Checking your credit report is free. And it is incredibly important to do. But a new survey from CompareCards.com says that just one in three adults checked their credit report last year.
Starting next year, there will be a new FICO credit score that you can opt into. UltraFICO, will take a look at your bank accounts to see your balances, and if you have a good track record of avoi
If you are planning on buying a home in the next few months, I bet you are already spending plenty of time checking out online listings.
Many of you are asking me what to do when you receive a rate increase on your long-term care insurance policy. You know my advice for years has been to not buy long-term care insurance unless you can afford a 50% rate increase in your lifetime. I never thought I would be discussing a 126% rate increase which is how much some Federal LTC Insurance Program (FLTCIP) policyholders are facing, with an average of 83%. The Federal program policyholders have to make a decision by September 30th so that’s why I’m writing this blog now.
For years I have pointed out how ridiculous it is that people who don’t have credit cards, but responsibly pay-as-they-go with debit cards and cash, are put at a severe disadvantage in our financial system.
I am a big believer in home ownership, but only if it makes financial sense. If you answer yes to any of these questions you are better off renting:
Having a good credit score isn’t good enough. To land the best loan deals and qualify for the best credit card offers you need to have a seriously great FICO credit score of at least 740. Here’s how to improve your FICO score.
On Wall Street, in Washington and beyond, these folks have a huge impact on our daily lives and futures.
U.S. financial guru Suze Orman has teamed with the producer of the popular Body Worlds exhibits for a new traveling show to look at how we relate to and understand money.