in the first gay marriage ceremonies. Read my thoughts on this historic day.
Your 2015 Financial Road Map
The New Year has just started, and that’s the riskiest time of year as far as I am concerned. My three-step Financial Road Map will get you on the path to a more secure 2015, and beyond.
Suze Orman’s Practical Real-Estate Portfolio
The personal finance expert’s holdings are in places like New York, the Bahamas and South Africa
Attention Student Loan Borrowers: Can You Pass my Repayment Test?
I fear many student loan borrowers are flunking out when it comes to choosing the right repayment plan. Here’s a quick quiz to test your repayment smarts:
The Road Not Taken: How Losing $50,000 Became My Biggest Gain
Far from aspirations that would lead a reporter to refer to me as “a force in personal finance,” my career is the result of a hot tub dream gone bad.
Let’s Not Sell Young Retirement Savers Short
A recent paper from the influential Research Affiliates investment management firm (more than $140 billion in assets managed) takes the provocative stance that young adults saving for
What Baby Boomers Are Getting So Wrong About Retirement
Listen up my 60 something friends (and those of you heading to that milestone soon) we need to have a talk about your retirement planning.
Karma Is Not A Negotiating Tool
I am a big believer in karma. But to suggest that good karma should be the lynchpin of managing your career is not just wrong, but dangerous.
Suze Orman’s Dos and Don’ts during government turmoil
Congress’ shenanigans to shut down the government for 16 days this month has many Americans rightfully concerned about their personal finances.“If you don’t want to be affected by the actions—or lack of actions—in Washington, you and you alone are going to have to save yourself,” insists Suze Orman.
The good thing about bankruptcy
Bankruptcy rates spiked during the 2008 recession and many were pretty judgmental toward the millions who couldn't afford to pay their bills. But Suze Orman says bankruptcy is the better option over burying your head in the sand. "When somebody really doesn't have money to pay their bills then they should claim bankruptcy and face it right on and start all over again," says Orman.
Resist home-buying pressure, Suze Orman advises
The recent rise in housing prices and the decrease in supply in certain parts of the country have some people willing to spend every nickel they have to get into the market now. But Suze Orman warns hopeful homebuyers not to be hasty and end up house poor.
Suze Goes Back To School!
Sundance Channel announced an impressive list of innovators and leaders from a cross section of professions including music, politics, film, science, journalism and more who will come together to
Smooth Sailing With Suze Orman
America's most famous expert on personal finance and star of her own award-winning CNBC television show offers advice for “staying” afloat in these economically turbulent times, thanks to lessons learned at sea.
A Must-Read Letter
“Hello Peach, Well much has gone on since we last chatted. Are you ready, better take a deep breath...”
Noted Financial Adviser Suze Orman To Speak At Vet School Commencement
Personal finance guru Suze Orman has a message for college students debating whether to take out thousands of dollars in student loan debt to get a master's degree or professional degree: Make sure
The 8 Qualities of a Successful Life
Years ago, after my first book came out and I had made a few television appearances, I was nearly accosted on the street by a very animated woman who kept pointing at me and then exclaimed "I know who you are... you are the... Money Lady!" I've adopted that as a nickname of sorts. I am indeed the lady whose passion is to help people make the most of their money.
The Three Communication Skills That Make Suze Orman An Influential Celebrity
More than 300,000 financial advisors in the United States provide saving, investing and retirement advice, but only one made the top ten of the Forbes 2013 list of the most influential celebrities: Suze Orman.
Suze Orman Now Available on the CNBC Alarm Clock App
The CNBC Alarm Clock App has added the voice of Suze Orman, host of CNBC's "The Suze Orman Show" (Saturday nights at 9PM & 12AM ET), by popular demand. Now CNBC Alarm Clock users can select the award-winning television host to get them up and make sure they get right to business.
Gay Americans pay more taxes for fewer rights
That nine states and the District of Columbia have legalized same-sex marriage is encouraging progress for those of us who believe that everyone deserves to have basic civil rights. But, even if every state in the country could pass a similar legislation, it would not be enough.
Changing Lives One Wallet at a Time
Letter From Wynne Sandra Korr, Dean and Professor at the School of Social Work, University of Illinois at Urbana-Champaign. Thanks to the
2012 Financial Awareness Video Festival
Suze and Cory Booker, Mayor of Newark, will be judging the final winner of the 2012 Financial Awareness Video Festival. Help us narrow down 10 finalists by taking a moment to view and vote for your favorite video!
Suze Video Interview Marlo Thomas
Marlo: “This week, I was joined by personal finance expert Suze Orman who is a veteran on Mondays With Marlo! Suze is so knowledgeable -- we spoke about everything from maximizing the value of your
Suze Orman Sits Down With Television Academy Foundation’s Archive of American Television
The career of Suze Orman was recently celebrated with a special three-hour interview with the Television Academy Foundation’s Archive of American Television
The “Influentials” Who Help Us Save Money
On Wall Street, in Washington and beyond, these folks have a huge impact on our daily lives and futures.
